$405,000
$20K PRICE DROP

197 Wayne St Saint Joseph, MI 49085

Estimated payment $2,978/month

Total Views 10,266
3 Beds
2 Baths
1,413 Sq Ft
$287 Price per Sq Ft

Highlights

  • Water Views
  • Water Access
  • Deck
  • Upton Middle School Rated A
  • Property fronts a channel
  • Vaulted Ceiling

About This Home

The best kept secret in Saint Joseph! The Channel Bluff Condos are hidden away in a private setting, yet a short 3-minute walk to the heart of downtown. Whether you are looking for a year round home with a vacation lifestyle, or you are looking for a second home, this condo has three large bedrooms, two full bathrooms, Laundry closet, a large open floorplan for entertaining, open kitchen with a fabulous pantry for the passionate cook, and magnificent views and access to the channel. This is a boater and kayaker's paradise. Simply wake up, walk down to one of many Pier 33 boat docks that you can rent each season, and begin your day on the water. This condo is full of natural light, a walk out deck, fireplace, and so much more. This is a must see for the pric OPEN HOUSE 1:00pm - 3:00pm July 13, 2025

Listing Agent

Heidi Hurst

eXp Realty License #6501463986 Listed on: 06/17/2025

eXp Realty

Co-Listing Agent

Michael VanDeventer

eXp Realty License #6501410977

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,558

Year Built

  • Built in 1988

Lot Details

  • 1,464 Sq Ft Lot
  • Property fronts a channel
  • Shrub
  • Sprinkler System

HOA Fees

  • $325 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Siding

Interior Spaces

  • 1,413 Sq Ft Home
  • 1-Story Property
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Window Screens
  • Living Room with Fireplace
  • Dining Area
  • Water Views
  • Partial Basement

Kitchen

  • Range
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Water Access
  • Shared Waterfront
  • Balcony
  • Deck

Location

  • Mineral Rights Excluded

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Water Filtration System
  • Electric Water Heater
  • Water Softener is Owned
  • High Speed Internet
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care
  • Channel Bluff Condos
  • Property is near a ravine

Amenities

  • Community Storage Space

Pet Policy

  • Pets Allowed

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,558

Year Built

Built in 1988

Lot Details

0

HOA Fees

$325 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 1
  • Structure Type: Townhouse
  • Year Built: 1988
  • Location Property Info:Property Sub-Type: Condominium
  • General Property Info:New Construction2: No
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: Yes
  • General Property Info:Total Fin SqFt All Levels: 1413.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 5558.0
  • Tax Info:Zoning3: R-3 Residential
  • Waterfront Options:Water Access YN: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Substructure:Partial: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Ravine: Yes
  • Windows:Insulated Windows: Yes
  • Windows:Screens: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Roofing:Shingle: Yes
  • Landscape:Underground Sprinkler: Yes
  • Mineral Rights:No: Yes
  • Utilities Attached:High-Speed Internet: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:Condo Proj Name: Channel Bluff
  • General Property Info:Entry Type: Common
  • General Property Info:Pets YN: Yes
  • Water Heater:Electric3: Yes
  • Additional Items:Iron Water FIlter: Yes
  • Roofing:Asphalt2: Yes
  • Water Type:Channel2: Yes
  • General Property Info:SqFt Above Grade: 1413.0
  • Additional Items:Vaulted Ceilings: Yes
  • Laundry Features Main Level: Yes
  • Laundry Features Laundry Closet: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Laminate Floor: Yes
  • Flooring:Tile Floor: Yes
  • Architectural Style Townhouse: Yes
  • Security Features:Carbon Monoxide Detector(s): Yes
  • Security Features:Smoke Detector(s): Yes
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Iron Water FIlter, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer, Water Softener Owned
  • Flooring: Laminate, Tile
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Pantry
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Partial
  • LivingArea: 1413.0
  • Window Features: Skylight(s), Screens, Insulated Windows, Window Treatments
  • General Property Info:Stories2: 1.0
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • Exterior Features: Balcony
  • List Price: 405000.0
  • Lot Features: Site Condo, Ravine
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Asphalt, Shingle
  • Waterfront Features: Channel
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Features:Balcony: Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Laundry Closet, Main Level
  • Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Sewer: Public
  • Utilities: Natural Gas Connected, Cable Connected, High-Speed Internet
  • Water Source: Public

Condo/Co-op/Association

  • Association Amenities: Pets Allowed, Storage
  • Association Fee: 325.0
  • Association Fee Frequency: Monthly
  • Association Phone: 0
  • Association: Yes

Association/Amenities

  • Association Info:Approx Assoc Fee2: 325.0
  • Association Info:Assoc Buy in Fee: 0
  • Association Info:Assoc Fee Payable: Monthly
  • Water Fea Amenities:View: Yes
  • Assoc Amenities:Pets Allowed2: Yes
  • Water Fea Amenities:Shared Frontage: Yes
  • Water Fea Amenities:Assoc Access: Yes
  • Assoc Amenities:Storage: Yes
  • Association Info:Association Phone: 0

Fee Information

  • Association Fee Includes: Other, Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Size Acres: 0.03
  • Lot Size Area: 0.03
  • Lot Size Sq Ft: 1464.0
  • Zoning Description: R-3 Residential

Tax Info

  • Tax Annual Amount: 5558.0
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,558 $205,000 $0 $0
2024 $5,392 $172,600 $0 $0
2023 $5,171 $140,900 $0 $0
2022 $4,936 $128,600 $0 $0
2021 $4,904 $120,800 $33,100 $87,700
2020 $3,813 $110,200 $0 $0
2019 $5,460 $94,500 $27,500 $67,000
2018 $5,356 $94,500 $0 $0
2017 $4,925 $92,400 $0 $0
2016 $4,925 $89,800 $0 $0
2015 $3,296 $87,100 $0 $0
2014 $4,769 $87,000 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/23/2025 07/23/25 Price Changed $405,000 -4.7% $287 / Sq Ft
06/17/2025 06/17/25 For Sale $425,000 +61.9% $301 / Sq Ft
03/23/2020 03/23/20 Sold $262,500 -4.5% $175 / Sq Ft
01/22/2020 01/22/20 Pending -- -- --
01/13/2020 01/13/20 For Sale $275,000 -- $183 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- First American Title
Warranty Deed -- First American Title
Warranty Deed -- First American Title
Interfamily Deed Transfer -- None Available
Trustee Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Deed $129,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $195,000 New Conventional
Closed $195,000 New Conventional
Previous Owner $154,400 New Conventional
Source: Public Records

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    Section Image

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25029061

Southwestern Michigan Association of REALTORS®

APN: 11-76-1142-0016-00-0