$1,505,000
SOLD AUG 16, 2023

190 Shelter Cove Dr Half Moon Bay, CA 94019

4 Beds
3 Baths
1,990 Sq Ft
4,948 Sq Ft Lot

Recently Sold

$756 Per Sq Ft

9% Below List Price

88 Days on Market

Highlights

  • Ocean View
  • Primary Bedroom Suite
  • Main Floor Bedroom
  • Wine Cellar
  • Wood Flooring
  • 5-minute walk to Princeton by the Sea Park

About This Home

As of August 2023

Location-Location. This sun-belt gem is close to all the things that give happy feels. Newer kitchen with honed stone counters, built-in coffee/wine bar/hutch and stainless appliances - great for family. With filtered ocean views upstairs, the dedicated primary bedroom/bathroom suite has an extra light-filled room for a work-from-home space, private reading nook or potential bathroom expansion. Meticulous maintenance "behind the scenes" includes newer exterior painting, roof, upgraded electrical panel, drip-irrigation system and artisanal landscaping, electric fireplace with remote and custom surround, furnace with updated 2nd heating zone, and more! Ground level bed/bath suite with access to private yard. Newer hardwood floors and carpet for stairs. Clean garage with epoxy floor. Wine storage near kitchen. Guest coat closet in hall. Rarely available 4-bedroom home in this neighborhood.

Last Agent to Sell the Property

Marian Bennett

Golden Gate Sotheby's International Realty License #01463986 Listed on: 04/21/2023

Golden Gate Sotheby's International Realty

Last Buyer's Agent

Kevin Dalonzo

Compass License #01914790

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,323

Year Built

  • Built in 1970

Lot Details

  • 4,948 Sq Ft Lot
  • Wood Fence
  • Back Yard
  • Zoning described as R10006

HOA Fees

  • $10 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Electric Vehicle Home Charger
  • On-Street Parking

Property Views

  • Ocean
  • Garden
  • Neighborhood

Home Design

  • Composition Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,990 Sq Ft Home
  • Bay Window
  • Wine Cellar
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Den
  • Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Gas Oven
  • Gas Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • Primary Bedroom Suite
  • Walk-In Closet
  • Remodeled Bathroom
  • Bathroom on Main Level
  • 3 Full Bathrooms
  • Walk-in Shower

Laundry

  • Laundry in Garage
  • Washer and Dryer
  • Laundry Tub

Outdoor Features

  • Balcony

Utilities

  • Forced Air Heating System
  • Wood Insert Heater
  • Vented Exhaust Fan
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 037-341-300

Community Details

Overview

  • Pbts HOA
  • Built by Princeton By The Sea
  • Greenbelt

Recreation

  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,323

Year Built

Built in 1970

Lot Details

0

HOA Fees

$10 per month

Parking

2

Listing Details

  • Subclass: Single Family Home
  • Restrictions: Age - No Restrictions
  • Age: 53
  • Listing Class: Residential
  • Structure Sq Ft: 1990
  • Complex Name: Princeton By The Sea
  • Year Built: 1970
  • Zoning Description: R10006
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Fireplace: Insert, Living Room
  • Dining Room: Breakfast Bar, Dining Area in Living Room, Eat in Kitchen
  • Kitchen: Cooktop - Gas, Countertop - Granite, Dishwasher, Exhaust Fan, Garbage Disposal, Ice Maker, Microwave, Oven - Gas, Pantry, Refrigerator
  • Living Sq Ft: 1990
  • Bedrooms: More than One Bedroom on Ground Floor, Primary Suite / Retreate - 2+, Walk-in Closet
  • Laundry: In Garage, Tub / Sink, Washer / Dryer
  • Flooring: Hardwood, Tile, Vinyl / Linoleum
  • Additional Rooms: Attic, Den / Study / Office, Wine Cellar / Storage
  • Fireplaces Min: 1
  • Maximum Numberof Bedrooms: 4
  • Minimum Numberof Bedrooms: 4
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Bathroom: Full on Ground Floor, Primary - Stall Shower(s), Updated Bath
  • Fireplace: Yes

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • View: Garden / Greenbelt, Neighborhood, Ocean
  • Yard/Grounds: Back Yard, Balcony / Patio, Fenced
  • Fencing: Wood

Garage/Parking

  • Garage Spaces: 2
  • Garage Max: 2
  • Garage Min: 2
  • Garage Parking Features: Attached Garage, Electric Car Hookup, On Street, Parking Restrictions
  • Electric Vehicle Hookup Type: Electric Vehicle Hookup Level 1 (120 volts)

Utilities

  • Heating System: Central Forced Air - Gas
  • Sewer/Septic System: Sewer - Public

Condo/Co-op/Association

  • HOA Fees: 125
  • HOA Amenities: Garden / Greenbelt / Trails, Playground
  • HOA Fee Frequency: Annually
  • H O A Name Text: PBTS HOA
  • H O A Exist: Yes

Association/Amenities

  • Amenities Miscellaneous: Bay Window

Schools

  • School District: Cabrillo Unified

Lot Info

  • Parcel Number: 037-341-300
  • Lot Acres: 0.1136
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 4950.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 4950.00

