$329,000

197 Cobb Rd Panama City Beach, FL 32413

Estimated payment $1,849/month

2 Beds
1 Bath
978 Sq Ft
$336 Price per Sq Ft

Highlights

  • Gulf View
  • Beach House
  • Cooling System Mounted To A Wall/Window
  • J.R. Arnold High School Rated A-
  • Separate Outdoor Workshop
  • Living Room

About This Home

Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.

Listing Agent

John J Lavin Jr

The Beach Group Properties LLC License #3366317 Listed on: 11/21/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,343

Year Built

  • Built in 1961

Lot Details

  • 7,405 Sq Ft Lot
  • Lot Dimensions are 60x125

Home Design

  • Beach House
  • Stucco

Interior Spaces

  • 978 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Gulf Views
  • Electric Oven or Range

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Separate Outdoor Workshop
  • Cooling System Mounted To A Wall/Window

Community Details

  • Suntime Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 38360-000-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,343

Year Built

Built in 1961

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.17
  • Lot Size: 60x125
  • Road Frontage Type: City Street
  • Subdivision Name: SUNTIME BEACH
  • Directions: Back Beach Road (HWY 98) to Cobb Road. South on Cobb and home will be the last home on the left.
  • Architectural Style: Beach House
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1961
  • Remarks Misc:Remarks: Very rare property in PCB! Family home since 1984. Walking distance to the Gulf and NO HOA. City of PCB does not allow Short Term Rentals on this street. Used exclusively as a beach getaway. Home is in need of many repairs as the value is in the lot. Sellers will look at all offers. Cash or conventional loans ONLY! Home will not qualify for VA or FHA financing.
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Refrigerators: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Rooms:Family Room: Yes
  • Energy:AC - WindowWall: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Refrigerator, Stove/Oven Electric
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Appliances:StoveOven Electric: Yes

Exterior Features

  • Lot Features: Within 1/2 Mile to Water
  • View: Gulf
  • Construction Type: Stucco
  • Other Structures: Workshop
  • Property Condition: Construction Complete
  • Lot Features:Within 12 Mile to Water: Yes
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Stucco: Yes
  • Exterior:Workshop: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Wall/Window Unit(s)
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Public Water

Schools

  • Elementary School: West Bay
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 7405.2
  • Parcel #: 38360-000-000
  • Zoning: Resid Single Family

Tax Info

  • Tax Annual Amount: 1342.83
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Average Value
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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,245 $103,370 -- --
2023 $1,245 $94,110 $52,170 $41,940
2022 $1,068 $85,430 $47,319 $38,111
2021 $1,077 $83,931 $47,319 $36,612
2020 $1,042 $80,125 $46,248 $33,877
2019 $1,025 $77,901 $43,766 $34,135
2018 $1,026 $76,636 $0 $0
2017 $850 $70,634 $0 $0
2016 $831 $70,893 $0 $0
2015 $859 $71,151 $0 $0
2014 $877 $72,706 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/21/2025 11/21/25 For Sale $329,000 -- $336 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Source: Emerald Coast Association of REALTORS®

MLS Number: 989744

Emerald Coast Association of REALTORS®

APN: 38360-000-000

Florida Bay County Panama City Beach 32413

197 Cobb Rd, Panama City Beach, FL

For Sale

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Nearby Homes
Listing Agent
John J Lavin Jr
Section Image
The Beach Group Properties LLC
(448) 418-8206