190 Elm St Windsor Locks, CT 06096
4
Beds
3
Baths
2,050
Sq Ft
0.31
Acres
Highlights
- Cape Cod Architecture
- Attic
- No HOA
- Deck
- 2 Fireplaces
- 1 Car Attached Garage
About This Home
As of October 2021You do not want to miss out on this custom built 2050 square foot cape with gorgeous outdoor space. The original woodwork, moldings and extensive detail throughout the home have been preserved for you to enjoy. Entering through the attached garage, you're greeted by a spacious breezeway with custom built-ins and beautiful wood crafted ceiling. Entering the home there is a spacious living room with lots of natural light, beautifully finished hardwood floors and a stunning custom stone fireplace. The spacious dining room features a brick fireplace, gorgeous built-ins just off the quaint kitchen with custom cabinetry, a beautifully wood crafted ceiling, and a two-bar stool countertop. Down the hallway from the kitchen is a full bathroom and two spacious bedrooms, one of which has a handicap accessible full bathroom and its own private deck with an entrance and exit to the backyard that could serve as an in-law suite, teen suite, etc. As you walk up the stairs to the second floor you will find the third full bathroom with two spacious bedrooms on either side. Out back is your dream outdoor space with spacious deck and stunning stone patio with dry mortar stone wall, perfect for entertaining! Professional landscaping and a storage shed out back make the outdoor living space come alive and is sure to make friends & family envious. Schedule your showing to see this beautiful home today!
Last Agent to Sell the Property
The Graveline Group LLC License #REB.0791491 Listed on: 08/31/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,598
Year Built
- Built in 1950
Lot Details
- 0.31 Acre Lot
- Level Lot
- Open Lot
- Cleared Lot
- Garden
- Property is zoned RESA
Home Design
- Cape Cod Architecture
- Block Foundation
- Frame Construction
- Asphalt Shingled Roof
- Vinyl Siding
Interior Spaces
- 2,050 Sq Ft Home
- 2 Fireplaces
- French Doors
- Concrete Flooring
- Basement Fills Entire Space Under The House
- Attic
Kitchen
- Electric Range
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry on lower level
- Dryer
- Washer
Parking
- 1 Car Attached Garage
- Parking Deck
- Off-Street Parking
Outdoor Features
- Deck
- Patio
- Rain Gutters
Schools
- Windsor Locks High School
Utilities
- Window Unit Cooling System
- Heating System Uses Oil
- Electric Water Heater
- Fuel Tank Located in Basement
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 31, 2021
Closed on
Oct 14, 2021
Sold by
Graham-Chapps Deborah A
Bought by
Rivera Israel and Paluck-Rivera Tracy M
Seller's Agent
Nicholas Graveline
The Graveline Group LLC
Buyer's Agent
Artie Owens
eXp Realty
List Price
$289,900
Sold Price
$290,000
Premium/Discount to List
$100
0.03%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.40%
Original Mortgage
$284,747
Outstanding Balance
$261,347
Interest Rate
2.8%
Mortgage Type
FHA
Estimated Equity
$104,350
Purchase Details
Closed on
Jan 11, 2021
Sold by
Chapps Kerry J
Bought by
Chapps Deborah A
Similar Homes in Windsor Locks, CT
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $290,000 | None Available | |
| Quit Claim Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $83,010 | FHA | |
| Open | $284,747 | FHA | |
| Previous Owner | $125,700 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $150,500 | No Value Available | |
| Previous Owner | $61,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/21/2025 07/21/25 | For Sale | $399,900 | +37.9% | $195 / Sq Ft |
| 10/14/2021 10/14/21 | Sold | $290,000 | 0.0% | $141 / Sq Ft |
| 09/09/2021 09/09/21 | Pending | -- | -- | -- |
| 08/31/2021 08/31/21 | For Sale | $289,900 | -- | $141 / Sq Ft |
Source: SmartMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,920 | $139,300 | $43,190 | $96,110 |
| 2023 | $3,668 | $139,300 | $43,190 | $96,110 |
| 2022 | $3,598 | $139,300 | $43,190 | $96,110 |
| 2021 | $3,598 | $139,300 | $43,190 | $96,110 |
| 2020 | $3,598 | $139,300 | $43,190 | $96,110 |
| 2019 | $3,598 | $139,300 | $43,190 | $96,110 |
| 2017 | $3,588 | $134,600 | $42,400 | $92,200 |
| 2016 | $3,588 | $134,600 | $42,400 | $92,200 |
| 2015 | $3,606 | $134,600 | $42,400 | $92,200 |
| 2014 | $4,197 | $160,000 | $48,100 | $111,900 |
Source: Public Records
Agents Affiliated with this Home
-
David Merrigan
Seller's Agent in 2025
David Merrigan
Merrigan & Lefebvre Realty
(860) 305-1248
44 in this area
87 Total Sales
-
Nicholas Graveline
Seller's Agent in 2021
Nicholas Graveline
The Graveline Group LLC
(413) 636-6385
1 in this area
92 Total Sales
-
Artie Owens
A
Buyer's Agent in 2021
Artie Owens
eXp Realty
(860) 869-2367
2 in this area
70 Total Sales
Map
Source: SmartMLS
MLS Number: 170433732
APN: WINL-000035-000061-000002
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