NOT LISTED FOR SALE

197 Wayne St Saint Joseph, MI 49085

Estimated Value: $401,000 - $415,000

3 Beds
2 Baths
1,500 Sq Ft
$325/mo HOA Fee

Last Sold March 23, 2020

Last sale price $262,500 $175 Per Sq Ft

Est. 55% increase in value since last sale

Current estimated payment $2,910/month

9 Days on Market

Highlights

  • Water Access
  • River Front
  • 1 Car Detached Garage
  • Upton Middle School Rated A
  • Deck
  • Skylights

About This Home

As of March 2020

The best kept secret in Saint Joseph! The Channel Bluff Condos are hidden away in a private setting, yet a short 3-minute walk to the heart of downtown. Whether you are looking for a year round home with a vacation lifestyle, or you are looking for a second home, this condo has three large bedrooms, two full bathrooms, Laundry closet, a large open floorplan for entertaining, open kitchen with a fabulous pantry for the passionate cook, and magnificent views and access to the channel. This is a boater and kayaker's paradise. Simply wake up, walk down to one of many Pier 33 boat docks that you can rent each season, and begin your day on the water. This condo is full of natural light, a walk out deck, fireplace, and so much more. This is a must see for the pric OPEN HOUSE 1:00pm - 3:00pm July 13, 2025

Last Agent to Sell the Property

Charles Ammeson

Ship Street Realty License #6502127412 Listed on: 01/13/2020

Last Buyer's Agent

Klaus Nyman

@properties Christie's International R.E. License #6501393874

@properties Christie's International R.E.

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,240

Year Built

  • Built in 1988

Lot Details

  • River Front

HOA Fees

  • Property has a Home Owners Association

Parking

  • 1 Car Detached Garage
  • Garage Door Opener

Home Design

  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,500 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Skylights
  • Gas Log Fireplace
  • Insulated Windows
  • Living Room with Fireplace
  • Water Views

Kitchen

  • Eat-In Kitchen
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Water Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Natural Gas Water Heater
  • High Speed Internet
  • Internet Available
  • Phone Available
  • Cable TV Available

Community Details

Overview

  • Association fees include trash, snow removal, lawn/yard care
  • Channel Bluff Condominiums

Recreation

  • Recreational Area

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,240

Year Built

Built in 1988

Lot Details

0

HOA Fees

$325 per month

Parking

1

Listing Details

  • Property Sub-Type: Condominium
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Other
  • Stories: 1
  • Year Built: 1988
  • ResoPropertyType: Residential
  • Location Property Info:Property Sub-Type: Condominium
  • OfficeContract Info:List PriceSqFt2: 183.33
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 0
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1500.0
  • General Property Info:Main Level Primary: Yes
  • General Property Info:Main Level Laundry: Yes
  • Tax Info:Annual Property Tax: 5240.0
  • Tax Info:Zoning3: PUD
  • Waterfront Options:Water Access YN: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Manufactured:Manufactured YN: No
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 1.0
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Util Avail at Street:Broadband: Yes
  • Util Avail at Street:Cable2: Yes
  • Util Avail at Street:Telephone Line2: Yes
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Water Heater:Natural Gas4: Yes
  • Windows:Skylight(s): Yes
  • General Property Info:Condo Proj Name: Channel Bluff Condominiums
  • General Property Info:Entry Type: Common
  • Appliances:Built in Oven: Yes
  • General Property Info:SqFt Above Grade: 1500.0
  • General Property Info Garage YN: Yes
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built in Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Oven, Range, Refrigerator, Washer
  • Interior Amenities: Ceiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
  • Fireplace Features: Gas Log, Living Room
  • Fireplace: Yes
  • Fireplaces: 1
  • Total Bedrooms: 3
  • Main Level Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Other
  • LivingArea: 1500.0
  • Window Features: Skylight(s), Insulated Windows
  • General Property Info:Stories2: 1.0
  • Kitchen Features:Eating Area: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Cook Top: Yes

