Seller's Agent in 2025
Asher Black
Keller Williams Realty
(423) 551-9810
5 in this area
423 Total Sales
1858 Rivergate Terrace Soddy Daisy, TN 37379
Bakewell-Sale Creek Neighborhood
4
Beds
4.5
Baths
5,248
Sq Ft
0.42
Acres
Highlights
- Boathouse
- Boat Slip
- Lake On Lot
- Lake Front
- In Ground Pool
- RV or Boat Parking
About This Home
As of August 2025Welcome to your dream lakefront retreat—an exceptional custom-built brick home offering 5 bedrooms, 4.5 baths, and views from nearly every room. This property combines elegant interior living with unmatched outdoor amenities, including a separate 1,500 sq ft mother-in-law suite ideal for extended stays, guests, or rental income. The suite features a spacious a full kitchen, its own gas fireplace, lake views, a workout room, and two new tankless water heaters.
Nestled along 130 feet of lake frontage, this home includes a brand-new 27-foot private dock equipped with a 7,000 lb boat lift, two jet ski slips, attic storage, running water, and electricity. A porch swing sits at the edge of the dock, ideal for quiet lakeside moments. Whether you're spending the day boating, swimming, or simply relaxing by the water, this dock is ready for all your lake life adventures.
The outdoor living areas are equally remarkable. A pool overlooks the lake and is surrounded by two-story decks, perfect for gathering and relaxation. The decks are finished with custom wooden ceilings and ceiling fans, ensuring comfort during warm summer days. Connecting the upper balcony to the lower deck is a spiral staircase, seamlessly linking both levels of outdoor living.
Inside, the open floor plan offers a layout ideal for entertaining or everyday comfort. The spacious living room is anchored by a gas fireplace and framed by large windows offering unobstructed lake views. The eat-in kitchen is equally impressive, offering plenty of space and scenery.
The primary suite serves as a private retreat, complete with direct access to the deck, double sink vanity, steam shower, and walk-in closets. Each of the additional bedrooms enjoys lake views, and the four full bathrooms throughout the home each feature jetted tubs, creating a relaxing experience.
From its thoughtfully designed interiors to its luxury outdoor amenities and peaceful setting, this home offers a lifestyle like no other.
Last Agent to Sell the Property
Keller Williams Realty License #359562 Listed on: 05/01/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,828
Year Built
- Built in 1999 | Remodeled
Lot Details
- 0.42 Acre Lot
- Lot Dimensions are 125.0x169.38
- Lake Front
- Home fronts navigable water
- Property fronts a private road
- Wrought Iron Fence
- Lot Sloped Down
Parking
- 2 Car Attached Garage
- Parking Available
- Parking Accessed On Kitchen Level
- Side Facing Garage
- Garage Door Opener
- Circular Driveway
- RV or Boat Parking
Property Views
- Lake
- Woods
Home Design
- Contemporary Architecture
- Brick Exterior Construction
- Slab Foundation
- Shingle Roof
- Concrete Perimeter Foundation
Interior Spaces
- 5,248 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Wet Bar
- Crown Molding
- Tray Ceiling
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Gas Log Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Shutters
- Window Screens
- Family Room with Fireplace
- 2 Fireplaces
- Great Room with Fireplace
- Formal Dining Room
- Den with Fireplace
- Game Room with Fireplace
- Storage
- Home Gym
- Walk-In Attic
- Fire and Smoke Detector
Kitchen
- Eat-In Kitchen
- Double Convection Oven
- Electric Range
- Down Draft Cooktop
- Dishwasher
- Kitchen Island
- Granite Countertops
- Trash Compactor
Flooring
- Engineered Wood
- Tile
- Slate Flooring
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- Cedar Closet
- Walk-In Closet
- In-Law or Guest Suite
- Double Vanity
- Whirlpool Bathtub
- Bathtub with Shower
- Steam Shower
