NOT LISTED FOR SALE

2 Riverside Dr Palmyra, VA 22963

Estimated Value: $283,000 - $364,000

3 Beds
3.5 Baths
1,728 Sq Ft
$188/Sq Ft Est. Value

Last Sold July 12, 2023

Last sale price $299,000 $173 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,082/month

Highlights

  • Beach
  • Community Lake
  • Deck
  • Outdoor Pool
  • Clubhouse
  • Wood Burning Stove

About This Home

As of July 2023

Located outside the gate of Lake Monticello and tucked away at the end of Riverside Dr. 3 bedrooms, 3.5 baths situated on a little over a half acre lot with a large back deck off the kitchen and storage shed. Special home features include a wood burning fireplace in the living room, hardwood floors on main level, walk up attic storage off the master bedroom closet and a good sized rec room on the basement level with french doors to outside. Great space for an office, home gym or second living room. This section of homes has easy access to the Riverside gate of Lake Monticello, just mins from the house. Lake Monticello amenities include five beaches, marina, pool, golf, tennis/pickle ball, soccer, baseball, basketball and two restaurants.

Last Agent to Sell the Property

Erin Hall

NEST REALTY GROUP License #0225211583 Listed on: 06/22/2023

NEST REALTY GROUP

Last Buyer's Agent

Gary Palmer

TOWN REALTY License #0225217224

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,676

Year Built

  • Built in 2003

Lot Details

  • 0.63 Acre Lot
  • Partially Wooded Lot
  • Garden

HOA Fees

  • $97 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Concrete Block With Brick
  • Composition Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,728 Sq Ft Home
  • 2-Story Property
  • Ceiling height of 9 feet or more
  • Recessed Lighting
  • Multiple Fireplaces
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Entrance Foyer
  • Living Room with Fireplace
  • Recreation Room
  • Walkup Attic
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • Bathroom on Main Level

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Windows

Outdoor Features

  • Outdoor Pool
  • Deck
  • Storage Shed
  • Playground
  • Front Porch

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • Central Heating and Cooling System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 18A 6 245

Community Details

Overview

  • Association fees include area maint, beach, club house, master ins. policy, play area, road maint, security force, snow removal, trash pickup
  • $855 HOA Transfer Fee
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse

Recreation

  • Beach
  • Tennis Courts
  • Soccer Field
  • Volleyball Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,676

Year Built

Built in 2003

Lot Details

0

HOA Fees

$97 per month

Listing Details

  • Class: RESIDENTIAL
  • Property Type: Detached
  • Above Grade Finished Sq Ft: 1728
  • Electricity: Elec Underground
  • L V T Date: 06/21/2023
  • Parcel Number: 18A 6 245
  • Price Per Sq Ft: 173.03
  • Property Included: Refrigerator, Dishwasher, Range, Microwave, Washer, Dryer
  • Total Sq Ft: 1728
  • Type of Construction: On Site Built
  • Zoning: R Residential
  • Subdivision: LAKE MONTICELLO
  • Comments: Yes
  • Concatenated Rooms1: |Foyer1|Living Roo1|Half Bath1|Kitchen1|Master Bed2|Master BTH2|Bedroom2|Full Bath2|Rec RoomB|LaundryB|BedroomB|Full BathB|
  • Structures Deck Porch: Deck, Porch - Front, Wood
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Fireplace: One, Wood Burning
  • Laundry: Dryer, Washer
  • Basement Type: Finished, Walk Out, Windows
  • Room 1: Foyer,On Level: 1
  • Room 2: Living Room,On Level: 1
  • Room 3: Half Bath,On Level: 1
  • Room 4: Kitchen,On Level: 1
  • Room 5: Master Bedroom,On Level: 2
  • Room 6: Master Bath,On Level: 2
  • Room 7: Bedroom,On Level: 2
  • Room 8: Full Bath,On Level: 2
  • Room 9: Rec Room,On Level: Basement
  • Room 10: Laundry,On Level: Basement
  • Room 11: Bedroom,On Level: Basement
  • Room 12: Full Bath,On Level: Basement
  • Total Finished Sq Ft: 1728
  • Above Grade Finished Sq Ft: 1728
  • Basement: Yes
  • Bathroom: Attach Mstr Bath
  • Fireplace Location: Living Room
  • Foundation: Concrete Block
  • Kitchen Appliances Feat: Dishwasher, Eat-in, Electric Range, Microwave, Recessed Light, Refrigerator
  • Kitchen Cabinets Counters: Oak Cabinets, Solid Surface Counter, Wood Cabinets
  • Land Description: Garden Spot, Partly Wooded
  • Level: 2 Story
  • Bathrooms: 3.5
  • Below Grade Bathrooms: 1
  • Number of Main Level Bathrooms: 0.5
  • Number Beds: 3
  • Number Beds Below Grade: 1
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Room Types: Bedroom, Foyer, Full Bath, Half Bath, Kitchen, Laundry, Living Room, Master Bedroom, Rec Room
  • Room Types Level1: Foyer (L1), Half Bath (L1), Kitchen (L1), Living Room (L1)
  • Room Types Level2: Bedroom (L2+), Full Bath (L2+), Master Bedroom (L2+)
  • Room Types Level B: Bedroom (LB), Full Bath (LB), Laundry (LB), Rec Room (LB)
  • Source of Sq Ft: Public Records

