$499,900

1900 White Cloud Dr E Isle, MN 56342

Estimated payment $3,230/month

Total Views 12,430
3 Beds
2.5 Baths
1,943 Sq Ft
$257 Price per Sq Ft

Highlights

  • 119 Feet of Waterfront
  • Main Floor Primary Bedroom
  • The kitchen features windows
  • Deck
  • Stainless Steel Appliances
  • 2 Car Attached Garage

About This Home

Year round lake home located on prestigious Malone Island with a private harbor slip available. A rare opportunity to own a year-round Mille Lacs Lake home on the island! This spacious 3-bed, 3-bath, 2,000+ sq ft lake home delivers open-concept living, stunning lake views, and the ease of island life, all just 90 minutes from the Twin Cities. Main level living & open concept design. Step inside to bright, inviting spaces featuring: Spacious & bright living and dining areas perfect for gathering friends & family. A large kitchen with stainless steel appliances, large center island, and a walk-in pantry. Dining room with panoramic lake views and walkout to a generous lakeside deck. Main-floor primary suite with a large walk-in closet. The lower level offers a large family room with beautiful plank flooring, and convenient walkout access to the lakeside patio. There is plenty of room for guests, recreation, or relaxing after a day on the water! Enjoy the perks of Malone Island living: Private association harbor with your own boat slip (#28) available, docks, and launch included. Additional features include a concrete driveway and a heated, insulated 2-car attached garage! There is a nice sized storage shed for your lake gear and toys. Just minutes from the town of Isle, this immaculate home offers the perfect blend of privacy, convenience, and lakefront lifestyle. Homes on Malone Island rarely become available, and they move quickly. You will love the East side of Mille Lacs Lake - and all the Isle area has to offer!

Listing Agent

Hans Woelfle

Keller Williams Realty Professionals Listed on: 07/21/2025

Keller Williams Realty Professionals

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,115

Year Built

  • Built in 2012

Lot Details

  • Lot Dimensions are 60x164x119x131
  • 119 Feet of Waterfront
  • Lake Front
  • Irregular Lot
  • Zoning described as Shoreline,Residential-Single Family

HOA Fees

  • $28 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Frame Construction
  • Pitched Roof

Interior Spaces

  • Dining Room

Kitchen

  • Breakfast Bar
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main

Laundry

  • Dryer
  • Washer

Partially Finished Basement

  • Basement Fills Entire Space Under The House
  • Laundry in Basement
  • Basement Window Egress

Eco-Friendly Details

  • Air Exchanger

Outdoor Features

  • Deck
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • 200+ Amp Service
  • Electric Water Heater

Community Details

  • Association fees include dock
  • Malone Island Association, Phone Number (218) 820-7851
  • Malone Island Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 205600480

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,115

Year Built

Built in 2012

Lot Details

0.29 Acres

HOA Fees

$28 per month

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Fee Frequency: Annually
  • Year Built: 2012
  • Above Grade Finished Sq Ft: 1043
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: No
  • FractionalOwnershipYN: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Egress Window(s), Full, Concrete, Partially Finished
  • Appliances: Air-To-Air Exchanger, Dishwasher, Dryer, Electric Water Heater, ENERGY STAR Qualified Appliances, Exhaust Fan, Microwave, Range, Refrigerator, Stainless Steel Appliances, Washer
  • Living Area: 1943
  • Fireplace: No
  • Below Grade Finished Sq Ft: 900
  • Basement YN: Yes

Beds/Baths

  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • View: Bay, East, Lake, Panoramic
  • Other Structures: Storage Shed
  • PatioPorchType: Deck, Patio
  • Lake Bottom: Rocky, Sand, Weeds
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 119

Garage/Parking

  • Parking Features: Attached Garage, Concrete, Finished Garage, Garage Door Opener, Heated Garage, Insulated Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • LaundryFeatures: In Basement
  • Electric: Circuit Breakers, 200+ Amp Service
  • Fuel: Natural Gas
  • Power Company: East Central Energy

Condo/Co-op/Association

  • HOA Fee Includes: Dock
  • Phone: 2188207851
  • Association Fee: 330
  • Association: Yes
  • Amenities Unit: Cable, Ceiling Fan(s), Deck, Dock, Kitchen Center Island, Kitchen Window, Main Floor Primary Bedroom, Patio, Boat Slip, Washer/Dryer Hookup, Walk-In Closet

Association/Amenities

  • HOA Management Co: Malone Island Association

Schools

  • Junior High Dist: Isle
  • SchoolDistrictPhone: 3206763146

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 60x164x119x131
  • Land Lease: No
  • Lot Features: Irregular Lot
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Concrete, Frame

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 205600480
  • Tax Annual Amount: 6115
  • TaxWithAssessments: 6130

Multi Family

  • WaterfrontFeatures: Lake Front

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,130 $458,900 $154,000 $304,900
2024 $6,042 $414,500 $145,900 $268,600
2023 $5,610 $396,200 $140,900 $255,300
2022 $4,822 $370,200 $136,900 $233,300
2021 $3,916 $270,300 $95,400 $174,900
2020 $4,076 $239,600 $90,100 $149,500
2019 $3,636 $229,700 $87,400 $142,300
2018 $3,474 $217,700 $90,100 $127,600
2017 $3,728 $202,500 $79,500 $123,000
2016 $3,480 $0 $0 $0
2015 $884 $0 $0 $0
2014 $884 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/02/2026 04/02/26 For Sale $499,900 0.0% $257 / Sq Ft
11/24/2025 11/24/25 Off Market $499,900 -- --
08/20/2025 08/20/25 Price Changed $499,900 -7.4% $257 / Sq Ft
07/21/2025 07/21/25 For Sale $539,900 -- $278 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $325,000 Title Group Inc
Warranty Deed $115,000 Land Title
Deed $325,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $55,000 New Conventional
Closed $322,000 No Value Available
Source: Public Records

Source: NorthstarMLS

MLS Number: 6758876

NorthstarMLS

APN: 20-560-0480

Your Personal Tour Guide

Ask me questions while you tour the home.