$355,000
SOLD OCT 3, 2025

1880 45th St SE Saint Cloud, MN 56304

3 Beds
2.5 Baths
2,046 Sq Ft
2.5 Acres

Recently Sold

$174 Per Sq Ft

11% Below List Price

23 Days on Market

Highlights

  • Vaulted Ceiling
  • Home Office
  • Living Room
  • No HOA
  • 4 Car Attached Garage
  • Laundry Room

About This Home

As of October 2025

Room to Roam with 2.5 acres of space. Home features Main Floor Laundry, 3 Bedrooms on one Level, Vaulted Ceiling in Living Room, Large Patio off of Dining Room, Huge extra Detached Garage: Insulated, rocked and Heated. All on Lovely Treed Lot just outside of Saint Cloud.

Last Agent to Sell the Property

Tracy Ellig

Realty 1 Inc Listed on: 08/13/2025

Last Buyer's Agent

Matt Wieber

Agency North Real Estate, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,122

Year Built

  • Built in 1998

Lot Details

  • 2.5 Acre Lot
  • Lot Dimensions are 418x264

Parking

  • 4 Car Attached Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Split Level Home
  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Family Room
  • Living Room
  • Dining Room
  • Home Office
  • Finished Basement

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Well

Community Details

  • No Home Owners Association
  • Prairie Woods Estates 4Th Add Subdivision

Listing and Financial Details

  • Assessor Parcel Number 25004280110

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,122

Year Built

Built in 1998

Lot Details

0

Parking

4

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 4
  • Accessibility Features: None
  • Water Source: Well
  • Year Built: 1998
  • Above Grade Finished Sq Ft: 1408
  • Unit Levels: Three Level Split
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Living Area: 2046
  • Fireplace: No
  • Below Grade Finished Sq Ft: 638
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Kitchen, Family Room, Bedroom 1, Bedroom 2, Bedroom 3, Office, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Asphalt
  • PoolFeatures: None
  • Other Structures: Additional Garage
  • PatioPorchType: Front Porch,Patio

Garage/Parking

  • Parking Features: Attached Garage, Detached, Concrete, Finished Garage, Garage Door Opener, Insulated Garage, Paved

Utilities

  • Heating: Forced Air
  • Sewer: Private Sewer
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: St. Cloud
  • SchoolDistrictPhone: 320-253-9333

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 418x264
  • Lot Size Sq Ft: 108900
  • Land Lease: No
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 25004280110
  • Tax Annual Amount: 3122
  • TaxWithAssessments: 3122.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 13, 2025
Closed on
Oct 3, 2025
Sold by
Kosek Kory Michael and Kosek Abbi
Bought by
Kmitch Samuel
Seller's Agent
Tracy Ellig
Realty 1 Inc
Buyer's Agent
Matt Wieber
Agency North Real Estate, Inc
List Price
$399,999
Sold Price
$355,000
Premium/Discount to List
-$44,999
-11.25%
Views
153

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.58%
Original Mortgage
$284,000
Outstanding Balance
$283,747
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$84,005

Purchase Details

Closed on
Mar 17, 2009
Sold by
Tillmann Ben M
Bought by
Kosek Charles L and Kosek Mary B

Purchase Details

Closed on
Oct 28, 2005
Sold by
Paul Todd M and Paul Cynthia L
Bought by
Tillmann Ben M and Tillmann Brenda K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$218,400
Interest Rate
5.89%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 22, 1998
Sold by
Wentzell Joseph A and Wentzell Charlotte A
Bought by
Wri Sht - Way Construction Inc
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $355,000 Title Team
Warranty Deed $239,000 --
Warranty Deed $273,000 --
Warranty Deed $19,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $284,000 New Conventional
Previous Owner $218,400 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/03/2025 10/03/25 Sold $355,000 -9.0% $174 / Sq Ft
09/05/2025 09/05/25 Pending -- -- --
08/16/2025 08/16/25 Price Changed $389,900 -2.5% $191 / Sq Ft
08/13/2025 08/13/25 For Sale $399,999 -- $196 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,194 $404,200 $122,700 $281,500
2024 $3,122 $391,300 $117,600 $273,700
2023 $2,990 $395,000 $120,400 $274,600
2022 $2,648 $360,300 $89,500 $270,800
2020 $2,510 $276,800 $59,600 $217,200
2019 $2,422 $262,000 $58,000 $204,000
2018 $2,388 $248,100 $59,300 $188,800
2017 $2,380 $238,600 $59,300 $179,300
2016 $2,216 $232,200 $57,700 $174,500
2015 $2,150 $210,000 $51,200 $158,800
2014 $1,912 $195,800 $46,400 $149,400
2013 -- $172,900 $38,000 $134,900
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6771622

NorthstarMLS

APN: 25-428-0110