$1,800,000
SOLD FEB 7, 2025

1920 Coral Reef Rd Saint George Island, FL 32328

3 Beds
3.5 Baths
1,845 Sq Ft
0.79 Acres

Recently Sold

$976 Per Sq Ft

23% Below List Price

172 Days on Market

Highlights

  • Airport or Runway
  • Beach
  • 24-Hour Security
  • Beach Front
  • Fitness Center
  • Private Pool

About This Home

As of July 2025

Welcome to a charming, sunny beachfront home in the St. George Plantation! Completely renovated interior in 2018 with stunning new kitchen, new baths with Carrerra marble showers, new light fixtures, and furnished with coastal elegance. Cozy floor plan with living room, dining room and kitchen on the main floor, all opening to the beachfront deck and screened porch off the living room. Gorgeous kitchen with granite countertops, single bowl farmhouse sink, sleek custom cabinets, stainless appliances including high-end 48” double oven range with gas burners. Lovely 1st floor bedroom with en suite bath and a den that can easily be used as a bedroom. Top floor primary bedroom enjoys a private beachfront balcony with panoramic Gulf views and beautiful en suite modern bath. Also on the top floor is an additional guest room with a lovely window seat – a haven for quiet-loving guests. Beautiful stretch of beach, on a quiet cul-de-sac, and an easy walk or bike ride to the clubhouse and pool. A popular family rental home with excellent reviews, this is a home is being sold furnished, ready for you to enjoy as an investment or true second home! 1/2% new Buyer fee to SGPOA.

Last Agent to Sell the Property

Shelley Shepard

Berkshire Hathaway HomeServices - SGI Brokerage Phone: 8509900020 License #3058243 Listed on: 08/02/2024

Berkshire Hathaway HomeServices - SGI

Last Buyer's Agent

Jean Ulrich

Century 21 Collins Realty, Inc License #497768

Century 21 Collins Realty, Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,452

Year Built

  • Built in 1993

Lot Details

  • 0.79 Acre Lot
  • Lot Dimensions are 100 x 344
  • Beach Front
  • Property fronts gulf or ocean

HOA Fees

  • $306 Monthly HOA Fees

Home Design

  • Beach House
  • Metal Roof
  • Piling Construction
  • HardiePlank Type

Interior Spaces

  • 1,845 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room
  • Dining Area
  • Den
  • Tile Flooring
  • Gulf Views
  • Security Gate

Kitchen

  • Gas Oven
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Dual Vanity Sinks in Primary Bathroom
  • Shower Only

Parking

  • 4 Parking Spaces
  • Tuck Under Parking
  • Driveway
  • Open Parking

Outdoor Features

  • Private Pool
  • Covered Deck

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Underground Utilities
  • Private Water Source
  • Septic Tank

Listing and Financial Details

  • Exclusions: Items in locked closets
  • Assessor Parcel Number 2909S06W733300000020

Community Details

Overview

  • Association fees include accounting, management, ground maintenance, recreational facilities, reserve fund, security
  • Resort Property
  • Fishy Fishy Community
  • Treasure Beach Village Subdivision

Amenities

  • Airport or Runway
  • Meeting Room

Recreation

  • Beach
  • Tennis Courts
  • Pickleball Courts
  • Fitness Center
  • Community Pool

Security

  • 24-Hour Security
  • Controlled Access
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,452

Year Built

Built in 1993

Lot Details

0

HOA Fees

$306 per month

Listing Details

  • Attribution Contact: 8509900020
  • Directions: From Plantation gate, go approximately 3.5 miles, turn left on Coral Way then Left on Coral Reef, next to last house on the right.
  • Inclusions: Furnished
  • Prop. Type: Residential
  • Property Sub Type: Detached Single Family
  • Lot Size Acres: 0.79
  • Lot Size: 100 x 344
  • Road Surface Type: Paved
  • Subdivision Name: Treasure Beach Village
  • Architectural Style: Beach House
  • Building Name: Fishy Fishy
  • Carport Y N: No
  • Garage Yn: No
  • Property Attached Yn: No
  • Year Built: 1993
  • NAV22_Room4Name: Additional Bedroom
  • NAV22_Room10Name: Additional Bedroom
  • NAV22_ResortRentalYN: Yes
  • NAV22_Room8Name: Master Bedroom
  • NAV22_Room3Name: Kitchen
  • NAV22_Room7Name: Den
  • NAV22_Room2Name: Dining Area
  • NAV22_BuildersWarrantyYN: No
  • NAV22_Room6Name: Half Bath
  • NAV22_Room1Name: Living Room
  • NAV22_Room5Name: Full Bath
  • NAV22_Room11Name: Full Bath
  • NAV22_Room9Name: Master Bath
  • NAV22_PoolType: Community
  • Special Features: None

Interior Features

  • Appliances: Dishwasher, Range Hood, Refrigerator, Gas Oven
  • Furnished: Furnished
  • Interior Amenities: See Remarks
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplace: No
  • Flooring: Tile
  • Living Area: 1845
  • Master Bathroom Features: Double Vanity, Shower Only

Exterior Features

  • Exclusions: Items in locked closets
  • Exterior Features: Shore Beach
  • Roof: Metal
  • Pool Features: See Remarks
  • Pool Private: Yes
  • View: Gulf, Water
  • View: Yes
  • Waterfront Features: Waterfront, Gulf
  • Waterfront: Yes
  • Construction Type: HardiPlank Type
  • Foundation Details: Pilings
  • Patio And Porch Features: Covered Deck
  • Property Condition: Construction Complete