Exterior Features

  • Exterior: Vinyl
  • Number Of Acres: 0.63
  • Pool: Yes
  • Pool: Community
  • Roof: Composition Shingle
  • Structure Features: Walk-up attic
  • Structure Floors: Carpet, Hardwood, Vinyl
  • Structure Security: Smoke Detector(s)
  • Structure Window Ceiling: 9' Ceilings, Screens, Tilt Sash Windows
  • View: Residential View, Wooded View
  • Yard: Sunny, Wooded

Garage/Parking

  • Driveway Parking: Gravel, Off Street

Utilities

  • Cooling: Central AC
  • Heating: Central Heat
  • Cable Available: Cable
  • Security: Deadbolts
  • Sewer/Septic System: Public Sewer
  • Water: Public Water

Condo/Co-op/Association

  • HOA/COA Amenities: Beach, Clubhouse, Lake, Picnic Area, Play Area, Pool, Soccer Field, Tennis, Volleyball
  • Association Setup Transfer Fee Type: $
  • Association Setup Transfer Fees: 855
  • Association Fee: HOA
  • Association Frequency: Annual
  • Association Includes: Area Maint, Beach, Club House, Master Ins. Policy, Play Area, Road Maint, Security Force, Snow Removal, Trash Pickup
  • Association Fee: 1165

Schools

  • Elementary School: Central (Fluvanna)
  • Middle School: Fluvanna
  • High School: Fluvanna

Lot Info

  • Lot Features: Storage Shed

Building Info

  • Year Built: 2003

Tax Info

  • Year: 2022
  • Taxes: 1676.49

MLS Schools

  • HighSchool: Fluvanna
  • Middle School: Fluvanna
  • Elementary School: Central (Fluvanna)

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 22, 2023
Closed on
Jul 5, 2023
Sold by
Holmes Jessica Rose
Bought by
Pederson Kylie and Lake James
Seller's Agent
Erin Hall
NEST REALTY GROUP
Buyer's Agent
Gary Palmer
TOWN REALTY
List Price
$285,000
Sold Price
$299,000
Premium/Discount to List
$14,000
4.91%
Views
43
Current Estimated Value
$324,318

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,318
Avg. Annual Appreciation
3.33%
Original Mortgage
$284,050
Outstanding Balance
$278,107
Interest Rate
6.79%
Mortgage Type
New Conventional
Estimated Equity
$41,985

Purchase Details

Listed on
Jul 15, 2019
Closed on
Sep 17, 2019
Sold by
Thomas Stephen and Thomas Sandra
Bought by
Holmes Jessica Rose
Seller's Agent
Diane Miller
LONG & FOSTER - LAKE MONTICELLO
Buyer's Agent
Default Agent
Default Office
List Price
$192,500
Sold Price
$189,000
Premium/Discount to List
-$3,500
-1.82%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
12.79%
Original Mortgage
$8,500
Interest Rate
3.5%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 8, 2012
Sold by
White Pc Samuel I and Turner Carlos L
Bought by
Federal Home Loan Mortgage Corporation

Purchase Details

Closed on
Dec 2, 2011
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Thomas Stephen and Thomas Sandra

Purchase Details

Closed on
Jul 20, 2011
Sold by
Turner Carlos L and Federal Home Laon Mortgage Cor
Bought by
Bank Of America Na

Purchase Details

Closed on
Mar 31, 2005
Sold by
Turner Carolos L and Turner Kristal S
Bought by
Turner Carolos L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$139,950
Interest Rate
5.62%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Pederson Kylie $299,000 Chicago Title
Holmes Jessica Rose $189,000 Chicago Title
Federal Home Loan Mortgage Corporation -- None Available
Thomas Stephen $145,000 None Available
Bank Of America Na $138,778 None Available
Turner Carolos L -- None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Pederson Kylie $284,050
Previous Owner Holmes Jessica Rose $8,500
Previous Owner Holmes Jessica Rose $183,330
Previous Owner Turner Carlos L $139,950
Previous Owner Turner Carlos L $19,000
Previous Owner Turner Carolos L $139,950
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/12/2023 07/12/23 Sold $299,000 +4.9% $173 / Sq Ft
06/22/2023 06/22/23 Pending -- -- --
06/22/2023 06/22/23 For Sale $285,000 +50.8% $165 / Sq Ft
09/21/2019 09/21/19 Sold $189,000 -1.8% $109 / Sq Ft
07/22/2019 07/22/19 Pending -- -- --
07/15/2019 07/15/19 For Sale $192,500 -- $111 / Sq Ft
Source: Charlottesville area Association of Realtors®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,512 $334,900 $30,000 $304,900
2024 $19 $219,400 $30,000 $189,400
2023 $1,852 $219,400 $30,000 $189,400
2022 $1,676 $192,700 $27,500 $165,200
2021 $1,676 $192,700 $27,500 $165,200
2020 $1,654 $178,800 $27,500 $151,300
2019 $1,654 $178,800 $27,500 $151,300
2018 $1,565 $172,600 $27,500 $145,100
2017 $1,565 $172,600 $27,500 $145,100
2016 $1,537 $167,600 $27,500 $140,100
2015 $1,448 $167,600 $27,500 $140,100
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Charlottesville area Association of Realtors®

MLS Number: 642872

Charlottesville area Association of Realtors®

APN: 18A 6 245