NOT LISTED FOR SALE

197 High St Cumberland, RI 02864

Valley Falls Neighborhood

Estimated Value: $386,000 - $423,000

2 Beds
2 Baths
2,308 Sq Ft
$178/Sq Ft Est. Value

Last Sold July 02, 2020

Last sale price $230,000 $100 Per Sq Ft

Est. 77% increase in value since last sale

Current estimated payment $2,520/month

17 Days on Market

Highlights

  • 0.4 Acre Lot
  • Recreation Facilities
  • Public Transportation
  • Wood Flooring
  • Storm Windows
  • Shops

About This Home

As of July 2020

Rare smaller two family in Cumberland at great price. First floor currently has one bedroom but potential for a second bedroom. Updated kitchen with breakfast bar island and includes stove, refrigerator, dishwasher and hood fan. Living room and bedroom as well as full bath and den. Second floor has bedroom, living room, kitchen and bath. Mostly new windows, vinyl siding, newer furnace, 2 circuit breaker electrical panels.

Last Agent to Sell the Property

Nancy Denelle

CENTURY 21 Stachurski Agency License #RES.0026362 Listed on: 05/15/2020

CENTURY 21 Stachurski Agency

Last Buyer's Agent

Steven Riley

Homistic Real Estate, Inc. License #REB.0015382

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,744

Year Built

  • Built in 1900

Lot Details

  • 0.4 Acre Lot

Home Design

  • Combination Foundation
  • Vinyl Siding
  • Plaster

Interior Spaces

  • 2,308 Sq Ft Home
  • 2-Story Property
  • Storm Windows

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Laminate
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior Basement Entry

Parking

  • 10 Parking Spaces
  • No Garage

Utilities

  • No Cooling
  • Heating System Uses Gas
  • Heating System Uses Steam
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 355
  • Assessor Parcel Number 197HIGHSTCUMB

Community Details

Overview

  • 2 Units
  • Valley Falls Subdivision

Amenities

  • Shops
  • Public Transportation

Recreation

  • Recreation Facilities

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,744

Year Built

Built in 1900

Lot Details

0

Listing Details

  • Property Sub Type: Multi Family
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.4
  • Subdivision Name: Valley Falls
  • Above Grade Finished Sq Ft: 2308.0
  • Garage Yn: No
  • New Construction: No
  • Year Built: 1900
  • Special Features: VirtualTour

Interior Features

  • Number Of Buildings: 1
  • Appliances: Dishwasher, Gas Water Heater, Oven, Range, Refrigerator
  • Has Basement: Full, Interior Entry, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Hardwood, Laminate, Vinyl
  • Stories: 2
  • Window Features: Storm Window(s)
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Drywall, Plaster, Vinyl Siding
  • Foundation Details: Combination

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 10.0

Utilities

  • Laundry Features: Common Area
  • Cooling: None
  • Cooling Y N: No
  • Heating: Gas, Hot Water
  • Heating Yn: Yes
  • Electric: Circuit Breakers
  • Electricity On Property: Yes
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Highway Access, Near Schools, Public Transportation, Recreation Area, Shopping
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 17424.0
  • Parcel #: 197HIGHSTCUMB
  • ResoLotSizeUnits: SquareFeet

Multi Family

  • Number Of Units Total: 2

Tax Info

  • Tax Annual Amount: 2744.0
  • Tax Lot: 355
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2020
Closed on
Jun 29, 2020
Sold by
Cross Daniel G
Bought by
Riley Christopher P
Seller's Agent
Nancy Denelle
CENTURY 21 Stachurski Agency
Buyer's Agent
Steven Riley
Homistic Real Estate, Inc.
List Price
$224,900
Sold Price
$230,000
Premium/Discount to List
$5,100
2.27%
Current Estimated Value
$407,526

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$177,526
Avg. Annual Appreciation
11.64%
Original Mortgage
$225,834
Outstanding Balance
$201,944
Interest Rate
3.2%
Mortgage Type
FHA
Estimated Equity
$201,365

Purchase Details

Closed on
Sep 30, 2008
Sold by
Cross George A and Cross Lisa D
Bought by
Cross Daniel G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,000
Interest Rate
6.57%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 18, 2007
Sold by
Dailey Barbara A
Bought by
Cross George A and Cross Lisa D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$149,500
Interest Rate
6.51%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Riley Christopher P $230,000 None Available
Cross Daniel G $170,000 --
Cross George A $187,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Riley Christopher P $7,000
Open Riley Christopher P $225,834
Previous Owner Mccauley Barbara $170,000
Previous Owner Mccauley Barbara $149,500
Previous Owner Mccauley Barbara $76,500
Previous Owner Mccauley Barbara $58,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2020 07/02/20 Sold $230,000 +2.3% $100 / Sq Ft
06/02/2020 06/02/20 Pending -- -- --
05/15/2020 05/15/20 For Sale $224,900 -- $97 / Sq Ft
Source: State-Wide MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,457 $289,300 $105,700 $183,600
2023 $3,362 $289,300 $105,700 $183,600
2022 $2,628 $175,300 $77,500 $97,800
2021 $2,547 $172,800 $77,500 $95,300
2020 $2,475 $172,800 $77,500 $95,300
2019 $2,461 $155,000 $66,900 $88,100
2018 $308 $155,000 $66,900 $88,100
2017 $2,358 $155,000 $66,900 $88,100
2016 $2,352 $137,700 $71,200 $66,500
2015 $2,352 $137,700 $71,200 $66,500
2014 $2,352 $137,700 $71,200 $66,500
2013 $2,388 $151,300 $69,900 $81,400
Source: Public Records

Agents Affiliated with this Home

  • Nancy Denelle

    Seller's Agent in 2020

    Nancy Denelle

    CENTURY 21 Stachurski Agency

    (617) 803-7998

    1 in this area

    52 Total Sales

    Section Image

  • S

    Buyer's Agent in 2020

    Steven Riley

    Homistic Real Estate, Inc.

See All Agents

Map

Source: State-Wide MLS

MLS Number: 1253920

State-Wide MLS

APN: CUMB-000004-000355-000000

Rhode Island Providence County Cumberland 02864 Valley Falls

197 High St, Cumberland, RI

This home is located at 197 High St, Cumberland, RI 02864 since 15 May 2020 and is currently estimated at $410,179, approximately $177 per square foot. This property was built in 1900. 197 High St is a home located in Providence County with nearby schools including B.F. Norton Elementary School, Joseph L. McCourt Middle School, and Cumberland High School.

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