194 Union St Gardner, MA 01440
2
Beds
1
Bath
792
Sq Ft
3,903
Sq Ft Lot
Highlights
- Cape Cod Architecture
- 1 Car Detached Garage
- Baseboard Heating
- No HOA
- Ductless Heating Or Cooling System
About This Home
As of February 2025PRICE TO SELL !! Charming 2-Bedroom Home in Historic South Gardner! This beautifully updated home offers modern amenities with a newer roof, updated electric, A/C & heating, and energy-efficient windows. Enjoy a one-car garage and a spacious, level yard perfect for outdoor fun. Full basement adds extra potential, and the lovely location is close to shopping, commuter routes, and local amenities. A fantastic alternative to condo living, this inviting home is ready for you. Schedule a visit today—you’ll love it!
Co-Listed By
Silverio Silva
Cristiano Jarbas, Inc.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $4,112
Year Built
- Built in 1900
Lot Details
- 3,903 Sq Ft Lot
Parking
- 1 Car Detached Garage
- Driveway
- Open Parking
Home Design
- Cape Cod Architecture
- Colonial Architecture
Interior Spaces
- 792 Sq Ft Home
- Basement Fills Entire Space Under The House
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Utilities
- Ductless Heating Or Cooling System
- Baseboard Heating
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number M:R12 B:7 L:7,3536896
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 16, 2023
Closed on
Jun 30, 2023
Sold by
Miller Jeffrey and Miller Kimberly
Bought by
Wilson James
Seller's Agent
Michael Beaudoin
Coldwell Banker Realty - Leominster
Buyer's Agent
Edwin Figueroa Torres
Lamacchia Realty, Inc.
List Price
$224,900
Sold Price
$253,000
Premium/Discount to List
$28,100
12.49%
Views
125
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$15,161
Avg. Annual Appreciation
2.72%
Original Mortgage
$253,000
Interest Rate
6.39%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Jul 30, 2019
Sold by
Miller Jeffrey
Bought by
Miller Jeffrey and Miller Kimberly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,500
Interest Rate
3.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 29, 2018
Sold by
Jbk Capital Advisors L
Bought by
Miller Jeffrey
Purchase Details
Closed on
Nov 20, 2015
Sold by
Piper Donald P and Us Bank Na
Bought by
Us Bank Na Tr
Purchase Details
Closed on
Oct 16, 1998
Sold by
Gerbrands Gerald R
Bought by
Piper Donald P and Piper Theresa M
Purchase Details
Closed on
Sep 4, 1998
Sold by
Department Of Housing & Urban Dev
Bought by
Gerbrands Gerald R
Purchase Details
Closed on
May 11, 1998
Sold by
Sno Kenneth W
Bought by
Regions Mtg Inc
Purchase Details
Closed on
Jul 24, 1992
Sold by
Vincent Alan P and Vincent Claudette
Bought by
Snow Kenneth W and Snow Cathy L
Similar Homes in Gardner, MA
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $253,000 | None Available | |
| Deed | $253,000 | None Available | |
| Quit Claim Deed | -- | -- | |
| Deed | $40,001 | -- | |
| Deed | $40,001 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $35,000 | -- | |
| Deed | $35,000 | -- | |
| Foreclosure Deed | $101,000 | -- | |
| Foreclosure Deed | $101,000 | -- | |
| Deed | $51,000 | -- | |
| Deed | $51,000 | -- | |
| Deed | $27,000 | -- | |
| Deed | $27,000 | -- | |
| Foreclosure Deed | $72,763 | -- | |
| Deed | $67,000 | -- | |
| Deed | $67,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $220,000 | Purchase Money Mortgage | |
| Closed | $220,000 | Purchase Money Mortgage | |
| Closed | $253,000 | Purchase Money Mortgage | |
| Previous Owner | $108,500 | New Conventional | |
| Previous Owner | $92,900 | No Value Available | |
| Previous Owner | $74,750 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/07/2025 02/07/25 | Sold | $260,000 | -1.9% | $328 / Sq Ft |
| 01/07/2025 01/07/25 | Pending | -- | -- | -- |
| 12/06/2024 12/06/24 | Price Changed | $265,000 | -1.8% | $335 / Sq Ft |
| 11/16/2024 11/16/24 | Price Changed | $269,900 | -10.0% | $341 / Sq Ft |
| 11/12/2024 11/12/24 | Price Changed | $299,990 | 0.0% | $379 / Sq Ft |
| 11/06/2024 11/06/24 | For Sale | $299,900 | +18.5% | $379 / Sq Ft |
| 06/30/2023 06/30/23 | Sold | $253,000 | +12.5% | $319 / Sq Ft |
| 05/20/2023 05/20/23 | Pending | -- | -- | -- |
| 05/16/2023 05/16/23 | For Sale | $224,900 | -- | $284 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,580 | $249,300 | $63,900 | $185,400 |
| 2024 | $4,112 | $274,300 | $58,100 | $216,200 |
| 2023 | $3,971 | $246,200 | $57,200 | $189,000 |
| 2022 | $3,199 | $172,100 | $43,400 | $128,700 |
| 2021 | $2,301 | $114,800 | $37,700 | $77,100 |
| 2020 | $2,223 | $112,600 | $37,700 | $74,900 |
| 2019 | $2,135 | $106,000 | $37,700 | $68,300 |
| 2018 | $1,999 | $98,600 | $37,700 | $60,900 |
| 2017 | $2,034 | $99,300 | $37,700 | $61,600 |
| 2016 | $1,912 | $93,400 | $37,700 | $55,700 |
| 2015 | $1,836 | $91,900 | $37,700 | $54,200 |
| 2014 | $1,834 | $97,200 | $41,900 | $55,300 |
Source: Public Records
Agents Affiliated with this Home
-
Cristiano Jarbas
Seller's Agent in 2025
Cristiano Jarbas
Cristiano Jarbas, Inc.
(508) 740-3909
3 in this area
82 Total Sales
-
S
Seller Co-Listing Agent in 2025
Silverio Silva
Cristiano Jarbas, Inc.
-
Naina Sova-Sicard
N
Buyer's Agent in 2025
Naina Sova-Sicard
Silver Key Homes Realty
1 in this area
7 Total Sales
-
Michael Beaudoin
Seller's Agent in 2023
Michael Beaudoin
Coldwell Banker Realty - Leominster
(978) 660-9795
13 in this area
231 Total Sales
-
Edwin Figueroa Torres
Buyer's Agent in 2023
Edwin Figueroa Torres
Lamacchia Realty, Inc.
(978) 201-8537
5 in this area
53 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73310796
APN: GARD-000012R-000007-000007
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