$1,750,000
$149K PRICE DROP

4678 N Bear Flat Rd Payson, AZ 85541

Payson Area

Estimated payment $10,142/month

Total Views 73,400
6 Beds
4 Baths
4,378 Sq Ft
$400 Price per Sq Ft

Highlights

  • Horses Allowed On Property
  • Reverse Osmosis System
  • Mountain View
  • Solar Power System
  • Waterfront
  • Vaulted Ceiling

About This Home

OFF THE GRID in Bear Flat. The last 3 miles is not for sissies, but the reward is a gated community in the National Forest with Tonto Creek flowing through. 90 feet up from the water's edge is The Retreat on Tonto Creek. This magnificent mountain home has deck and views galore. Wild game everywhere. Redundant systems - APS electric, solar on the steel roof and a thousand-gallon propane tank to run the generator. City water, plus a well and a community water tank. Fire truck just across the road. WiFi. You are fully self-contained. Big island and dining for 8. Huge family room with double fireplace to large game room with full bar. Write that novel in the sky office off the spacious primary bedroom. Everything stays, including the golf cart and a year's supply of survival food.

Listing Agent

Joseph Callaway

eXp Realty Brokerage Phone: 480-596-5751 License #SA116603000 Listed on: 01/09/2026

eXp Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,182

Year Built

  • Built in 2001

Lot Details

  • 1.73 Acre Lot
  • Waterfront
  • Wood Fence
  • Front and Back Yard Sprinklers
  • Sprinklers on Timer
  • Unpaved Streets
  • Hillside Location
  • Private Yard

HOA Fees

  • $17 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Garage ceiling height seven feet or more
  • Side or Rear Entrance to Parking

Home Design

  • Wood Frame Construction
  • Metal Roof

Interior Spaces

  • 4,378 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Fireplace
  • Double Pane Windows
  • Family Room
  • Formal Dining Room
  • Bonus Room
  • Mountain Views
  • Security System Owned
  • Finished Basement

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Gas Cooktop
  • Built-In Microwave
  • Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Reverse Osmosis System

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 4 Full Bathrooms
  • Double Vanity
  • Bidet
  • Private Water Closet

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Covered Patio or Porch
  • Playground

Schools

  • Payson Elementary School
  • Rim Country Middle School
  • Payson High School

Utilities

  • Zoned Heating and Cooling System
  • Heating System Uses Propane
  • Programmable Thermostat
  • Tankless Water Heater
  • Propane Water Heater
  • Water Purifier
  • Water Softener is Owned
  • High Speed Internet
  • Satellite Dish

Additional Features

  • Multiple Entries or Exits
  • Solar Power System
  • Horses Allowed On Property

Community Details

  • Association fees include street maintenance
  • Bear Flat Poa, Phone Number (480) 993-6816
  • Bear Flat Subdivision

Listing and Financial Details

  • Tax Lot 8
  • Assessor Parcel Number 303-06-132-B

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,182

Year Built

Built in 2001

Lot Details

1.73 Acres

HOA Fees

$17 per month

Parking

2

Listing Details

  • Cross Street: Hwy 260 & Nf-405A
  • Property Type: Residential
  • Ownership: Fee Simple
  • HOA #2: N
  • Recreation Center Fee: N
  • Total Monthly Fee Equivalent: 16.67
  • Separate Den Office Sep Den Office: Y
  • Year Built: 2001
  • Tax Year: 2025
  • Property Sub Type: Single Family Residence
  • Horses: Yes
  • Lot Size Acres: 1.73
  • Subdivision Name: BEAR FLAT SUBDIVISION
  • Efficiency: Multi-Zones, Solar Panels
  • Property Attached Yn: No
  • Tax Parcel Letter: B
  • General Property Description:PriceSqFt: 399.73
  • Const - Finish:Const - Finish: Painted, Other (See Remarks)
  • Cooling:Cooling: Ceiling Fan(s), Central Air, Programmable Thmstat
  • EnergyGreen Feature:EnergyGreen Feature: Multi-Zones, Solar Panels
  • Other Rooms:Other Rooms: Family Room, Bonus/Game Room
  • Technology:Technology: Sat Dish TV Ownd, High Speed Internet, Security System Owned
  • Plumbing:Plumbing: Tankless Ht Wtr Heat, Propane Hot Wtr Htr
  • Special Features: None

