1905 Crossroads St Chula Vista, CA 91915
Otay Ranch Neighborhood
4
Beds
3
Baths
2,929
Sq Ft
5,773
Sq Ft Lot
Highlights
- Fitness Center
- Mountain View
- Clubhouse
- Camarena (Enrique S.) Elementary Rated A-
- Community Lake
- Corner Lot
About This Home
As of August 2025Experience unparalleled value in the highly sought-after community of Windingwalk with this exceptional 4-bed/3-bath Corner Lot Home priced to sell and offering an incredible opportunity! Ready for its new owners, step inside and be greeted by high ceilings, an open-concept floor plan, stylish tile flooring and custom paint throughout. Convenience is key with a desirable bedroom and full bathroom downstairs, perfect for guests or multi-generational living. Upstairs, the expansive Primary bedroom is a true sanctuary, featuring a luxurious ensuite, 2 separate walk-in closets, 2 separate bathroom vanities for ultimate comfort and privacy. ALSO, enjoy breathtaking mountain views from your private balcony, a perfect spot for morning coffee or evening of relaxation. The backyard is a true oasis for any fruit enthusiast, boasting a diverse array of fruit trees, including apple, fig, prune, lemon, grapes, and avocado. All next to the relaxing hot tub for more relaxation. Key add features include PAID SOLAR,PAID TESLA BATTERY, pre-wired for EV charging, a reverse osmosis water filtration system. Don't miss out on this home at an incredible price in an incredible neighborhood!
Last Agent to Sell the Property
Finest City Homes Brokerage Email: lisa@lisamorganhomes.com License #01873745 Listed on: 08/02/2025
Co-Listed By
Finest City Homes Brokerage Email: lisa@lisamorganhomes.com License #02076621
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,654
Year Built
- Built in 2006
Lot Details
- 5,773 Sq Ft Lot
- Corner Lot
- Back and Front Yard
HOA Fees
- $125 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- 2 Open Parking Spaces
Property Views
- Mountain
- Neighborhood
Interior Spaces
- 2,929 Sq Ft Home
- 2-Story Property
- Formal Entry
- Family Room with Fireplace
- Living Room
Bedrooms and Bathrooms
- 4 Bedrooms | 1 Main Level Bedroom
- Walk-In Closet
- 3 Full Bathrooms
Laundry
- Laundry Room
- Dryer
- Washer
Outdoor Features
- Exterior Lighting
Utilities
- Central Air
- No Heating
Listing and Financial Details
- Tax Tract Number 133
- Assessor Parcel Number 6437513400
- $4,680 per year additional tax assessments
- Seller Considering Concessions
Community Details
Overview
- Windingwalk HOA, Phone Number (619) 397-4324
- Maintained Community
- Electric Vehicle Charging Station
- Community Lake
- Mountainous Community
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Park
- Hiking Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2025
Closed on
Aug 15, 2025
Sold by
Gadallah Luay and Gadallah Ramy Btissam
Bought by
Smith Wendee M
Seller's Agent
Lisa Morgan
Finest City Homes
Buyer's Agent
Cady Hansen
Finest City Homes
List Price
$1,099,000
Sold Price
$1,100,000
Premium/Discount to List
$1,000
0.09%
Views
211
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
134.50%
Original Mortgage
$1,080,076
Outstanding Balance
$1,080,076
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$67,813
Purchase Details
Closed on
Feb 20, 2020
Sold by
Gadallah Luay
Bought by
Gadallah Luay and Gadallah Ramy Btissam
Purchase Details
Closed on
Feb 20, 2016
Sold by
Gani Afnan N Abd Al
Bought by
Gadallah Luay
Purchase Details
Closed on
Mar 1, 2013
Sold by
Joyner Stokes Alberdean J
Bought by
Gadallah Luay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,175
Interest Rate
3.49%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 23, 2013
Sold by
Gani Afnan N Abd Ai
Bought by
Gadallah Luay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,175
Interest Rate
3.49%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 1, 2006
Sold by
Shea Homes Lp
Bought by
Joyner Stokes Alberdean J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
6.16%
Mortgage Type
Credit Line Revolving
Similar Homes in Chula Vista, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,100,000 | Ticor Title Company | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $432,000 | Chicago Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Grant Deed | $750,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,080,076 | FHA | |
| Previous Owner | $105,600 | Credit Line Revolving | |
| Previous Owner | $444,300 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $33,000 | Credit Line Revolving | |
| Previous Owner | $424,175 | FHA | |
| Previous Owner | $151,000 | Credit Line Revolving | |
| Previous Owner | $450,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Sold | $1,100,000 | +0.1% | $376 / Sq Ft |
| 08/11/2025 08/11/25 | Pending | -- | -- | -- |
| 08/02/2025 08/02/25 | For Sale | $1,099,000 | 0.0% | $375 / Sq Ft |
| 02/14/2018 02/14/18 | Rented | $3,445 | 0.0% | -- |
| 01/15/2018 01/15/18 | Under Contract | -- | -- | -- |
| 12/15/2017 12/15/17 | For Rent | $3,445 | -- | -- |
Source: California Regional Multiple Listing Service (CRMLS)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,654 | $531,963 | $211,798 | $320,165 |
| 2024 | $10,654 | $521,534 | $207,646 | $313,888 |
| 2023 | $10,656 | $511,309 | $203,575 | $307,734 |
| 2022 | $10,508 | $501,284 | $199,584 | $301,700 |
| 2021 | $10,357 | $491,456 | $195,671 | $295,785 |
| 2020 | $10,076 | $486,418 | $193,665 | $292,753 |
| 2019 | $9,860 | $476,881 | $189,868 | $287,013 |
| 2018 | $9,707 | $467,532 | $186,146 | $281,386 |
| 2017 | $9,547 | $458,366 | $182,497 | $275,869 |
| 2016 | $12,463 | $449,379 | $178,919 | $270,460 |
| 2015 | $12,385 | $442,630 | $176,232 | $266,398 |
| 2014 | $9,127 | $433,960 | $172,780 | $261,180 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Morgan
Seller's Agent in 2025
Lisa Morgan
Finest City Homes
(619) 410-7002
16 in this area
73 Total Sales
-
Andrea Boisson
Seller Co-Listing Agent in 2025
Andrea Boisson
Finest City Homes
(619) 921-6597
5 in this area
24 Total Sales
-
Cady Hansen
Buyer's Agent in 2025
Cady Hansen
Finest City Homes
(619) 370-2427
1 in this area
11 Total Sales
-
Art Ruiz
Seller's Agent in 2018
Art Ruiz
Premier Properties
(619) 948-0371
1 in this area
22 Total Sales
Map
Source: California Regional Multiple Listing Service (CRMLS)
MLS Number: PTP2505628
APN: 643-751-34
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The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional.
Based on information from California Regional Multiple Listing Service, Inc. and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information
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