$315,000
OPEN WED 2PM - 4PM $45K PRICE DROP

1914 Clay Ave Panama City, FL 32405

Estimated payment $2,046/month

Total Views 5,799
3 Beds
2 Baths
2,028 Sq Ft
$155 Price per Sq Ft

Highlights

  • Deck
  • No HOA
  • Double Pane Windows
  • Florida Architecture
  • Porch
  • Breakfast Bar

About This Home

**LENDER INCENTIVES include Closing cost credit and/or rate buy-down available from preferred Lender OR 2.99% ASSUMABLE VA MORTGAGE FOR QUALIFIED VA BUYERS. Contact Listing Agent for more information.**

Imagine living in a home where your backyard feels like a private retreat and the beach is just minutes away. Welcome to 1914 Clay Avenue.
Perfectly positioned between Historic St. Andrews and Downtown Panama City, this fully remodeled Florida cottage offers 2,028 square feet of stylish living space with upgrades designed for effortless everyday living, with a brand-new roof and HVAC system. No HOA, minutes to the marina, shopping, dining, and Panama City's sugar-white beaches.
Inside, you'll find versatile living spaces, including multiple living areas perfect for gathering and an open dining area that flows seamlessly into a beautifully updated kitchen, a pantry, and a breakfast bar ideal for casual meals or entertaining. Luxury vinyl plank and tile flooring add both durability and style throughout. The primary suite is spacious and has a walk-in closet. Two additional bedrooms offer flexibility for a home office, guest space, or personal gym, while both bathrooms have been remodeled with modern finishes.
Step outside to a covered deck overlooking a fully fenced, oversized backyard perfect for morning coffee, weekend barbecues, or relaxed evenings under the stars. Additional features include a covered carport, extra driveway parking, and a tankless gas water heater.
Don't miss the opportunity to experience this thoughtfully remodeled, energy-efficient home. Call today to schedule your private tour.

Listing Agent

Brad Amerson LLC

Compass Florida, LLC License #3156311 Listed on: 04/26/2025

Compass Florida, LLC

Co-Listing Agent

Candi Miles

Compass Florida, LLC License #SL3434249

Open House Schedule

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,420

Year Built

  • Built in 1956

Lot Details

  • 10,106 Sq Ft Lot
  • Lot Dimensions are 75' x 135'
  • Fenced
  • Cleared Lot

Home Design

  • Florida Architecture
  • Exterior Columns
  • Vinyl Siding

Interior Spaces

  • Ceiling Fan
  • Double Pane Windows
  • Window Treatments
  • Family Room
  • Living Room
  • Dining Room
  • Tile Flooring
  • Fire and Smoke Detector

Kitchen

  • Breakfast Bar
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Parking

  • Carport
  • Driveway

Outdoor Features

  • Deck
  • Porch

Schools

  • Lucille Moore Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Heating System Uses Natural Gas
  • Septic Tank
  • High Speed Internet

Community Details

  • No Home Owners Association
  • Hentz 1St Add Unit A Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,420

Year Built

Built in 1956

Lot Details

0

Listing Details

  • Property Type: Residential
  • Year Built: 1956
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.23
  • Lot Size: 75' x 135'
  • Road Surface Type: Paved
  • Co List Office Mls Id: CPSFL2
  • Co List Office Phone: 850-296-9769
  • Subdivision Name: Hentz 1st Add Unit A
  • Architectural Style: Florida
  • Carport Y N: Yes
  • New Construction: No
  • Efficiency: Solar Panel(s)
  • Power Production Type: Photovoltaics
  • Property Sub Type Additional: Single Family Residence
  • Special Features: OpenHouse

Interior Features

  • Appliances: Dishwasher, Microwave
  • Interior Amenities: Breakfast Bar, Pantry, Window Treatments
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Luxury Vinyl Plank, Tile
  • Dining Room Type: Bedroom, Dining Room, Family Room, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Porch
  • Window Features: Double Pane Windows

Exterior Features

  • Fencing: Fenced
  • Construction Type: Block, Vinyl Siding
  • Exterior Features: Columns, Covered Patio
  • Patio And Porch Features: Deck

Garage/Parking

  • Covered Parking Spaces: 1.0
  • Parking Features: Carport, Driveway
  • Garage: No
  • Attached Garage: No

Utilities

  • Utilities: Cable Connected, Electricity Available, High Speed Internet Available, Septic Available, Trash Collection
  • Security Features: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Central, Natural Gas
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer, Septic Tank

Condo/Co-op/Association

  • Association: No

Schools

  • Middle Or Junior School: Jinks

Lot Info

  • Lot Features: Cleared, Subdivision, Paved
  • Lot Size Sq Ft: 10106.0
  • Mobile Dim Units: Feet
  • Zoning Description: Resid Single Family

Multi Family

  • Number Of Units Furnished: None

Tax Info

  • Tax Annual Amount: 4420.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Lucille Moore
  • High School: Bay

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,632 $243,241 -- --
2023 $3,632 $198,441 $36,156 $166,208
2022 $2,963 $179,383 $25,753 $153,630
2021 $726 $63,414 $0 $0
2020 $729 $62,538 $23,207 $39,331
2019 $474 $61,710 $21,825 $39,885
2018 $443 $60,461 $0 $0
2017 $430 $58,731 $0 $0
2016 $432 $57,523 $0 $0
2015 $443 $57,123 $0 $0
2014 $437 $56,670 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
09/14/2025 09/14/25 Price Changed $315,000 -3.1% $155 / Sq Ft
08/01/2025 08/01/25 Price Changed $325,000 -3.0% $160 / Sq Ft
07/09/2025 07/09/25 Price Changed $335,000 -2.9% $165 / Sq Ft
06/03/2025 06/03/25 Price Changed $345,000 -1.4% $170 / Sq Ft
05/06/2025 05/06/25 Price Changed $350,000 -2.8% $173 / Sq Ft
03/24/2025 03/24/25 For Sale $360,000 -- $178 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $210,000 First International Ttl Inc
Warranty Deed $107,500 First Inlt Title Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $217,560 VA
Previous Owner $40,000 New Conventional
Previous Owner $40,000 Unknown
Previous Owner $37,000 Unknown
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 772572

Central Panhandle Association of REALTORS®

APN: 28617-000-000

Florida Bay County Panama City 32405

1914 Clay Ave, Panama City, FL

This home is located at 1914 Clay Ave, Panama City, FL 32405 and is currently priced at $315,000, approximately $155 per square foot. This property was built in 1956. 1914 Clay Ave is a home located in Bay County with nearby schools including Lucille Moore Elementary School, Jinks Middle School, and Bay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Brad Amerson LLC
Listing Agent
Brad Amerson LLC
Section Image
Compass Florida, LLC
(850) 612-8563