1905 E Spring St New Albany, IN 47150
2
Beds
1
Bath
972
Sq Ft
3,006
Sq Ft Lot
Highlights
- 2 Car Detached Garage
- Enclosed patio or porch
- Forced Air Heating and Cooling System
- Slate Run Elementary School Rated A-
- 1-Story Property
- Ceiling Fan
About This Home
As of March 20242 bedroom, 1 bath shotgun style home in convenient location. Sold as is. During the first 15 days any Fannie Mae Reo property is listed in the MLS, only offers from owner occupants or public entities will be considered. This is a Fannie Mae HomePath property. Purchase this property for as little as 3% down. This property approved for HomePath Renovation Mtg. financing. Seller to provide title commitment at buyers expense. No holdover penalty, no arbitration. Selling agent responsible for verifying taxes and exemptions. Exemptions may be removed. Seller rekey at buyer's expense at a cost of up to $120 to be paid on HUD. Sq. ftg. and msmts. approx.
Home Details
Home Type
- Single Family
Year Built
- Built in 1923
Lot Details
- 3,006 Sq Ft Lot
- Lot Dimensions are 25 x 120
Parking
- 2 Car Detached Garage
Home Design
- Frame Construction
- Wood Trim
Interior Spaces
- 972 Sq Ft Home
- 1-Story Property
- Ceiling Fan
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Basement
- Sump Pump
- Basement Cellar
Outdoor Features
- Enclosed patio or porch
Utilities
- Forced Air Heating and Cooling System
- Natural Gas Water Heater
Listing and Financial Details
- Foreclosure
- Assessor Parcel Number 220502801036000008
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 1, 2023
Closed on
Mar 6, 2024
Sold by
Hodge Jerry L
Bought by
Westmoreland Gavyn L and Westmoreland Miranda R
Seller's Agent
Sherri Probus
RE/MAX FIRST
Buyer's Agent
Kimberly Bandy
List Price
$199,900
Sold Price
$197,500
Premium/Discount to List
-$2,400
-1.2%
Total Days on Market
6
Views
231
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$6,432
Avg. Annual Appreciation
-2.70%
Original Mortgage
$191,575
Outstanding Balance
$189,331
Interest Rate
6.69%
Mortgage Type
New Conventional
Estimated Equity
$1,737
Purchase Details
Listed on
May 12, 2020
Closed on
Jun 22, 2020
Sold by
Smothers Robert M
Bought by
Hodge Jerry L
Seller's Agent
JJ Edwards
Berkshire Hathaway HomeServices Parks & Weisberg R
Buyer's Agent
Greg Bone
Schuler Bauer Real Estate Services ERA Powered (N
List Price
$130,000
Sold Price
$130,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.93%
Original Mortgage
$123,500
Interest Rate
3.2%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jan 8, 2019
Closed on
Mar 4, 2019
Sold by
Bear Property Development Llc
Bought by
Smothers Robert M
Seller's Agent
Stephannie Wilson
Schuler Bauer Real Estate Services ERA Powered (N
Buyer's Agent
JJ Edwards
Berkshire Hathaway HomeServices Parks & Weisberg R
List Price
$124,900
Sold Price
$125,800
Premium/Discount to List
$900
0.72%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.56%
Original Mortgage
$122,026
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 19, 2018
Closed on
Aug 10, 2018
Sold by
Stemle William E
Bought by
Bear Property Development Llc
Seller's Agent
Russ Kruer
RE/MAX Ability Plus
Buyer's Agent
Stephannie Wilson
Schuler Bauer Real Estate Services ERA Powered (N
List Price
$37,900
Sold Price
$30,500
Premium/Discount to List
-$7,400
-19.53%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1155.72%
Original Mortgage
$96,175
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Listed on
Jul 15, 2012
Closed on
Sep 25, 2012
Sold by
Stemle William E
Bought by
Stemle William E
Seller's Agent
Russ Kruer
RE/MAX Ability Plus
Buyer's Agent
Russ Kruer
RE/MAX Ability Plus
List Price
$19,500
Sold Price
$19,000
Premium/Discount to List
-$500