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 275000.0
  • Lot Features: Recreational, Sidewalk
  • Patio and Porch Features: Deck
  • Road Surface Type: Paved
  • Roof: Composition
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Garage: Yes
  • Parking Features: Detached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features:Detached2: Yes
  • General Property Info:Garage Spaces: 1.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Heating: Forced Air
  • Heating: Yes
  • Sewer: Public
  • Utilities: Phone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 200.0
  • Association: Yes

Association/Amenities

  • Association Info:Approx Assoc Fee2: 200.0
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes

Fee Information

  • Association Fee Includes: Trash, Snow Removal, Lawn/Yard Care

Lot Info

  • Lot Dimensions: 0
  • Zoning Description: PUD
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 5240.0
  • Tax Year: 2019

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 13, 2020
Closed on
Mar 30, 2020
Sold by
Charles Ammeson
Bought by
Strieter Susan
Seller's Agent
Charles Ammeson
Ship Street Realty
Buyer's Agent
Klaus Nyman
@properties Christie's International R.E.
List Price
$275,000
Sold Price
$262,500
Premium/Discount to List
-$12,500
-4.55%
Current Estimated Value
$406,285

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$143,785
Avg. Annual Appreciation
7.86%
Original Mortgage
$195,000
Outstanding Balance
$172,371
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$233,914

Purchase Details

Listed on
Jan 13, 2020
Closed on
Mar 23, 2020
Sold by
Ammeson Charles
Bought by
Strieter Susan
Seller's Agent
Charles Ammeson
Ship Street Realty
Buyer's Agent
Klaus Nyman
@properties Christie's International R.E.
List Price
$275,000
Sold Price
$262,500
Premium/Discount to List
-$12,500
-4.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$195,000
Outstanding Balance
$172,371
Interest Rate
3.4%
Mortgage Type
New Conventional
Estimated Equity
$233,914

Purchase Details

Closed on
Aug 1, 2014
Sold by
Cooper Eugenie L and Eugenie L Cooper Trust
Bought by
Ammeson Charles

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$154,400
Interest Rate
4.15%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 22, 2013
Sold by
Cooper William C and Cooper Eugenie L
Bought by
Cooper Eugenie L and Eugenie L Cooper Trust

Purchase Details

Closed on
Apr 16, 2013
Sold by
Wells Fargo Bank Na
Bought by
Cooper Eugenie L and Goulet Peter G

Purchase Details

Closed on
Apr 5, 2013
Sold by
Goulet Peter G and Goulet Lynda L
Bought by
Cooper Eugenie L and Cooper William C

Purchase Details

Closed on
Dec 18, 2007
Sold by
Goulet Sarabel and Goulet Sarabel W
Bought by
Wachovia Bank Na and Sarabel W Goulet Living Trust

Purchase Details

Closed on
Jun 20, 1990
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Strieter Susan -- First American Title
Strieter Susan -- First American Title
Ammeson Charles -- First American Title
Cooper Eugenie L -- None Available
Cooper Eugenie L -- None Available
Cooper Eugenie L -- None Available
Wachovia Bank Na -- None Available
-- $129,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Strieter Susan $195,000
Closed Strieter Susan $195,000
Previous Owner Ammeson Charles $154,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/23/2025 07/23/25 Price Changed $405,000 -4.7% $287 / Sq Ft
06/17/2025 06/17/25 For Sale $425,000 +61.9% $301 / Sq Ft
03/23/2020 03/23/20 Sold $262,500 -4.5% $175 / Sq Ft
01/22/2020 01/22/20 Pending -- -- --
01/13/2020 01/13/20 For Sale $275,000 -- $183 / Sq Ft
Source: MichRIC

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,558 $205,000 $0 $0
2024 $5,392 $172,600 $0 $0
2023 $5,171 $140,900 $0 $0
2022 $4,936 $128,600 $0 $0
2021 $4,904 $120,800 $33,100 $87,700
2020 $3,813 $110,200 $0 $0
2019 $5,460 $94,500 $27,500 $67,000
2018 $5,356 $94,500 $0 $0
2017 $4,925 $92,400 $0 $0
2016 $4,925 $89,800 $0 $0
2015 $3,296 $87,100 $0 $0
2014 $4,769 $87,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MichRIC

MLS Number: 20001445

MichRIC

APN: 11-76-1142-0016-00-0