$449,900
SOLD JUL 9, 2025

1830 45th St SE Saint Cloud, MN 56304

5 Beds
3 Baths
2,534 Sq Ft
108,900 Sq Ft Lot

Recently Sold

$178 Per Sq Ft

2% Below List Price

96 Days on Market

Highlights

  • Deck
  • Living Room
  • Forced Air Heating and Cooling System
  • No HOA
  • Laundry Room
  • Water Softener is Owned

About This Home

As of July 2025

Wonderful acreage home with incredible updates! This home features five bedrooms and three baths, including three upper level bedrooms and primary bedroom suite. Great kitchen with formal and informal dining rooms, along with granite counter tops. Spacious family room in the lower level with beautiful gas fireplace and stone surround. Updates in the last four years include: roof in 2021, new septic system in 2024, new furnace and air conditioner, new $6000 water filtration system, including water softener, new well pump, new ADT security system, new flooring throughout the home including hard surfaces and carpet. All hard surface is waterproof and pet proof. New garage door openers and door seals, new stove and dryer. The lower level bathroom with gutted and remodeled with new Quartz countertop and solid wood vanity. Irrigation system was remapped by Traut Wells and all new heads installed last fall. Entire lawn was treated by Valley Green last season for $6000. All ceilings and walls painted throughout the home. Other features include: finished laundry room, large deck and private backyard on 2.5 acres!

Last Agent to Sell the Property

Debbie Niemeyer

Coldwell Banker Realty Brokerage Phone: 320-241-8143 Listed on: 02/28/2025

Coldwell Banker Realty

Co-Listed By

Todd Edstrom

Coldwell Banker Realty Brokerage Phone: 320-241-8143

Last Buyer's Agent

Brandy Breiland

Lakes Sotheby's International

Lakes Sotheby's International

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,198

Year Built

  • Built in 1997

Lot Details

  • 2.5 Acre Lot
  • Lot Dimensions are 262x415

Parking

  • 3 Car Garage

Home Design

  • Bi-Level Home
  • Steel Siding

Interior Spaces

  • Gas Fireplace
  • Family Room with Fireplace
  • Living Room
  • Dining Room

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Laundry Room
  • Dryer

Finished Basement

  • Basement Fills Entire Space Under The House
  • Natural lighting in basement

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • 200+ Amp Service
  • Water Filtration System
  • Well
  • Drilled Well
  • Water Softener is Owned
  • Septic System

Community Details

  • No Home Owners Association
  • Prairie Woods Estates 4Th Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 25004280105

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,198

Year Built

Built in 1997

Lot Details

2.5 Acres

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Drilled, Well
  • Year Built: 1997
  • Above Grade Finished Sq Ft: 1338
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Attribution Contact: 320-241-8143
  • Attribution Contact: 320-241-8143
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Daylight/Lookout Windows, Finished, Full
  • Appliances: Dishwasher, Dryer, Water Filtration System, Microwave, Range, Refrigerator, Water Softener Owned
  • Fireplace Features: Family Room, Gas
  • Living Area: 2534
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1196
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Laundry

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 5
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PatioPorchType: Deck

Garage/Parking

  • Parking Features: Detached

Utilities

  • Heating: Forced Air
  • Sewer: Septic System Compliant - Yes, Tank with Drainage Field
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 262x415
  • Lot Size Sq Ft: 108900
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Steel Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 25004280105
  • Tax Annual Amount: 3198
  • TaxWithAssessments: 3106.0000

Matterport 3D Tour

Floorplans

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2025
Closed on
Jun 27, 2025
Sold by
Graff Gregrey and Graff Kathleen
Bought by
Resch Andrew
Seller's Agent
Debbie Niemeyer
Coldwell Banker Realty
Buyer's Agent
Brandy Breiland
Lakes Sotheby's International
List Price
$459,900
Sold Price
$449,900
Premium/Discount to List
-$10,000
-2.17%
Views
809
Current Estimated Value
$428,601

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$21,299
Avg. Annual Appreciation
-6.51%
Original Mortgage
$449,900
Outstanding Balance
$446,790
Interest Rate
5.97%
Mortgage Type
VA
Estimated Equity
-$18,189

Purchase Details

Closed on
Aug 17, 2021
Sold by
Jensen Dale W and Jensen Angela G
Bought by
Graff Gregrey and Graff Kathleen

Purchase Details

Listed on
Jun 3, 2013
Closed on
Jun 20, 2014
Sold by
Brattensborg James P and Brattensborg Laura L
Bought by
Jensen Dale W and Jensen Angela G
Seller's Agent
Roger Schleper
Premier Real Estate Services
Buyer's Agent
Kelly Myers
Weichert Realtors Tower Prop.
List Price
$259,900
Sold Price
$231,000
Premium/Discount to List
-$28,900
-11.12%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.39%

Purchase Details

Closed on
Apr 11, 1997
Sold by
Hurrle Francis and Hurrle Marilyn
Bought by
Fruth John G
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $449,900 Burnet Title
Warranty Deed $369,900 First American Title
Warranty Deed $231,000 Tri County Abstract & Title
Warranty Deed $16,900 --
Deed $369,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $449,900 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/09/2025 07/09/25 Sold $449,900 0.0% $178 / Sq Ft
06/04/2025 06/04/25 Pending -- -- --
05/27/2025 05/27/25 Price Changed $449,900 -2.2% $178 / Sq Ft
02/28/2025 02/28/25 For Sale $459,900 +99.1% $181 / Sq Ft
06/23/2014 06/23/14 Sold $231,000 -11.1% $91 / Sq Ft View Prior Sale
06/06/2014 06/06/14 Pending -- -- --
06/03/2013 06/03/13 For Sale $259,900 -- $103 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,726 $411,800 $122,700 $289,100
2024 $3,106 $391,700 $117,600 $274,100
2023 $3,060 $393,200 $120,400 $272,800
2022 $2,596 $368,000 $89,500 $278,500
2020 $2,434 $266,500 $59,600 $206,900
2019 $2,398 $254,900 $58,000 $196,900
2018 $2,276 $245,900 $59,300 $186,600
2017 $2,310 $228,800 $59,300 $169,500
2016 $2,160 $226,400 $57,700 $168,700
2015 $2,084 $204,600 $51,000 $153,600
2014 $1,818 $189,600 $46,200 $143,400
2013 -- $164,100 $37,700 $126,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6674416

NorthstarMLS

APN: 25-428-0105

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