-2.56%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.19%
Purchase Details
Listed on
Jul 15, 2012
Closed on
Aug 8, 2012
Sold by
Fannie Mae
Bought by
Stemle William E
Seller's Agent
Russ Kruer
RE/MAX Ability Plus
Buyer's Agent
Russ Kruer
RE/MAX Ability Plus
List Price
$19,500
Sold Price
$19,000
Premium/Discount to List
-$500
-2.56%
Purchase Details
Closed on
Apr 14, 2012
Sold by
Rose Brian C and Rose Brian Christopher
Bought by
Federal National Mortgage Association
Purchase Details
Closed on
Dec 7, 2007
Sold by
Rose Brian C
Bought by
Future Happines Llc
Purchase Details
Closed on
Aug 24, 2007
Sold by
Obrien Donna
Bought by
Rose Brian C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.71%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 15, 2007
Sold by
Estate Of Max D Grose
Bought by
Obrien Donna
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$48,000
Interest Rate
6.71%
Mortgage Type
New Conventional
Map
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $197,500 | None Listed On Document | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | $19,000 | None Available | |
| Sheriffs Deed | $28,872 | None Available | |
| Warranty Deed | -- | None Available | |
| Warranty Deed | -- | Executive Title Co | |
| Warranty Deed | -- | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $191,575 | New Conventional | |
| Previous Owner | $123,500 | New Conventional | |
| Previous Owner | $122,026 | New Conventional | |
| Previous Owner | $96,175 | New Conventional | |
| Previous Owner | $48,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/06/2024 03/06/24 | Sold | $197,500 | 0.0% | $204 / Sq Ft |
| 02/12/2024 02/12/24 | Pending | -- | -- | -- |
| 02/01/2024 02/01/24 | Price Changed | $197,500 | -1.2% | $204 / Sq Ft |
| 01/29/2024 01/29/24 | For Sale | $199,900 | 0.0% | $206 / Sq Ft |
| 01/17/2024 01/17/24 | Pending | -- | -- | -- |
| 11/13/2023 11/13/23 | Price Changed | $199,900 | -2.4% | $206 / Sq Ft |
| 11/01/2023 11/01/23 | For Sale | $204,900 | +57.6% | $211 / Sq Ft |
| 06/22/2020 06/22/20 | Sold | $130,000 | 0.0% | $107 / Sq Ft |
| 05/27/2020 05/27/20 | Pending | -- | -- | -- |
| 05/27/2020 05/27/20 | For Sale | $130,000 | 0.0% | $107 / Sq Ft |
| 05/14/2020 05/14/20 | Pending | -- | -- | -- |
| 05/12/2020 05/12/20 | For Sale | $130,000 | +3.3% | $107 / Sq Ft |
| 03/04/2019 03/04/19 | Sold | $125,800 | +0.8% | $130 / Sq Ft |
| 02/02/2019 02/02/19 | Pending | -- | -- | -- |
| 01/24/2019 01/24/19 | Price Changed | $124,800 | -0.1% | $129 / Sq Ft |
| 01/08/2019 01/08/19 | For Sale | $124,900 | +309.5% | $129 / Sq Ft |
| 08/10/2018 08/10/18 | Sold | $30,500 | -19.5% | $31 / Sq Ft |
| 07/27/2018 07/27/18 | Pending | -- | -- | -- |
| 07/19/2018 07/19/18 | For Sale | $37,900 | +99.5% | $39 / Sq Ft |
| 08/08/2012 08/08/12 | Sold | $19,000 | -2.6% | $20 / Sq Ft |
| 07/21/2012 07/21/12 | Pending | -- | -- | -- |
| 07/15/2012 07/15/12 | For Sale | $19,500 | -- | $20 / Sq Ft |
Source: Southern Indiana REALTORS® Association
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $1,266 | $160,400 | $9,400 | $151,000 |
| 2023 | $1,266 | $125,000 | $9,400 | $115,600 |
| 2022 | $1,053 | $109,100 | $9,400 | $99,700 |
| 2021 | $809 | $95,500 | $9,400 | $86,100 |
| 2020 | $696 | $90,500 | $9,400 | $81,100 |
| 2019 | $261 | $39,700 | $9,400 | $30,300 |
| 2018 | $315 | $48,200 | $9,400 | $38,800 |
| 2017 | $605 | $45,700 | $9,400 | $36,300 |
| 2016 | $279 | $45,200 | $9,400 | $35,800 |
| 2014 | $341 | $49,900 | $9,400 | $40,500 |
| 2013 | -- | $48,600 | $9,400 | $39,200 |
Source: Public Records
Source: Southern Indiana REALTORS® Association
MLS Number: 201204981
APN: 22-05-02-801-036.000-008
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