NOT LISTED FOR SALE

Estimated Value: $1,042,000 - $1,225,000

4 Beds
2 Baths
993 Sq Ft
$1,099/Sq Ft Est. Value

About This Home

This home is located at 1997 Loch Ness Way, San Jose, CA 95121 and is currently estimated at $1,091,204, approximately $1,098 per square foot. 1997 Loch Ness Way is a home located in Santa Clara County with nearby schools including John J. Montgomery Elementary School, Chaboya Middle School, and Silver Creek High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 30, 2012
Sold by
Ruan Tom and Liu Cindy
Bought by
Ruan Tom Qi Xiong and Liu Cindy
Current Estimated Value
$1,091,204

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Outstanding Balance
$148,377
Interest Rate
3.36%
Mortgage Type
New Conventional
Estimated Equity
$926,482

Purchase Details

Closed on
Mar 19, 2012
Sold by
Liu Cindy and Ruan Tom
Bought by
Ruan Tom and Liu Cindy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$212,000
Interest Rate
3.83%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 16, 2011
Sold by
Fremont Investment & Loan
Bought by
Wells Fargo Bank N A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,750
Interest Rate
4.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 6, 2011
Sold by
Wells Fargo Bank N A
Bought by
Liu Cindy and Ruan Tom

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$213,750
Interest Rate
4.55%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 20, 2008
Sold by
Urdiano Rodrigo
Bought by
Fremont Investment & Loan

Purchase Details

Closed on
Feb 16, 2006
Sold by
Sanchez Miguel L
Bought by
Urdiano Rodrigo

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.04%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Aug 26, 2004
Sold by
Sanchez Martha
Bought by
Sanchez Miguel L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
6.06%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 23, 2003
Sold by
Leon Juan and Leon Irma
Bought by
Sanchez Miguel and Sanchez Martha

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,380
Interest Rate
5.84%
Mortgage Type
Stand Alone Second

Purchase Details

Closed on
Jan 2, 2002
Sold by
Leon Juan and Leon Irma
Bought by
Leon Juan and Leon Irma

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$202,800
Interest Rate
6.73%
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ruan Tom Qi Xiong -- Fidelity National Title Co
Ruan Tom -- Fidelity National Title Ins
Wells Fargo Bank N A $285,000 Lawyers Title Company
Liu Cindy $285,000 Lawyers Title Company
Fremont Investment & Loan $499,900 None Available
Urdiano Rodrigo $640,000 Alliance Title Company
Sanchez Miguel L -- Fidelity National Title Ins
Sanchez Miguel $402,000 First American Title Company
Leon Juan -- --
Leon Juan -- Fidelity National Title Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ruan Tom Qi Xiong $212,000
Closed Liu Cindy $212,000
Previous Owner Liu Cindy $213,750
Previous Owner Urdiano Rodrigo $128,000
Previous Owner Urdiano Rodrigo $512,000
Previous Owner Sanchez Miguel L $315,000
Previous Owner Sanchez Miguel $80,380
Previous Owner Sanchez Miguel $321,520
Previous Owner Leon Juan $202,800
Closed Sanchez Miguel L $90,000
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,200 $357,965 $251,206 $106,759
2023 $6,056 $350,947 $246,281 $104,666
2022 $6,022 $344,066 $241,452 $102,614
2021 $5,881 $337,320 $236,718 $100,602
2020 $5,616 $333,862 $234,291 $99,571
2019 $5,463 $327,317 $229,698 $97,619
2018 $5,384 $320,900 $225,195 $95,705
2017 $5,295 $314,609 $220,780 $93,829
2016 $5,050 $308,441 $216,451 $91,990
2015 $4,978 $303,809 $213,200 $90,609
2014 $4,432 $297,859 $209,024 $88,835
Source: Public Records

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