1905 Crossroads St Chula Vista, CA 91915
Otay Ranch Neighborhood
4
Beds
3
Baths
2,929
Sq Ft
5,663
Sq Ft Lot
Highlights
- 2 Car Attached Garage
- Laundry Room
- Level Lot
- Camarena (Enrique S.) Elementary Rated A-
- Property is Fully Fenced
- Wood Siding
About This Home
As of August 2025Lovely 4 bedroom home in Winding Walk. Spacious, open floorplan on a corner lot. Pretty tile floors, huge family room open to large kitchen, butlers' pantry! Views to the mountains! Huge master suite with large deck. MAster bath has His and Her vanities and walk-in closets! Laundry has ample cabinets!Close to Otay Ranch Mall and shopping.
Last Agent to Sell the Property
Vikki Kuick
Victoria Kuick, Broker License #01417773 Listed on: 01/02/2013
Last Buyer's Agent
Rob Presley
Rob Presley, Broker License #01153458
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $10,654
Year Built
- Built in 2006
Lot Details
- Property is Fully Fenced
- Level Lot
HOA Fees
- $95 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
Home Design
- Clay Roof
- Wood Siding
- Stucco Exterior
Interior Spaces
- 2,929 Sq Ft Home
- 2-Story Property
- Family Room with Fireplace
Kitchen
- Oven or Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
Laundry
- Laundry Room
- Gas Dryer Hookup
Utilities
- Separate Water Meter
Community Details
- Association fees include common area maintenance
- Winding Walk Association
Listing and Financial Details
- Assessor Parcel Number 643-751-34-00
- $3,151 annual special tax assessment
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2025
Closed on
Aug 15, 2025
Sold by
Gadallah Luay and Gadallah Ramy Btissam
Bought by
Smith Wendee M
Seller's Agent
Lisa Morgan
Finest City Homes
Buyer's Agent
Cady Hansen
Finest City Homes
List Price
$1,099,000
Sold Price
$1,100,000
Premium/Discount to List
$1,000
0.09%
Views
208
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
301.55%
Original Mortgage
$1,080,076
Outstanding Balance
$1,080,076
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
$82,824
Purchase Details
Closed on
Feb 20, 2020
Sold by
Gadallah Luay
Bought by
Gadallah Luay and Gadallah Ramy Btissam
Purchase Details
Closed on
Feb 20, 2016
Sold by
Gani Afnan N Abd Al
Bought by
Gadallah Luay
Purchase Details
Listed on
Jan 2, 2013
Closed on
Mar 1, 2013
Sold by
Joyner Stokes Alberdean J
Bought by
Gadallah Luay
Seller's Agent
Vikki Kuick
Victoria Kuick, Broker
Buyer's Agent
Rob Presley
Rob Presley, Broker
List Price
$429,000
Sold Price
$432,000
Premium/Discount to List
$3,000
0.7%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.29%
Original Mortgage
$424,175
Interest Rate
3.49%
Mortgage Type
FHA
Purchase Details
Closed on
Jan 23, 2013
Sold by
Gani Afnan N Abd Ai
Bought by
Gadallah Luay
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$424,175
Interest Rate
3.49%
Mortgage Type
FHA
Purchase Details
Closed on
Dec 1, 2006
Sold by
Shea Homes Lp
Bought by
Joyner Stokes Alberdean J
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,000
Interest Rate
6.16%
Mortgage Type
Credit Line Revolving
Similar Home in Chula Vista, CA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $1,100,000 | Ticor Title Company | |
| Interfamily Deed Transfer | -- | Accommodation | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $432,000 | Chicago Title Company | |
| Interfamily Deed Transfer | -- | Chicago Title Company | |
| Grant Deed | $750,000 | First American Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $1,080,076 | FHA | |
| Previous Owner | $105,600 | Credit Line Revolving | |
| Previous Owner | $444,300 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $33,000 | Credit Line Revolving | |
| Previous Owner | $424,175 | FHA | |
| Previous Owner | $151,000 | Credit Line Revolving | |
| Previous Owner | $450,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/18/2025 08/18/25 | Sold | $1,100,000 | +0.1% | $376 / Sq Ft |
| 08/11/2025 08/11/25 | Pending | -- | -- | -- |
| 08/02/2025 08/02/25 | For Sale | $1,099,000 | 0.0% | $375 / Sq Ft |
| 02/14/2018 02/14/18 | Rented | $3,445 | 0.0% | -- |
| 01/15/2018 01/15/18 | Under Contract | -- | -- | -- |
| 12/15/2017 12/15/17 | For Rent | $3,445 | 0.0% | -- |
| 03/29/2013 03/29/13 | Sold | $432,000 | +0.7% | $147 / Sq Ft |
| 01/05/2013 01/05/13 | Pending | -- | -- | -- |
| 01/02/2013 01/02/13 | For Sale | $429,000 | -- | $146 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $10,654 | $531,963 | $211,798 | $320,165 |
| 2024 | $10,654 | $521,534 | $207,646 | $313,888 |
| 2023 | $10,656 | $511,309 | $203,575 | $307,734 |
| 2022 | $10,508 | $501,284 | $199,584 | $301,700 |
| 2021 | $10,357 | $491,456 | $195,671 | $295,785 |
| 2020 | $10,076 | $486,418 | $193,665 | $292,753 |
| 2019 | $9,860 | $476,881 | $189,868 | $287,013 |
| 2018 | $9,707 | $467,532 | $186,146 | $281,386 |
| 2017 | $9,547 | $458,366 | $182,497 | $275,869 |
| 2016 | $12,463 | $449,379 | $178,919 | $270,460 |
| 2015 | $12,385 | $442,630 | $176,232 | $266,398 |
| 2014 | $9,127 | $433,960 | $172,780 | $261,180 |
Source: Public Records
Agents Affiliated with this Home
-
Lisa Morgan
Seller's Agent in 2025
Lisa Morgan
Finest City Homes
(619) 410-7002
16 in this area
74 Total Sales
-
Andrea Boisson
Seller Co-Listing Agent in 2025
Andrea Boisson
Finest City Homes
(619) 921-6597
5 in this area
24 Total Sales
-
Cady Hansen
Buyer's Agent in 2025
Cady Hansen
Finest City Homes
(619) 370-2427
1 in this area
11 Total Sales
-
Art Ruiz
Seller's Agent in 2018
Art Ruiz
Premier Properties
(619) 948-0371
1 in this area
23 Total Sales
-
V
Seller's Agent in 2013
Vikki Kuick
Victoria Kuick, Broker
-
R
Buyer's Agent in 2013
Rob Presley
Rob Presley, Broker
Map
Source: San Diego MLS
MLS Number: 130000262
APN: 643-751-34
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