1904 N Ham Lake Dr NE Andover, MN 55304
Estimated payment $4,494/month
Total Views
17,483
4
Beds
3
Baths
3,452
Sq Ft
$217
Price per Sq Ft
Highlights
- 150 Feet of Waterfront
- Lake View
- 3 Fireplaces
- McKinley Elementary School Rated A-
- Recreation Room
- No HOA
About This Home
Discover the perfect blend of luxury and tranquility in this stunning 4-bedroom, 3-bathroom home nestled on the shores of beautiful Ham Lake. Ham Lake is a fully recreational lake great for fishing and boating. Boasting 150 feet of pristine waterfront, this exceptional property offers panoramic lake views, thoughtfully designed living spaces, newly painted interior, and multiple outdoor areas for relaxation and entertaining. Step into the welcoming foyer and flow effortlessly into the formal dining room, where a dramatic floor-to-ceiling stone fireplace sets the tone for cozy gatherings. Enjoy walk-out access to the expansive main-level deck—ideal for hosting or simply enjoying the peaceful lakefront views. The chef’s kitchen is a dream, featuring stainless steel appliances, a large granite center island, ample storage, and an informal dining area with walk-out deck access. Also on the main level is a spacious bedroom, full bathroom, and a well-equipped laundry room with additional pantry space. The upper level serves as a private homeowner’s retreat. Relax in the cozy living room with a second floor-to-ceiling stone fireplace, plush carpet, and walk-out access to a private upper deck. The generous owner’s suite also features plush carpet, a 3/4 en-suite bathroom, walk-in closet, and its own private deck access overlooking the sparkling waters of Ham Lake. The lower level offers even more versatile space, including a large family room with a wood-burning stove, walk-out access to the patio, two additional bedrooms, a 3/4 bathroom, and a sunroom currently home to a hot tub. A spacious basement-level rec room with another floor-to-ceiling stone fireplace and abundant storage completes the interior. Outside, you'll find a beautifully designed two-level deck, a meticulously crafted tiered patio with a built-in fire pit, and plenty of space for entertaining that leads down to the spacious dock. A large 17x12 storage shed offers convenience and functionality for all boating equipment and water toys. This stunning Ham Lake retreat is not one you will want to miss!
Listing Agent
Coldwell Banker Realty Brokerage Phone: 612-900-3333 Listed on: 04/15/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,280
Year Built
- Built in 1964
Lot Details
- 0.43 Acre Lot
- Lot Dimensions are 150x139x190x196
- 150 Feet of Waterfront
- Lake Front
Parking
- 2 Car Garage
Home Design
- Split Level Home
- Flex
- Pitched Roof
Interior Spaces
- 3 Fireplaces
- Wood Burning Fireplace
- Stone Fireplace
- Brick Fireplace
- Entrance Foyer
- Family Room
- Living Room
- Dining Room
- Recreation Room
- Storage Room
- Lake Views
- Finished Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- The kitchen features windows
Bedrooms and Bathrooms
- 4 Bedrooms
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Humidifier
- Private Water Source
- Well
Community Details
- No Home Owners Association
- North Shore Subdivision
Listing and Financial Details
- Assessor Parcel Number 163223320016
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,280 | $586,400 | $215,600 | $370,800 |
| 2024 | $5,280 | $584,700 | $215,600 | $369,100 |
| 2023 | $13,391 | $548,200 | $215,600 | $332,600 |
| 2022 | $8,738 | $540,000 | $192,600 | $347,400 |
| 2021 | $8,757 | $458,500 | $175,600 | $282,900 |
| 2020 | $8,833 | $445,400 | $175,600 | $269,800 |
| 2019 | $8,348 | $435,900 | $175,600 | $260,300 |
| 2018 | $3,803 | $376,700 | $0 | $0 |
| 2017 | $3,404 | $348,000 | $0 | $0 |
| 2016 | $3,575 | $315,200 | $0 | $0 |
| 2015 | $3,496 | $315,200 | $135,100 | $180,100 |
| 2014 | -- | $274,400 | $112,700 | $161,700 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/21/2025 08/21/25 | Pending | -- | -- | -- |
| 07/28/2025 07/28/25 | Price Changed | $749,900 | -1.3% | $217 / Sq Ft |
| 06/03/2025 06/03/25 | Price Changed | $759,500 | -2.0% | $220 / Sq Ft |
| 05/14/2025 05/14/25 | Price Changed | $774,900 | -3.1% | $224 / Sq Ft |
| 04/15/2025 04/15/25 | For Sale | $799,900 | -- | $232 / Sq Ft |
Source: NorthstarMLS
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $300,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Closed | $252,050 | New Conventional | |
| Closed | $295,000 | New Conventional | |
| Closed | $70,000 | Credit Line Revolving |
Source: Public Records
Similar Homes in Andover, MN
Source: NorthstarMLS
MLS Number: 6699254
APN: 16-32-23-32-0016
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