$699,000
$91K PRICE DROP

1913 Discovery Loop Panama City, FL 32405

Estimated payment $3,915/month

Total Views 2,934
5 Beds
3.5 Baths
3,268 Sq Ft
$214 Price per Sq Ft

Highlights

  • Boat Dock
  • Spa
  • Bonus Room
  • Beach
  • Craftsman Architecture
  • Home Office

About This Home

Welcome to 1913 Discovery Loop - a stunning 5-bedroom, 4-bath Marco II floor plan in the highly sought-after SweetBay community. Here's your chance to not only own a beautiful home, but also take advantage of a VA assumable loan at just 3.375% (with lender approval)--a rare opportunity in today's market!This home was thoughtfully designed for both comfort and function. The spacious layout includes a large upstairs loft that can serve as an additional living room, theater, or playroom. Every bedroom features its own full walk-in closet, providing storage and convenience for the entire family.Inside, you'll find luxury vinyl plank flooring throughout the main living areas, plush carpet in the bedrooms, and tile in the bathrooms. The open-concept kitchen is perfect for entertaining, complete with stainless steel appliances and granite countertops. The primary suite offers a generous walk-in closet and spa-like bathroom with a double vanity.Additional highlights include:Plantation shutters throughout the entire homeFully retractable hot tub with electric coverScreened-in back patio for entertainingFenced backyard for privacyTwo-car garageEnergy-efficient construction throughoutLiving in SweetBay means access to resort-style amenities including a community pool, miles of walking trails, playgrounds, kayak launches, waterfront access to North Bay, and a developing town center with future dining and retail. The home is located directly across the street from top-rated University Academy and just a short walk to the popular Sunday Farmers Market, making it one of the best spots in the neighborhood.Don't miss this opportunity to combine modern living with a VA assumable loan at 3.375%! Schedule your private showing today.

Listing Agent

Steven Boulay

Central Bay Realty and Property Management LLC Listed on: 06/06/2025

Central Bay Realty and Property Management LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $684

Year Built

  • Built in 2019

Lot Details

  • 5,837 Sq Ft Lot
  • Lot Dimensions are 50.75x115
  • Fenced

HOA Fees

  • $133 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • On-Street Parking

Home Design

  • Craftsman Architecture
  • Slab Foundation
  • Shingle Roof
  • Composition Roof
  • HardiePlank Type

Interior Spaces

  • 3,268 Sq Ft Home
  • Crown Molding
  • Ceiling Fan
  • Plantation Shutters
  • Family Room
  • Home Office
  • Bonus Room

Kitchen

  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Spa
  • Patio

Schools

  • Northside Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Air
  • Heating Available
  • 220 Volts
  • Electric Water Heater

Community Details

Overview

  • Association fees include management, insurance, legal/accounting, playground, pool(s)
  • Sweetbay Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Boat Dock
  • Beach
  • Community Playground
  • Community Pool
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$684

Year Built

Built in 2019

Lot Details

0

HOA Fees

$133 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2019
  • Property Sub Type: Detached
  • Lot Size Acres: 0.13
  • Lot Size: 50.75x115
  • Road Frontage Type: Alley
  • Road Surface Type: Paved
  • Subdivision Name: Sweetbay
  • Architectural Style: Craftsman
  • New Construction: Yes
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: NewHome

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Water Heater, Disposal, Gas Range, Microwave, Refrigerator, Washer
  • Interior Amenities: Tray Ceiling(s), Crown Molding, Kitchen Island, Shutters
  • Spa Features: Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Flooring: Carpet, Luxury Vinyl Plank, Tile
  • Living Area: 3268.0
  • Dining Room Type: Bonus Room, Bedroom, Family Room, Primary Bedroom, Office
  • Window Features: Plantation Shutters

Exterior Features

  • Pool Features: None, Community
  • Fencing: Fenced, Privacy
  • Waterfront Features: Dock Access, Shoreline - Sand
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Exterior Features: Patio
  • Foundation Details: Slab
  • Roof: Composition, Shingle

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Alley Access, Attached, Garage, Garage Door Opener, Paver Block, On Street
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Security Features: Carbon Monoxide Detector(s), Fire Alarm
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
  • Green Building Features: Dumpster
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electric: 220 Volts

Condo/Co-op/Association

  • Association Fee: 399.0
  • Community Features: Barbecue, Beach, Dock, Dog Park, Playground, Park, Pool, Recreation Area, Sidewalks
  • Amenities: Gazebo, Barbecue, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Insurance, Legal/Accounting, Playground, Pool(s)

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Size Sq Ft: 5837.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

MLS Schools

  • Elementary School: Northside
  • High School: Bay

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $684 $446,380 -- --
2023 $684 $413,737 $0 $0
2022 $782 $401,686 $51,700 $349,986
2021 $695 $390,922 $51,000 $339,922
2020 $5,977 $369,563 $62,500 $307,063
2019 $808 $50,000 $50,000 $0
2018 $634 $41,883 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/23/2025 08/23/25 Price Changed $699,000 -4.9% $214 / Sq Ft
08/04/2025 08/04/25 Price Changed $735,000 -4.5% $225 / Sq Ft
07/14/2025 07/14/25 Price Changed $770,000 -2.5% $236 / Sq Ft
06/06/2025 06/06/25 For Sale $789,900 -- $242 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $438,282 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $500,000 VA
Closed $436,800 New Conventional
Closed $438,282 Adjustable Rate Mortgage/ARM
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 774512

Central Panhandle Association of REALTORS®

APN: 11731-200-051