NOT LISTED FOR SALE

198 Wharf St Saint Albans, VT 05478

Estimated Value: $412,000 - $464,487

2 Beds
1 Bath
2,232 Sq Ft
$200/Sq Ft Est. Value

Last Sold August 04, 2020

Last sale price $319,500 $143 Per Sq Ft

Est. 40% increase in value since last sale

Current estimated payment $2,894/month

6 Days on Market

Highlights

  • Deeded Waterfront Access Rights
  • Lake View
  • Deck
  • 62 Feet of Waterfront
  • Reverse Osmosis System
  • Porch

About This Home

As of August 2020

If You're Lucky Enough to Live on the Lake You're Lucky Enough! This one level ranch is located on St. Albans Bay with westerly views and gorgeous sunsets. This year round home features a brand new remodeled kitchen with stainless steel appliances. New gas range, dishwasher, microwave and a French door refrigerator. Pergo water proof flooring in all the upstairs bedrooms and kitchen. Living room features hardwood floors. Downstairs you will find a large family room that was updated and remodeled 4 years ago. Large office/study and large laundry with plenty of storage space. There is a front porch with a view of the meadow and a huge deck facing the water. Plenty of space for social distancing with friends and family. Perennial and vegetable gardens for the gardener! Private road with road maintenance agreement. House sits above 100 yr flood plain with an elevation survey done. Don't miss your opportunity to enjoy this year round home on the lake. SELLER IS A LICENSED REAL ESTATE AGENT.

Last Agent to Sell the Property

Debbie Jensen

EXP Realty Brokerage Phone: 802-236-5712 License #082.0085541 Listed on: 06/12/2020

EXP Realty

Last Buyer's Agent

Keri Lombardi-Poquette

Paul Poquette Realty Group, LLC License #082.0073662

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,852

Year Built

  • Built in 1993

Lot Details

  • 5,663 Sq Ft Lot
  • 62 Feet of Waterfront
  • Lake Front
  • Property has an invisible fence for dogs
  • Landscaped
  • Level Lot
  • Garden

Home Design

  • Poured Concrete
  • Wood Frame Construction
  • Metal Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Central Vacuum
  • Ceiling Fan
  • Double Pane Windows
  • Blinds
  • Window Screens
  • Combination Kitchen and Dining Room
  • Storage
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Stove
  • Gas Range
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Reverse Osmosis System

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Interior Basement Entry
  • Laundry in Basement

Parking

  • 2 Car Parking Spaces
  • Stone Driveway
  • On-Site Parking

Outdoor Features

  • Deeded Waterfront Access Rights
  • Access To Lake
  • Deck
  • Shed
  • Porch

Schools

  • St. Albans Town Educ. Center Elementary School
  • St Albans Town Education Cntr Middle School
  • Bfast Albans High School

Utilities

  • Dehumidifier
  • Pellet Stove burns compressed wood to generate heat
  • Heat Pump System
  • Propane
  • Shared Water Source
  • Drilled Well
  • Electric Water Heater
  • Septic Tank
  • High Speed Internet
  • Phone Available
  • Cable TV Available

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,852

Year Built

Built in 1993

Lot Details

0

Listing Details

  • Status Detail: Closed
  • Style: Ranch
  • Construction: Existing
  • Total Stories: 1
  • Price Per Sq Ft: 286.29
  • Property Class: Residential
  • Property Type: Single Family
  • Year Built: 1993
  • Remarks Public: If You're Lucky Enough to Live on the Lake You're Lucky Enough! This one level ranch is located on St. Albans Bay with westerly views and gorgeous sunsets. This year round home features a brand new remodeled kitchen with stainless steel appliances. New gas range, dishwasher, microwave and a French door refrigerator. Pergo water proof flooring in all the upstairs bedrooms and kitchen. Living room features hardwood floors. Downstairs you will find a large family room that was updated and remodeled 4 years ago. Large office/study and large laundry with plenty of storage space. There is a front porch with a view of the meadow and a huge deck facing the water. Plenty of space for social distancing with friends and family. Perennial and vegetable gardens for the gardener! Private road with road maintenance agreement. House sits above 100 yr flood plain with an elevation survey done. Don't miss your opportunity to enjoy this year round home on the lake. SELLER IS A LICENSED REAL ESTATE AGENT.
  • List Agent: 3540
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Range - Gas, Refrigerator, Washer
  • Equipment: Dehumidifier, Smoke Detectr-Hard Wired, Stove-Pellet
  • Features Interior: Central Vacuum, Blinds, Ceiling Fan, Kitchen Island, Kitchen/Dining, Natural Light, Storage - Indoor, Laundry - Basement
  • Total Bedrooms: 2
  • Flooring: Carpet, Laminate, Tile
  • Total Bathrooms: 1
  • Full Bathrooms: 1
  • Basement: Yes
  • Basement Access Type: Walkout
  • Basement Description: Finished, Full, Interior Access
  • Level 1: Level 1: Bedroom, Level 1: Bath - 3/4, Level 1: Kitchen - Eat-in, Level 1: Living Room, Level 1: Primary Bedroom
  • Basement Level Rooms: Level B: Family Room, Level B: Office/Study, Level B: Utility Room
  • Room 1: Kitchen - Eat-in, 16 x17, On Level: 1
  • Room 2: Living Room, 16 x 19, On Level: 1
  • Room 3: Bath - 3/4, On Level: 1
  • Room 4: Family Room, 20 x31, On Level: Basement
  • Room 5: 1, 11 x12
  • Room 6: Primary Bedroom, 13x14, On Level: 1
  • Room 7: Office/Study, 15x15, On Level: Basement
  • Room 8: Utility Room, 12x15, On Level: Basement
  • Sq Ft - Apx Finished AG: 1116
  • Sq Ft - Apx Finished BG: 1116
  • Sq Ft - Apx Total: 2232
  • Sq Ft - Apx Total Finished: 2232

