NOT LISTED FOR SALE

19 Clove Ct South Elgin, IL 60177

Estimated Value: $386,000 - $391,044

2 Beds
4 Baths
1,972 Sq Ft
$198/Sq Ft Est. Value

Last Sold April 23, 2019

Last sale price $249,900 $127 Per Sq Ft

Est. 56% increase in value since last sale

Current estimated payment $2,816/month

5 Days on Market

Highlights

  • Mature Trees
  • Deck
  • Traditional Architecture
  • Anderson Elementary School Rated A
  • Vaulted Ceiling
  • Wood Flooring

About This Home

As of April 2019

Fabulous culdesac lot w/ST.CHARLES schools~This home offers almost 2000 SF of living space. upgraded front porch elevation~ Hardwood floors~Vaulted great room & new Pella slider leading spacious deck w/Pergola~Dining room~Eat in Kitchen Granite counters/Stainless Steel appliances~convenient 2nd floor Laundry~Vaulted master suite offers walkin closet & private bath~Loft w/hardwood floor could easily be converted to 3rd bedroom~Finished basement has huge recreation room/half bath/new carpeting~Pretty yard has pear & peach trees~Brick paver driveway & walkway~Epoxy floor in 2 car garage~shed~Windows new 2013~AC new 2017~HVAC 2016~newer water softener~sump pump new 2019~popular Sugar Ridge subdivision offers fabulous park & activity fields!! $1200 carpet allowance.

Last Agent to Sell the Property

Stephanie Doherty

HomeSmart Connect LLC License #475124265 Listed on: 03/15/2019

HomeSmart Connect LLC

Last Buyer's Agent

Valerie Grohe

Berkshire Hathaway HomeServices Starck Real Estate License #475141499

Berkshire Hathaway HomeServices Starck Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,561

Year Built

  • 1993

Lot Details

  • Cul-De-Sac
  • Mature Trees

Parking

  • Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Brick Driveway
  • Parking Included in Price

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Slab Foundation
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • Primary Bathroom is a Full Bathroom
  • Vaulted Ceiling
  • Entrance Foyer
  • Loft
  • Wood Flooring

Kitchen

  • Breakfast Bar
  • Oven or Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances

Finished Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Outdoor Features

  • Deck
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Water Softener

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,561

Year Built

1993

Lot Details

0

Parking

2

Listing Details

  • Property Type: Detached Single
  • General Information: School Bus Service
  • Age: 26-30 Years
  • Full Bathrooms: 2
  • Half Bathrooms: 2
  • Ownership: Fee Simple
  • Square Footage Comments: Main square footage is Main & 2nd floor Includes finished basement
  • Total Full or Half Bathrooms: 2.2
  • Total Sq Ft: 1377
  • Style Of House: Traditional
  • Type Detached: 2 Stories
  • Estimated Year Built: 1993
  • Tax Exemptions: Homeowner
  • Total Sq Ft: 1972
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1993

Interior Features

  • Interior Property Features: Vaulted/Cathedral Ceilings, Hardwood Floors
  • Number Of Rooms: 7
  • Living Room: Dimensions: 19X12, On Level: Main Level, Flooring: Hardwood
  • Appliances: Oven/Range, Microwave, Dishwasher, Refrigerator, All Stainless Steel Kitchen Appliances, Water Softener
  • Equipment: Ceiling Fan, Sump Pump, Radon Mitigation System(s)
  • Attic: Unfinished
  • Basement: Full
  • Basement: Finished
  • Basement Bathrooms: Yes
  • Bedrooms All Levels: 2
  • Primary Bedroom Bath: Full
  • Above Grade Bedrooms: 2
  • Laundry: Dimensions: 6X6, On Level: 2nd Level, Flooring: Vinyl
  • Dining Room: Dimensions: 13X10, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Dimensions: 15X15, On Level: Main Level, Flooring: Hardwood
  • Kitchen Type: Eating Area-Table Space
  • Additional Rooms: Loft, Foyer
  • Master Bedroom: Dimensions: 14X13, On Level: 2nd Level, Flooring: Carpet
  • Additional Room 1 Name: Loft, Dimensions: 13X12, On Level: 2nd Level, Flooring: Hardwood
  • Additional Room 2 Name: Foyer, Dimensions: 8X8, On Level: Main Level, Flooring: Hardwood
  • Bedroom 2: Dimensions: 13X12, On Level: 2nd Level, Flooring: Carpet
  • Estimated Sq Ft: 1972
  • Estimated Total Finished Sq Ft: 1972
  • Basement Sq Ft: 595
  • Basement Finished Sq Ft: 595
  • Main Level Sq Ft: 1377
  • Dining Room Type: Separate
  • Family Room: Dimensions: 19X30, On Level: Basement, Flooring: Carpet

Exterior Features

  • Foundation: Concrete
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Vinyl Siding, Brick
  • Roof Type: Asphalt/Glass (Shingles)
  • Exterior Property Features: Deck, Porch
  • Acreage: 0.2386

Garage/Parking

  • Number of Cars: 2
  • Parking: Garage
  • Garage Type: Attached
  • Garage Details: Garage Door Opener(s), Transmitter(s)
  • Garage On Site: Yes
  • Number Garage Spaces: 2
  • Driveway: Brick
  • Parking Included In Price: Yes

