1920 Coral Reef Rd Saint George Island, FL 32328
4
Beds
3.5
Baths
1,471
Sq Ft
1
Acres
Highlights
- Airport or Runway
- Fitness Center
- Gated Community
- Beach Front
- 24-Hour Security
- 1 Acre Lot
About This Home
As of July 2025Come see Key of Sea, a sunny beachfront home in the St. George Plantation! Completely renovated in 2010/11 with new tile floor, new roof, hardiboard siding, new kitchen and baths. A true second home - never rented since its renovation and in excellent condition. Great floor plan with living room, dining room and kitchen on the main floor, all opening to the beachfront deck and screened porch off the living room. Gorgeous kitchen with granite countertops, sleek custom cabinets and stainless appliances, high-end range. 1st floor has bedroom with en suite bath and den that can easily be used as a bedroom. Top floor has master with private beachfront balcony and a large bunk room with a hall bath. Beautiful stretch of beach, on a quiet cul-de-sac, and an easy walk or bike ride to the clubhouse and pool. Being sold furnished and ready to rent!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices - SGI License #3058243 Listed on: 04/04/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,649
Year Built
- Built in 1993 | Remodeled
Lot Details
- 1 Acre Lot
- Lot Dimensions are 100 x 435
- Beach Front
- Property fronts gulf or ocean
- Property fronts a private road
- Coastal Setback
HOA Fees
- $233 Monthly HOA Fees
Home Design
- Florida Architecture
- Metal Roof
- Piling Construction
- HardiePlank Type
Interior Spaces
- 1,471 Sq Ft Home
- Furnished
- Living Room
- Tile Flooring
- Security Gate
- Washer and Dryer Hookup
Kitchen
- Breakfast Bar
- Gas Oven
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Parking
- 4 Parking Spaces
- Driveway
- Open Parking
Outdoor Features
- Outdoor Shower
- Covered Deck
Location
- Flood Insurance May Be Required
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Underground Utilities
- Propane
- Cable TV Available
Listing and Financial Details
- Exclusions: Personal items
- Assessor Parcel Number 2909S06W733300000020
Community Details
Overview
- Association fees include management, recreational facilities, reserve fund, security
- Key Of Sea Community
- Treasure Beach Village Subdivision
- The community has rules related to covenants
Amenities
- Airport or Runway
- Clubhouse
- Meeting Room
Recreation
- Tennis Courts
- Fitness Center
- Community Pool
Security
- 24-Hour Security
- Controlled Access
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 2, 2024
Closed on
Feb 7, 2025
Sold by
Wag Properties Sgi Llc
Bought by
Isle Of Dreams Llc
Seller's Agent
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
Buyer's Agent
Jean Ulrich
Century 21 Collins Realty, Inc
List Price
$2,350,000
Sold Price
$1,800,000
Premium/Discount to List
-$550,000
-23.4%
Views
40
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%
Purchase Details
Listed on
Apr 4, 2018
Closed on
Aug 29, 2018
Sold by
Moore Stephen F and Moore Charmione R
Bought by
Wag Properties Sgi Llc
Seller's Agent
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
Buyer's Agent
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
List Price
$1,150,000
Sold Price
$1,100,000
Premium/Discount to List
-$50,000
-4.35%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.93%
Original Mortgage
$830,000
Interest Rate
4.5%
Mortgage Type
Commercial
Purchase Details
Closed on
Dec 1, 2010
Sold by
Flagstar Bank Fsb
Bought by
Moore Stephen F and Moore Charmione R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 26, 2010
Sold by
Moody John R and Moody Sandra A
Bought by
Flagstar Bank Fsb
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.3%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 31, 2005
Sold by
Coastal Cottage Llc