Interior Features

  • Basement: Finished
  • Flooring: Carpet, Tile
  • Basement YN: Yes
  • Spa Features: None
  • Appliances: Dishwasher, Gas Cooktop, Microwave, Reverse Osmosis, Gas Oven, Gas Range, Washer, Dryer, Water Softener Owned, Water Purifier
  • Accessibility Features: Mltpl Entries/Exits
  • Full Bathrooms: 4
  • Total Bedrooms: 6
  • Fireplace: No
  • Interior Amenities: Full Bth Master Bdrm, Double Vanity, Bidet, Breakfast Bar, Kitchen Island, Granite Counters, High Speed Internet, Vaulted Ceiling(s)
  • Living Area: 4378.0
  • Stories: 2
  • Window Features: Dual Pane
  • Additional Bedroom:Additional Bedroom: Other Bedroom Split, Separate Bedroom Exit, Master Bedroom Walk-in Closet
  • Dining Area:Dining Area: Formal, Dining in LR/GR, Breakfast Bar
  • Interior Features:Interior Features: Vaulted Ceiling(s), Water Softener Owned, Water Purifier
  • Kitchen Features:Kitchen Features: Dishwasher, Kitchen Island, Gas Cooktop, Built-in Microwave, Reverse Osmosis, Granite Counters, Gas Oven, Gas Range
  • Laundry:Laundry: Washer Included, Dryer Included, Inside
  • Master Bathroom:Master Bathroom: Full Bth Master Bdrm, Double Vanity, Bidet, Private Toilet Room
  • Master Bedroom:Master Bedroom: Split
  • Window Features:Window Features: Dual Pane

Exterior Features

  • Fencing: Wood
  • Exterior Features: Balcony, Private Yard, Playground
  • Lot Features: Waterfront Lot, Hillside Lot, Street(s) Not Paved, Sprinklers In Front, Sprinklers In Rear, Gravel/Stone Front, Gravel/Stone Back, Auto Timer H2O Front, Auto Timer H2O Back
  • Pool Private: No
  • View: Mountain(s)
  • Waterfront: Yes
  • Disclosures: Seller Discl Avail, Agency Discl Req, Well Disclosure
  • Construction Type: Wood Frame, Painted
  • Patio And Porch Features: Covered Patio(s)
  • Roof: Metal
  • General Property Description:Community Pool YN2: No
  • General Property Description:Private Pool YN2: No

Garage/Parking

  • Total Covered Spaces: 2.0
  • Parking Features: Over Height Garage, Rear Vehicle Entry, Garage Door Opener, Gated
  • Attached Garage: No
  • Garage Spaces: 2.0

Utilities

  • Utilities: Propane
  • Cooling: Ceiling Fan(s), Central Air, Programmable Thmstat
  • Heating: Propane
  • Laundry Features: Inside
  • Security: Security System Owned
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: Private Well
  • Utilities:Utilities: APS, Propane

Condo/Co-op/Association

  • Community Features: Gated
  • Association Fee: 200.0
  • Association Fee Frequency: Annually
  • Association Name: Bear Flat POA
  • Phone: 480-993-6816
  • Association: Yes

Association/Amenities

  • Association Fees:HOA DisclosureAddendum Affirmation: Yes
  • Association Fees:Special Assessment HOA: No
  • Association Fees:PAD Fee YN2: N
  • Association Fees:Cap ImprovementImpact Fee _percent_: $
  • Association Fees:Other Fees Description: This is a voluntary HOA

Fee Information

  • Association Fee Includes: Street Maint

Schools

  • Elementary School: Payson Elementary School
  • High School: Payson High School
  • Junior High Dist: Payson Unified District
  • Middle Or Junior School: Rim Country Middle School

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 75559.0
  • Parcel #: 303-06-132-B

Green Features

  • Green Water Conservation: Tankless Ht Wtr Heat

Building Info

  • Builder Name: Unknown

Tax Info

  • Tax Annual Amount: 6182.0
  • Tax Book Number: 303.0
  • Tax Lot: 8
  • Tax Map Number: 6.0

Map

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Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2026 $7,057 $191,937 $16,295 $175,642
2025 $7,057 --
2024 $5,835 $137,607 $18,399 $119,208
2023 $5,835 $46,050 $9,234 $36,816
2022 $5,688 $44,720 $9,234 $35,486
2021 $5,790 $44,720 $9,234 $35,486
2020 $5,838 $0 $0 $0
2019 $5,573 $0 $0 $0
2018 $5,409 $0 $0 $0
2017 $5,197 $0 $0 $0
2016 $5,065 $0 $0 $0
2015 $4,562 $0 $0 $0
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
08/27/2026 08/27/26 Price Changed $1,750,000 -7.8% $400 / Sq Ft
01/09/2026 01/09/26 For Sale $1,899,000 -- $434 / Sq Ft
Source: Arizona Regional Multiple Listing Service (ARMLS)

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Source: Arizona Regional Multiple Listing Service (ARMLS)

MLS Number: 6965924

Arizona Regional Multiple Listing Service (ARMLS)

APN: 303-06-132B

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