Exterior Features

  • Construction: Wood Frame
  • Driveway: Crushed Stone
  • Exterior: Vinyl Siding
  • Foundation: Poured Concrete
  • Road Frontage: Yes
  • Roads: Private, Privately Maintained, Unpaved
  • Roof: Metal
  • Features Exterior: Deck, Fence - Dog, Garden Space, Porch, Shed, Window Screens, Windows - Double Pane
  • Water Body Access: Yes
  • Water Body Type: Bay
  • Water Frontage Length: 62
  • Water Access Details: Other
  • Water Body Name 2: Lake Champlain
  • Waterfront: Yes
  • Waterfront Rights: Exclusively Owned
  • Water View: Yes

Garage/Parking

  • Parking: On-Site, Parking Spaces 2

Utilities

  • Cable Company: Comcast/Xfinity
  • Electric: Circuit Breaker(s)
  • Fuel Company: Suburban Propane
  • Sewer: 1000 Gallon, Septic
  • Water: Drilled Well, Reverse Osmosis, Shared
  • Water Heater: Electric, Owned
  • Heating Fuel: Electric, Pellet
  • Heating: Heat Pump, Stove - Pellet
  • Electric Company: Green Mountain Power
  • Phone Company: Fairpoint
  • Utilities: Cable, Gas - Lp/Bottle, Internet - Cable, Telephone Available

Fee Information

  • Tax Class: Homestead

Schools

  • School District: St Albans Town School District
  • Elementary School: St. Albans Town Educ. Center
  • Middle School: St Albans Town Education Cntr
  • High School: BFASt Albans
  • Elementary School: St. Albans Town Educ. Center
  • High School: BFASt Albans

Lot Info

  • Lot Sq Ft: 5663
  • Lot Acres: 0.13
  • Lot Description: Lake Access, Lake Frontage, Lake View, Landscaped, Level
  • Owned Land: Yes
  • Surveyed: Yes
  • Zoning: residential
  • Deed Book: 239
  • Deed Page: 322-3
  • Deed Recorded Type: Warranty

Tax Info

  • Tax Gross Amount: 4852.48
  • Tax Year: 2019

MLS Schools

  • School District: St Albans Town School District
  • School Middle Jr: St Albans Town Education Cntr

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 12, 2025
Sold by
Crockett Amy
Bought by
Weiss Jared
Current Estimated Value
$448,644

Purchase Details

Closed on
Nov 27, 2020
Sold by
Crockett Amy
Bought by
Crockett Amy and Weiss Jared

Purchase Details

Listed on
Jun 12, 2020
Closed on
Aug 4, 2020
Sold by
Jensen Debra P and Jensen James M
Bought by
Crockett Amy
Seller's Agent
Debbie Jensen
EXP Realty
Buyer's Agent
Keri Lombardi-Poquette
Paul Poquette Realty Group, LLC
List Price
$319,500
Sold Price
$319,500

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.97%

Purchase Details

Closed on
Dec 21, 2009
Sold by
Adams Anne P
Bought by
Sprano Sheila P
Source: Public Records

Range of Values:

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List Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Weiss Jared -- --
Crockett Amy -- --
Crockett Amy -- --
Crockett Amy $319,500 --
Crockett Amy $319,500 --
Sprano Sheila P -- --
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/04/2020 08/04/20 Sold $319,500 0.0% $143 / Sq Ft
06/18/2020 06/18/20 Pending -- -- --
06/12/2020 06/12/20 For Sale $319,500 -- $143 / Sq Ft
Source: PrimeMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 -- $274,400 $144,900 $129,500
2023 -- $274,400 $144,900 $129,500
2022 $5,627 $274,400 $144,900 $129,500
2021 $5,775 $274,400 $144,900 $129,500
2020 $5,034 $274,400 $144,900 $129,500
2019 $4,852 $274,400 $144,900 $129,500
2018 $6,898 $274,400 $144,900 $129,500
2017 $4,623 $274,400 $144,900 $129,500
2016 $4,821 $274,400 $144,900 $129,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: PrimeMLS

MLS Number: 4810651

PrimeMLS

APN: 552-174-12531