Garage/Parking

  • Attached Garage: No
  • Open Parking: Yes
  • Parking Features: Driveway, Under House With Pad
  • Total Parking Spaces: 4

Utilities

  • Cooling: Central Electric, Heat Pump, Ceiling Fan(s)
  • Heating: Central Electric, Heat Pump
  • Sewer: Septic Tank
  • Utilities: Electricity Connected, Underground Utilities, Water Connected, Private Trash
  • Security: 24 Hour Security, Security Gate & Roving Only
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Private

Condo/Co-op/Association

  • Association Fee: 3670
  • Community Features: Airport/Runway, Beach, Community Room, Fitness Center, Gated, Pickle Ball Court, Tennis Court(s)
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Management, Maintenance Grounds, Recreational Facilities, Reserve Fund, Security

Lot Info

  • Zoning: R-1
  • Lot Size Sq Ft: 34412.4
  • Additional Parcels: No
  • Parcel #: 2909S06W733300000020
  • Zoning Description: Residential Single Family
  • ResoLotSizeUnits: SquareFeet

Rental Info

  • Lease Term: Daily/Weekly,Short Term Lease

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 12452

Multi Family

  • Annual Gross Income: 168393

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 2, 2024
Closed on
Feb 7, 2025
Sold by
Wag Properties Sgi Llc
Bought by
Isle Of Dreams Llc
Seller's Agent
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
Buyer's Agent
Jean Ulrich
Century 21 Collins Realty, Inc
List Price
$2,350,000
Sold Price
$1,800,000
Premium/Discount to List
-$550,000
-23.4%
Views
40

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.40%

Purchase Details

Listed on
Apr 4, 2018
Closed on
Aug 29, 2018
Sold by
Moore Stephen F and Moore Charmione R
Bought by
Wag Properties Sgi Llc
Seller's Agent
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
Buyer's Agent
Shelley Shepard
Berkshire Hathaway HomeServices - SGI
List Price
$1,150,000
Sold Price
$1,100,000
Premium/Discount to List
-$50,000
-4.35%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.93%
Original Mortgage
$830,000
Interest Rate
4.5%
Mortgage Type
Commercial

Purchase Details

Closed on
Dec 1, 2010
Sold by
Flagstar Bank Fsb
Bought by
Moore Stephen F and Moore Charmione R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 26, 2010
Sold by
Moody John R and Moody Sandra A
Bought by
Flagstar Bank Fsb

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$417,000
Interest Rate
4.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2005
Sold by
Coastal Cottage Llc
Bought by
Moody John R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,355,530
Interest Rate
6.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 21, 2005
Sold by
Moody Sandra D
Bought by
Coastal Cottage Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$1,355,530
Interest Rate
6.37%
Mortgage Type
Unknown

Purchase Details

Closed on
Apr 7, 2005
Sold by
Moody John R and Moody Sandra D
Bought by
Coastal Cottage Llc

Purchase Details

Closed on
Feb 16, 2005
Sold by
Moody John R and Moody Sandra D
Bought by
Coastal Cottage Llc

Purchase Details

Closed on
Dec 31, 2004
Sold by
Moody John R and Moody Sandra D
Bought by
Coastal Cottage Llc
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,800,000 None Listed On Document
Warranty Deed $1,100,000 Sanders And Duncan Pa
Special Warranty Deed $656,500 Attorney
Trustee Deed -- None Available
Quit Claim Deed $1,031,000 None Available
Quit Claim Deed -- None Available
Deed $982,900 --
Warranty Deed $982,900 --
Warranty Deed $982,900 --
Warranty Deed $982,900 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $830,000 Commercial
Previous Owner $417,000 New Conventional
Previous Owner $108,200 Credit Line Revolving
Previous Owner $1,355,530 Unknown
Previous Owner $250,000 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 Sold $1,999,000 0.0% $1,083 / Sq Ft
06/21/2025 06/21/25 Pending -- -- --
06/04/2025 06/04/25 For Sale $1,999,000 +11.1% $1,083 / Sq Ft
02/07/2025 02/07/25 Sold $1,800,000 -7.7% $976 / Sq Ft
01/10/2025 01/10/25 Price Changed $1,950,000 -17.0% $1,057 / Sq Ft
09/13/2024 09/13/24 For Sale $2,350,000 +30.6% $1,274 / Sq Ft
08/17/2024 08/17/24 Off Market $1,800,000 -- --
08/02/2024 08/02/24 For Sale $2,350,000 +113.6% $1,274 / Sq Ft
08/29/2018 08/29/18 Sold $1,100,000 -4.3% $748 / Sq Ft
07/16/2018 07/16/18 Pending -- -- --
04/04/2018 04/04/18 For Sale $1,150,000 -- $782 / Sq Ft
Source: Forgotten Coast REALTOR® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $13,506 $1,729,486 $1,250,000 $479,486
2023 $12,453 $1,499,849 $1,100,000 $399,849
2021 $11,279 $899,584 $675,000 $224,584
2020 $9,629 $848,802 $650,000 $198,802
2019 $9,730 $835,017 $635,000 $200,017
2018 $9,689 $783,228 $0 $0
2017 $9,649 $783,228 $0 $0
2016 $9,587 $784,885 $0 $0
2015 $8,943 $728,431 $0 $0
2014 $8,678 $699,246 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Forgotten Coast REALTOR® Association

MLS Number: 318339

Forgotten Coast REALTOR® Association

APN: 29-09S-06W-7333-0000-0020