$610,000

193 E Saddle Mountain Rd Payson, AZ 85541

Estimated payment $3,481/month

3 Beds
2 Baths
1,632 Sq Ft
$374 Price per Sq Ft

Highlights

  • Spa
  • Pine Trees
  • Mud Room
  • View of Trees or Woods
  • Vaulted Ceiling
  • No HOA

About This Home

Welcome to your ultimate creekside escape in Kohl's Ranch/Kohl's Tonto Creek Ranch--where relaxation and adventure come together! Picture yourself kicking back on the back deck, slipping into the hot tub, and letting the soothing sounds of the creek and waterfall melt the day away. It's the kind of place you won't want to leave.Tucked away for privacy with absolutely stunning views, this property features 3 cozy bedrooms, 2 bathrooms, and garage space galore--a workshop-ready garage plus a quad garage for all your toys, gear, and weekend fun. The fully fenced lot makes a great first impression with a stylish double-gated entry and a paver driveway that adds just the right touch of flair. Inside, you'll find thoughtful upgrades like a newer roof (2019), a custom front door, and Andersen windows that bring in all that beautiful natural light. The pellet stove keeps things warm and inviting, while the kitchen--complete with stainless steel appliances and a gas range--is ready for everything from quick breakfasts to full-on dinner parties. And when it's time to unwind, the spa-style Jacuzzi tub is calling your name. Whether you're looking for a peaceful retreat or a place to make unforgettable memories, this one delivers.

Listing Agent

Robert Gaetano

HomeSmart Pros License #SA661580000 Listed on: 04/22/2026

Co-Listing Agent

Mitchell Melero

HomeSmart Pros License #SA721568000

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,956

Year Built

  • Built in 1984

Lot Details

  • 9,148 Sq Ft Lot
  • Rural Setting
  • East Facing Home
  • Wrought Iron Fence
  • Wood Fence
  • Chain Link Fence
  • Landscaped
  • Pine Trees

Parking

  • 2 Car Garage

Home Design

  • Cabin
  • Wood Frame Construction
  • Asphalt Shingled Roof
  • Wood Siding

Interior Spaces

  • 1,632 Sq Ft Home
  • Wet Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Double Pane Windows
  • Mud Room
  • Living Room with Fireplace
  • Combination Kitchen and Dining Room
  • Views of Woods
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Gas Range
  • Built-In Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry in Utility Room
  • Dryer
  • Washer

Outdoor Features

  • Spa
  • Covered Patio or Porch
  • Shed

Utilities

  • Pellet Stove burns compressed wood to generate heat
  • Baseboard Heating
  • Electric Water Heater
  • Water Softener
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 7,12
  • Assessor Parcel Number 303-05-148A

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,956

Year Built

Built in 1984

Lot Details

9,148 Sq Ft Lot

Listing Details

  • FILLACRES: 0.21
  • Estimated Sq Ft: 1632.00
  • Estimated Sq Ft Range: 1501 - 1750
  • Total Bathrooms: 2.00
  • House Faces: E
  • Directions: NORTH 87 HWY. Right on East 260 HWY. Right into Kohl's Ranch Parking lot, stay to the right onto Short Road, right on Kohl's Road, left on to Saddle Mountain Road. Home is on the right.
  • Fireplace Wood Stove: In Living Room, Pellet Stove
  • Homeowners Assoc N A Other: YES
  • Lot Street Improvem: Gravel Street
  • Property Sub Type: Site Built
  • Prop. Type: Residential
  • Building Style: Cabin
  • Sub Code: Kohl's Ranch/Kohl's Tonto Creek Ranch
  • Sub Floor Type: Wood
  • Tract Suffix: Road
  • Utilities Available Other Water Company: YES
  • Year Built: 1984
  • Special Features: None

Interior Features

  • Floor Covering: Carpeting, Vinyl/Plank
  • Basement Full Bathrooms: 2
  • Lower Floor 1 Bedrooms: 3
  • Dining Room: Kitchen-Dining Combo
  • Fireplace Stove: Yes
  • Foreclosure: No
  • Interior Amenities: Dual Pane Window, Skylights, Smoke Detector, Vaulted Ceiling, Water Softener, Wet Bar
  • Kitchen Features: Built in Microwave, Dishwasher, Eat-in, Gas Range, Refrigerator
  • Laundry: Dryer, Utility Room, Washer
  • Legal Description: Section: 21 Township: 11N Range: 12E Lot 12 , Saddle Mountain View , Plat 93 , Hes 567 , Alg With West 2.0' Of Lot 7 Sw1/4Sec 21 T11n R12e = 0.20 Ac (Out Of 303-05-142A & -148)
  • Entry Location: Borders Common Area, In Payson City Limits, On Creek/Lake/River, Rural
  • Other Rooms: Mud Room
  • Source of Sq Ft: Assessor

Exterior Features

  • Exterior Construction: Wood Frame
  • Exterior Features: Covered Porch/Deck, In the Trees, Landscaped, Spa/Hot Tub, Storage/Utility Shed, Tall Pines on Lot, View of Wooded/Trees
  • Fencing: Chain Link, Wood Fence, Wrought Iron
  • Flood Zone: None
  • Horses Allowed On Property: No
  • Lot Number: 7,12
  • Roof: Asphalt/Comp Shingle
  • Exterior Construction: Wood
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Garage Capacity: 2.00
  • Parking Features: Detached, Garage Only

Utilities

  • Cooling: Ceiling Fan
  • Heating: Baseboard, Fireplace/Woodstove
  • Utilities Available: Cable TV/Satellite, Electricity, Propane Tank Incl, Septic Tank Installed, Trash
  • Water Heater: Electric, Over 30 Gallons

Condo/Co-op/Association

  • HOA: No

Fee Information

  • Taxes: 2955.98

Lot Info

  • Assessor Parcel Number: 303-05-148A
  • Zoning: Residential

Tax Info

  • Year: 2025

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $2,956 $47,404 $6,292 $41,112
2025 $2,956 -- -- --
2024 $2,719 $35,450 $7,412 $28,038
2023 $2,719 $19,457 $7,628 $11,829
2022 $2,711 $19,318 $7,628 $11,690
2021 $2,722 $19,318 $7,628 $11,690
2020 $2,686 $0 $0 $0
2019 $2,576 $0 $0 $0
2018 $2,698 $0 $0 $0
2017 $2,566 $0 $0 $0
2016 $2,653 $0 $0 $0
2015 $2,890 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/22/2026 04/22/26 For Sale $610,000 -4.8% $374 / Sq Ft
03/11/2022 03/11/22 Sold $640,500 -0.7% $392 / Sq Ft View Prior Sale
02/15/2022 02/15/22 Pending -- -- --
02/12/2022 02/12/22 For Sale $645,000 +120.9% $395 / Sq Ft
02/16/2018 02/16/18 Sold $292,000 -2.2% $179 / Sq Ft View Prior Sale
01/31/2018 01/31/18 Pending -- -- --
09/11/2017 09/11/17 For Sale $298,500 -- $183 / Sq Ft
Source: Central Arizona Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $640,500 Pioneer Title
Interfamily Deed Transfer -- None Available
Joint Tenancy Deed -- Pioneer Title Agency Inc
Interfamily Deed Transfer -- Pioneer Title Agency
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $492,800 New Conventional
Source: Public Records

Source: Central Arizona Association of REALTORS®

MLS Number: 93890

Central Arizona Association of REALTORS®

APN: 303-05-148A

Your Personal Tour Guide

Ask me questions while you tour the home.