Bought by
Moody John R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,355,530
Interest Rate
6.37%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 21, 2005
Sold by
Moody Sandra D
Bought by
Coastal Cottage Llc
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,355,530
Interest Rate
6.37%
Mortgage Type
Unknown
Purchase Details
Closed on
Apr 7, 2005
Sold by
Moody John R and Moody Sandra D
Bought by
Coastal Cottage Llc
Purchase Details
Closed on
Feb 16, 2005
Sold by
Moody John R and Moody Sandra D
Bought by
Coastal Cottage Llc
Purchase Details
Closed on
Dec 31, 2004
Sold by
Moody John R and Moody Sandra D
Bought by
Coastal Cottage Llc
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,800,000 | None Listed On Document | |
| Warranty Deed | $1,100,000 | Sanders And Duncan Pa | |
| Special Warranty Deed | $656,500 | Attorney | |
| Trustee Deed | -- | None Available | |
| Quit Claim Deed | $1,031,000 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Deed | $982,900 | -- | |
| Warranty Deed | $982,900 | -- | |
| Warranty Deed | $982,900 | -- | |
| Warranty Deed | $982,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $830,000 | Commercial | |
| Previous Owner | $417,000 | New Conventional | |
| Previous Owner | $108,200 | Credit Line Revolving | |
| Previous Owner | $1,355,530 | Unknown | |
| Previous Owner | $250,000 | Credit Line Revolving |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/16/2025 07/16/25 | Sold | $1,999,000 | 0.0% | $1,083 / Sq Ft |
| 06/21/2025 06/21/25 | Pending | -- | -- | -- |
| 06/04/2025 06/04/25 | For Sale | $1,999,000 | +11.1% | $1,083 / Sq Ft |
| 02/07/2025 02/07/25 | Sold | $1,800,000 | -7.7% | $976 / Sq Ft |
| 01/10/2025 01/10/25 | Price Changed | $1,950,000 | -17.0% | $1,057 / Sq Ft |
| 09/13/2024 09/13/24 | For Sale | $2,350,000 | +30.6% | $1,274 / Sq Ft |
| 08/17/2024 08/17/24 | Off Market | $1,800,000 | -- | -- |
| 08/02/2024 08/02/24 | For Sale | $2,350,000 | +113.6% | $1,274 / Sq Ft |
| 08/29/2018 08/29/18 | Sold | $1,100,000 | -4.3% | $748 / Sq Ft |
| 07/16/2018 07/16/18 | Pending | -- | -- | -- |
| 04/04/2018 04/04/18 | For Sale | $1,150,000 | -- | $782 / Sq Ft |
Source: Forgotten Coast REALTOR® Association
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $13,506 | $1,729,486 | $1,250,000 | $479,486 |
| 2023 | $12,453 | $1,499,849 | $1,100,000 | $399,849 |
| 2021 | $11,279 | $899,584 | $675,000 | $224,584 |
| 2020 | $9,629 | $848,802 | $650,000 | $198,802 |
| 2019 | $9,730 | $835,017 | $635,000 | $200,017 |
| 2018 | $9,689 | $783,228 | $0 | $0 |
| 2017 | $9,649 | $783,228 | $0 | $0 |
| 2016 | $9,587 | $784,885 | $0 | $0 |
| 2015 | $8,943 | $728,431 | $0 | $0 |
| 2014 | $8,678 | $699,246 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Chasity Hill
Seller's Agent in 2025
Chasity Hill
Century 21 Collins Realty, Inc
(404) 285-3274
14 in this area
24 Total Sales
-
Shelley Shepard
Seller's Agent in 2025
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
(850) 653-6621
161 in this area
256 Total Sales
-
Jean Ulrich
Seller Co-Listing Agent in 2025
Jean Ulrich
Century 21 Collins Realty, Inc
(850) 566-2171
41 in this area
49 Total Sales
-
Robin Hilton
R
Buyer's Agent in 2025
Robin Hilton
Jeff Galloway Real Estate
(850) 274-8603
39 in this area
82 Total Sales
Map
Source: Forgotten Coast REALTOR® Association
MLS Number: 261623
APN: 29-09S-06W-7333-0000-0020
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Property information provided by the FCRA MLS – a service of the Forgotten Coast REALTOR® Association.
IDX information is provided exclusively for consumers’ personal, non-commercial use, and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that data is deemed reliable but is not guaranteed accurate by the MLS.
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