NOT LISTED FOR SALE

Estimated Value: $719,807 - $786,000

3 Beds
1 Bath
1,008 Sq Ft
$750/Sq Ft Est. Value

About This Home

This home is located at 188 Harbor Oaks Cir, Santa Cruz, CA 95062 and is currently estimated at $755,702, approximately $749 per square foot. 188 Harbor Oaks Cir is a home located in Santa Cruz County with nearby schools including Mission Hill Middle School, Harbor High School, and Santa Cruz High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Mar 21, 2012
Sold by
Riche Marylou and The Marylou Riche Living Trust
Bought by
Hernandez Victor Adan Cruz and Ortega Adriana Mendez
Current Estimated Value
$755,702

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$252,700
Outstanding Balance
$173,256
Interest Rate
3.83%
Mortgage Type
Seller Take Back
Estimated Equity
$582,446

Purchase Details

Closed on
Feb 23, 2010
Sold by
Riche Marylou
Bought by
Riche Marylou and Marylou Riche Living Trust

Purchase Details

Closed on
Jul 31, 2009
Sold by
Hernandez Victor Adan Cruz
Bought by
Riche Marylou

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$236,250
Interest Rate
5.37%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 23, 2005
Sold by
Yanez Samuel G and Ramirez Lopez Maria Christina
Bought by
Hernandez Victor Adan Cruz

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$420,000
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 15, 2003
Sold by
Alvarez Humberto
Bought by
Yanez Samuel G and Ramirez Lopez Maria Christina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$183,000
Interest Rate
5.15%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 28, 1998
Sold by
Mendoza Carlos C and Mendoza Mary A
Bought by
Yanez Samuel G and Ramirez Lopez Maria Christina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$168,150
Interest Rate
6.82%

Purchase Details

Closed on
Jun 6, 1994
Sold by
Hardy Wilbur and Hardy Kathryn D
Bought by
Mendoza Carlos C and Mendoza Mary A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$112,800
Interest Rate
4.87%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Hernandez Victor Adan Cruz $253,000 Old Republic Title Company
Riche Marylou -- None Available
Riche Marylou $304,500 Stewart Title Of Cafifornia
Hernandez Victor Adan Cruz $525,000 First American Title Co
Yanez Samuel G -- Old Republic Title Company
Yanez Samuel G $177,000 Santa Cruz Title Company
Alvarez Humberto -- Santa Cruz Title Company
Mendoza Carlos C $142,500 Old Republic Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Hernandez Victor Adan Cruz $252,700
Previous Owner Riche Marylou $236,250
Previous Owner Hernandez Victor Adan Cruz $420,000
Previous Owner Yanez Samuel G $183,000
Previous Owner Yanez Samuel G $168,150
Previous Owner Mendoza Carlos C $112,800
Closed Mendoza Carlos C $21,150
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,930 $317,784 $190,670 $127,114
2023 $4,701 $305,444 $183,266 $122,178
2022 $4,571 $299,454 $179,672 $119,782
2021 $4,348 $293,582 $176,150 $117,432
2020 $4,290 $290,572 $174,344 $116,228
2019 $4,200 $284,874 $170,924 $113,950
2018 $4,115 $279,290 $167,574 $111,716
2017 $4,030 $273,812 $164,288 $109,524
2016 $3,938 $268,442 $161,066 $107,376
2015 $3,797 $264,410 $158,646 $105,764
2014 $3,732 $259,230 $155,538 $103,692
Source: Public Records

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