$299,000
SOLD AUG 30, 2024

184 White Cap Way Panama City Beach, FL 32407

3 Beds
2.5 Baths
1,432 Sq Ft
$166/mo HOA Fee

Recently Sold

$209 Per Sq Ft

8% Below List Price

90 Days on Market

Highlights

  • In Ground Pool
  • Gated Community
  • Community Playground
  • J.R. Arnold High School Rated A-
  • Vaulted Ceiling
  • Security Service

About This Home

As of August 2024

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. Wonderfully maintained freshly painted and fully furnished 3Bd 2.5Ba 1,432 SqFt townhouse in the ever-popular and gated Palm Cove community. Being on Short-term rent program this home generated over $58k in 2022 and over $50k in 2023. Long-term rent potential estimated around $36k per year. The kitchen is equipped with SS appliances and open to the dining area and living room. Master bedroom is spacious and located on first level. No carpet: tile on first floor and modern LVP flooring on the second level. Tastefully decorated three bedrooms accommodate up to 10 people. Laundry room is equipped with full size washer and dryer. Newer HVAC (2021) and water heater. The complex boasts two swimming pools, playground and after dark security guard. Low HOA only $167 per month also cover trash pick up and yard work. This property is minutes to the beach, college, Pier park, navy base, Publix sports park, restaurants, county pier & Ship Wreck Island water park & more! Perfect as a primary residence, vacation home or as investment property!

Last Agent to Sell the Property

Maxim Sedov

Keller Williams Success Realty License #3270994 Listed on: 05/10/2024

Keller Williams Success Realty

Last Buyer's Agent

Patrick Pate

Beach Haven Realty License #3437592

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,747

Year Built

  • Built in 2005 | Remodeled

HOA Fees

  • $166 Monthly HOA Fees

Parking

  • Driveway

Home Design

  • Slab Foundation
  • Vinyl Siding
  • Stucco

Interior Spaces

  • 1,432 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan

Kitchen

  • Electric Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Home Security

Pool

  • In Ground Pool
  • Fence Around Pool

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Lot Dimensions are 63x25
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include ground maintenance, playground, pool(s), trash
  • Burg Management Association
  • Palm Cove Subdivision

Recreation

  • Community Playground
  • Community Pool

Security

  • Security Service
  • Gated Community
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,747

Year Built

Built in 2005 | Remodeled

Lot Details

0

HOA Fees

$166 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Attached
  • Lot Size: 63x25
  • Road Frontage Type: City Street
  • Subdivision Name: Palm Cove
  • Structure Type: Townhouse
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Townhouse
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator, Washer
  • Interior Amenities: High Ceilings, Pantry, Remodeled, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Living Area: 1432.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • Stories: 2
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Pool Features: Fenced, In Ground, Community
  • Construction Type: Stucco, Vinyl Siding
  • Foundation Details: Slab
  • Property Condition: Updated/Remodeled

Garage/Parking

  • Parking Features: Driveway
  • Garage: No

Utilities

  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Security Features: Gated Community, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 497.0
  • Community Features: Other, Playground, See Remarks, Short Term Rental Allowed, Gated, Pool
  • Amenities: Gated
  • Association Fee Frequency: Quarterly
  • Association Name: Burg Management
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Maintenance Grounds, Playground, Pool(s), Trash

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Partially

Tax Info

  • Tax Annual Amount: 2747.0
  • Tax Year: 2023

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 10, 2024
Closed on
Aug 30, 2024
Sold by
Sedov Maxim and Antoniuk Iana
Bought by
Mcgee Dartanion and Mcgee Sylvia
Seller's Agent
Maxim Sedov
Keller Williams Success Realty
Buyer's Agent
Patrick Pate
Beach Haven Realty
List Price
$325,000
Sold Price
$299,000
Premium/Discount to List
-$26,000
-8%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.11%
Original Mortgage
$269,100
Outstanding Balance
$267,460
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$31,270

Purchase Details

Listed on
Jan 18, 2023
Closed on
Feb 24, 2023
Sold by
Mercer Joseph Craig
Bought by
Sedov Maxim and Antoniuk Lana
Seller's Agent
Richard Anderson
Premier Properties of Bay Co
Buyer's Agent
Maxim Sedov
Keller Williams Success Realty
List Price
$260,000
Sold Price
$255,800
Premium/Discount to List
-$4,200
-1.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.81%

Purchase Details

Closed on
Oct 27, 2017
Sold by
Hance James Howard
Bought by
Mercer Joseph Craig

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$163,337
Interest Rate
3.78%
Mortgage Type
VA

Purchase Details

Closed on
Jan 10, 2006
Sold by
Palm Cove Inc
Bought by
Hance James Howard

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$173,760
Interest Rate
6.21%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $299,000 Burg Title
Warranty Deed $255,800 Anchor Title
Warranty Deed $159,900 Attorney
Corporate Deed $217,200 Lanco Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $269,100 New Conventional
Previous Owner $156,046 New Conventional
Previous Owner $163,337 VA
Previous Owner $159,073 New Conventional
Previous Owner $173,760 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/28/2025 06/28/25 Price Changed $322,000 -2.4% $225 / Sq Ft
06/13/2025 06/13/25 For Sale $330,000 +10.4% $230 / Sq Ft
08/30/2024 08/30/24 Sold $299,000 -3.5% $209 / Sq Ft
07/22/2024 07/22/24 Price Changed $310,000 -1.0% $216 / Sq Ft
07/12/2024 07/12/24 Price Changed $313,000 -0.3% $219 / Sq Ft
07/04/2024 07/04/24 Price Changed $314,000 -0.3% $219 / Sq Ft
06/14/2024 06/14/24 Price Changed $315,000 -1.3% $220 / Sq Ft
06/04/2024 06/04/24 Price Changed $319,000 -1.8% $223 / Sq Ft
05/10/2024 05/10/24 For Sale $325,000 0.0% $227 / Sq Ft
08/16/2023 08/16/23 Rented $2,200 +4.8% --
08/09/2023 08/09/23 Price Changed $2,100 -4.5% $1 / Sq Ft
07/27/2023 07/27/23 Price Changed $2,200 -8.3% $2 / Sq Ft
07/15/2023 07/15/23 Price Changed $2,400 -4.0% $2 / Sq Ft
07/09/2023 07/09/23 For Rent $2,500 0.0% --
02/24/2023 02/24/23 Sold $255,800 -1.6% $179 / Sq Ft
02/03/2023 02/03/23 Pending -- -- --
01/18/2023 01/18/23 For Sale $260,000 -- $182 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,747 $232,149 $17,078 $215,071
2023 $2,747 $188,696 $15,134 $237,026
2022 $2,024 $171,542 $14,343 $157,199
2021 $1,239 $137,785 $0 $0
2020 $1,234 $135,883 $0 $0
2019 $1,209 $132,828 $14,226 $118,602
2018 $1,207 $131,041 $0 $0
2017 $1,158 $88,708 $0 $0
2016 $1,178 $88,158 $0 $0
2015 $1,098 $80,144 $0 $0
2014 $1,100 $80,411 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 756941

Central Panhandle Association of REALTORS®

APN: 34039-797-000