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Washer and Gas Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Fireplace in Basement
Pool
- In Ground Pool
- Outdoor Pool
- Fence Around Pool
Outdoor Features
- Boat Slip
- Boathouse
- Stationary Dock
- Lake On Lot
- Lake Privileges
- Deck
- Covered Patio or Porch
- Outdoor Storage
Schools
- Soddy Elementary School
- Soddy-Daisy Middle School
- Soddy-Daisy High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Underground Utilities
- Gas Available
- Tankless Water Heater
- Septic Tank
- Sewer Not Available
- Phone Available
- Cable TV Available
Community Details
- No Home Owners Association
- Rivergate Bay Subdivision
Listing and Financial Details
- Assessor Parcel Number 050h A 031.03
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 1, 2025
Closed on
Aug 4, 2025
Sold by
Frank Anthony J and Frank Elizabeth B
Bought by
Franklin Jesse and Franklin Jessica
Seller's Agent
Asher Black
Keller Williams Realty
Buyer's Agent
Frank Trimble
Keller Williams Realty
List Price
$1,500,000
Sold Price
$1,300,000
Premium/Discount to List
-$200,000
-13.33%
Views
611
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
287.75%
Original Mortgage
$1,040,000
Outstanding Balance
$1,040,000
Interest Rate
6.77%
Mortgage Type
New Conventional
Estimated Equity
$468,981
Purchase Details
Listed on
Aug 13, 2016
Closed on
Jan 26, 2017
Sold by
Randall Kay Temple and Randall Rodney B
Bought by
Frank Anthony J
Seller's Agent
Tracie Smith
Greater Chattanooga Realty, Keller Williams Realty
Buyer's Agent
Tracie Smith
Greater Chattanooga Realty, Keller Williams Realty
List Price
$750,000
Sold Price
$720,000
Premium/Discount to List
-$30,000
-4%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.17%
Original Mortgage
$576,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 28, 2009
Sold by
Randall Rodney B
Bought by
Randall Kay Temple
Purchase Details
Closed on
May 24, 1999
Sold by
Shamblin Charles D and Shamblin Sonja M
Bought by
Temple Randall Rodney B and Temple Randall Kay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
6.84%
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,300,000 | Bridge City Title | |
| Warranty Deed | $720,000 | Alliance Title Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Quit Claim Deed | -- | Legal Title & Escrow Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,040,000 | New Conventional | |
| Previous Owner | $137,200 | No Value Available | |
| Previous Owner | $75,200 | Credit Line Revolving | |
| Previous Owner | $576,000 | New Conventional | |
| Previous Owner | $218,000 | Unknown | |
| Previous Owner | $225,000 | Unknown | |
| Previous Owner | $225,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/05/2025 08/05/25 | Sold | $1,300,000 | -13.3% | $248 / Sq Ft |
| 06/28/2025 06/28/25 | Pending | -- | -- | -- |
| 05/01/2025 05/01/25 | For Sale | $1,500,000 | +108.3% | $286 / Sq Ft |
| 01/26/2017 01/26/17 | Sold | $720,000 | -4.0% | $124 / Sq Ft |
| 10/12/2016 10/12/16 | Pending | -- | -- | -- |
| 08/13/2016 08/13/16 | For Sale | $750,000 | -- | $129 / Sq Ft |
Source: Greater Chattanooga REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,819 | $215,400 | $0 | $0 |
| 2023 | $4,828 | $215,400 | $0 | $0 |
| 2022 | $4,828 | $215,400 | $0 | $0 |
| 2021 | $4,828 | $215,400 | $0 | $0 |
| 2020 | $4,776 | $172,400 | $0 | $0 |
| 2019 | $4,776 | $172,400 | $0 | $0 |
| 2018 | $4,776 | $172,400 | $0 | $0 |
| 2017 | $4,776 | $172,400 | $0 | $0 |
| 2016 | $4,528 | $0 | $0 | $0 |
| 2015 | $4,528 | $163,425 | $0 | $0 |
| 2014 | $4,528 | $0 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Asher Black
-
Frank Trimble
F
Buyer's Agent in 2025
Frank Trimble
Keller Williams Realty
(423) 567-5454
10 in this area
573 Total Sales
-
Tracie Smith
T
Seller's Agent in 2017
Tracie Smith
Greater Chattanooga Realty, Keller Williams Realty
18 Total Sales
Map
Source: Greater Chattanooga REALTORS®
MLS Number: 1511519
APN: 050H-A-031.03
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