Multi Family

  • Utilities: Public Utilities

MLS Schools

  • High School District Text: Cabrillo Unified

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 21, 2023
Closed on
Aug 1, 2023
Sold by
Trust Of Gian And Robin Polastri
Bought by
Douglas G Bell Revocable Trust and Bell
Seller's Agent
Marian Bennett
Golden Gate Sotheby's International Realty
Buyer's Agent
Kevin Dalonzo
Compass
List Price
$1,649,000
Sold Price
$1,505,000
Premium/Discount to List
-$144,000
-8.73%
Views
303

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.17%
Original Mortgage
$1,505,000
Outstanding Balance
$1,473,632
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$156,148

Purchase Details

Listed on
Dec 6, 2019
Closed on
Dec 30, 2019
Sold by
Sexton Joseph
Bought by
Polastri Gian D and Polastri Robin M
Seller's Agent
Stephanie Sills
Compass
Buyer's Agent
Marian Bennett
Golden Gate Sotheby's International Realty
List Price
$1,275,000
Sold Price
$1,300,000
Premium/Discount to List
$25,000
1.96%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.14%
Original Mortgage
$195,000
Interest Rate
3.7%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Oct 4, 2017
Sold by
Sexton Joseph and Sexton Jennifer F
Bought by
Sexton Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$825,000
Interest Rate
3.78%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 30, 2014
Sold by
Sexton Joseph and Sexton Jennifer
Bought by
Sexton Joseph E and Sexton Jennifer F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$67,000
Interest Rate
3.57%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 20, 2007
Sold by
Holderbein David Philip and Holderbein Karen Kay
Bought by
Ferrence Jennifer E and Sexton Joseph

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$10,000
Interest Rate
6.29%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 17, 2003
Sold by
Holderbein David P and Holderbein Karen Kay
Bought by
Holderbein David Philip and Holderbein Karen Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$435,000
Interest Rate
4.25%
Mortgage Type
Unknown

Purchase Details

Closed on
May 5, 2003
Sold by
Holderbein David Philip and Holderbein Karen Kay
Bought by
Holderbein David P and Holderbein Karen Kay

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$435,000
Interest Rate
4.25%
Mortgage Type
Unknown

Purchase Details

Closed on
Jun 2, 1999
Sold by
Holderbein David P and Holderbein Karen
Bought by
Holderbein David Philip and Holderbein Karey Kay

Purchase Details

Closed on
Feb 12, 1999
Sold by
Polastri Gian D and Polastri Robin M
Bought by
Holderbein David P and Holderbein Karen

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$332,400
Interest Rate
7%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Grant Deed $1,505,000 Lawyers Title Company
Grant Deed $1,300,000 Lawyers Title Company
Interfamily Deed Transfer -- Nextitle
Interfamily Deed Transfer -- North American Title Co Inc
Grant Deed $785,500 First American Title Company
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- --
Grant Deed $415,500 Commonwealth Land Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $1,505,000 New Conventional
Previous Owner $500,000 Credit Line Revolving
Previous Owner $195,000 Stand Alone Second
Previous Owner $825,000 New Conventional
Previous Owner $67,000 Credit Line Revolving
Previous Owner $625,500 New Conventional
Previous Owner $10,000 Credit Line Revolving
Previous Owner $628,400 Purchase Money Mortgage
Previous Owner $120,000 Credit Line Revolving
Previous Owner $435,000 Unknown
Previous Owner $86,000 Credit Line Revolving
Previous Owner $407,000 Unknown
Previous Owner $332,400 No Value Available
Previous Owner $100,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 For Sale $1,585,000 +5.3% $796 / Sq Ft
08/16/2023 08/16/23 Sold $1,505,000 -5.3% $756 / Sq Ft
07/18/2023 07/18/23 Pending -- -- --
07/11/2023 07/11/23 Price Changed $1,590,000 -1.5% $799 / Sq Ft
06/22/2023 06/22/23 Price Changed $1,615,000 -2.1% $812 / Sq Ft
04/21/2023 04/21/23 For Sale $1,649,000 +26.8% $829 / Sq Ft
01/08/2020 01/08/20 Sold $1,300,000 +2.0% $653 / Sq Ft
12/16/2019 12/16/19 Pending -- -- --
12/06/2019 12/06/19 For Sale $1,275,000 -- $641 / Sq Ft
Source: MLSListings

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,323 $391,273 $177,214 $214,059
2023 $5,323 $1,366,529 $653,831 $712,698
2022 $15,540 $1,339,735 $641,011 $698,724
2021 $15,186 $1,313,467 $628,443 $685,024
2020 $11,429 $962,280 $481,140 $481,140
2019 $11,449 $943,412 $471,706 $471,706
2018 $10,675 $924,914 $462,457 $462,457
2017 $10,509 $906,780 $453,390 $453,390
2016 $10,383 $889,000 $444,500 $444,500
2015 $10,145 $875,648 $437,824 $437,824
2014 $8,204 $704,000 $352,000 $352,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLSListings

MLS Number: ML81925397

MLSListings

APN: 037-341-300