Utilities

  • Electricity: Circuit Breakers
  • Air Conditioner: Central Air
  • Water: Public
  • Sewer: Sewer-Public
  • Heating Fuel: Gas, Forced Air

Schools

  • School District: 303
  • High School: St Charles North High School
  • Junior High Dist: 303

Lot Info

  • Lot Dimensions: 26X104X100X75
  • Lot Description: Cul-de-sac, Mature Trees
  • Parcel Identification Number: 0903134033

Tax Info

  • Taxes: 5701

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 29, 2021
Sold by
Cairne Alexander G
Bought by
Cairne Alexander G and Marconi Cayla
Total Days on Market
5
Current Estimated Value
$389,511

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,000
Outstanding Balance
$224,984
Interest Rate
2.99%
Mortgage Type
New Conventional
Estimated Equity
$164,527

Purchase Details

Closed on
Nov 12, 2021
Sold by
Cairns Alexander G
Bought by
Cairns Alexander G and Marconi Cayla

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,000
Outstanding Balance
$224,984
Interest Rate
2.99%
Mortgage Type
New Conventional
Estimated Equity
$164,527

Purchase Details

Listed on
Mar 15, 2019
Closed on
Apr 13, 2019
Sold by
Quesada Jose and Quesada Stacy
Bought by
Cairns Alexander
Seller's Agent
Stephanie Doherty
HomeSmart Connect LLC
Buyer's Agent
Valerie Grohe
Berkshire Hathaway HomeServices Starck Real Estate
List Price
$249,900
Sold Price
$249,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.52%
Original Mortgage
$242,403
Interest Rate
4.25%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 23, 2013
Closed on
Aug 26, 2013
Sold by
Wisz Wiktor and Wisz Elzbieta
Bought by
Quesada Jose
Seller's Agent
Mary Sagan
Century 21 New Heritage - Hampshire
Buyer's Agent
Heather Sullivan
REMAX All Pro - St Charles
List Price
$239,900
Sold Price
$221,000
Premium/Discount to List
-$18,900
-7.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.20%
Original Mortgage
$214,370
Interest Rate
4.87%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 5, 2001
Sold by
Miller A Michelle
Bought by
Wisz Wiktor and Wisz Elzbieta

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,500
Interest Rate
6.68%

Purchase Details

Closed on
Jun 23, 2000
Sold by
Joslin Ron M and Joslin Sarah P
Bought by
Miller A Michelle

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,500
Interest Rate
8.66%

Purchase Details

Closed on
Feb 26, 1999
Sold by
Bulwicki Gregory A and Bulwicki Deborah S
Bought by
Joslin Ron M and Joslin Sarah P

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,624
Interest Rate
6.83%
Mortgage Type
VA

Purchase Details

Closed on
Apr 27, 1995
Sold by
Harvey Todd L and Harvey Laura
Bought by
Bulwicki Gregory A and Bulwicki Deborah S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$133,000
Interest Rate
6.6%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cairne Alexander G -- Fidelity National Title
Cairns Alexander G -- None Available
Cairns Alexander $375,000 Fidelity National Title
Quesada Jose $221,000 First United Title Services
Wisz Wiktor $191,500 Chicago Title Insurance Co
Miller A Michelle $182,000 Greater Illinois Title Compa
Joslin Ron M $157,500 Golden Title
Bulwicki Gregory A $148,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cairne Alexander G $242,000
Closed Cairns Alexander $242,403
Previous Owner Quesada Jose $214,370
Previous Owner Wisz Wiktor $108,000
Previous Owner Wisz Wictor $10,000
Previous Owner Wisz Wiktor $113,300
Previous Owner Wisz Wiktor $111,500
Previous Owner Miller A Michelle $172,000
Previous Owner Miller A Michelle $172,500
Previous Owner Joslin Ron M $160,624
Previous Owner Bulwicki Gregory A $133,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2019 04/23/19 Sold $249,900 0.0% $127 / Sq Ft
03/20/2019 03/20/19 Pending -- -- --
03/15/2019 03/15/19 For Sale $249,900 +13.1% $127 / Sq Ft
08/27/2013 08/27/13 Sold $221,000 -7.9% $143 / Sq Ft
07/30/2013 07/30/13 Pending -- -- --
07/23/2013 07/23/13 For Sale $239,900 -- $155 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $7,561 $102,402 $24,998 $77,404
2022 $6,771 $89,537 $26,746 $62,791
2021 $6,497 $85,346 $25,494 $59,852
2020 $6,470 $83,755 $25,019 $58,736
2019 $6,374 $82,097 $24,524 $57,573
2018 $5,992 $77,204 $23,592 $53,612
2017 $5,702 $74,564 $22,785 $51,779
2016 $5,977 $71,945 $21,985 $49,960
2015 -- $67,790 $21,748 $46,042
2014 -- $66,440 $21,748 $44,692
2013 -- $63,543 $21,965 $41,578
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD10309267

Midwest Real Estate Data (MRED)

APN: 09-03-134-033