$249,000

20 Clay St Erlanger, KY 41018

Estimated payment $1,370/month

Total Views 691
4 Beds
1.5 Baths
1,446 Sq Ft
$172 Price per Sq Ft

Highlights

  • Cape Cod Architecture
  • No HOA
  • Living Room
  • Wood Flooring
  • Stainless Steel Appliances
  • 2-minute walk to Silverlake Park

About This Home

Completely Renovated 4-Bed Cape Cod in Erlanger - Major Systems Brand New! Why buy ''used'' when you can have everything new? Welcome to your new home, where peace of mind meets modern style. This spacious 4-bedroom, 1.5-bath home has been remodeled from top to bottom, offering you a truly turn-key experience. Forget about costly repairs! This home features a BRAND NEW ROOF and NEW A/C UNIT, both with transferable warranties for the new owner. The seller didn't stop there: enjoy new windows, updated electrical, new exterior doors, and fresh paint inside and out. Step inside to find gleaming new flooring and a stunning new kitchen ready for your culinary adventures. The bathrooms are fully updated, featuring high-tech luxury with a motion-sensor automatic shower. Even the entry is modernized with a smart electronic lock and automatic dusk to dawn lights. Conveniently located just minutes from I-75 and I-275, giving you easy access to the airport (CVG), premier shopping, and dining. This is the perfect blend of value, location, and worry-free living. Schedule your tour today and move in just in time for the holidays!

Listing Agent

Cami Diodonet

Keller Williams Realty Services License #282200 Listed on: 11/18/2025

Keller Williams Realty Services

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $703

Year Built

  • Built in 1949

Lot Details

  • 9,158 Sq Ft Lot
  • Lot Dimensions are 50x183x50x183

Parking

  • Driveway

Home Design

  • Cape Cod Architecture
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,446 Sq Ft Home
  • 2-Story Property
  • Gas Fireplace
  • Vinyl Clad Windows
  • Living Room

Kitchen

  • Electric Oven
  • Electric Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • ENERGY STAR Qualified Appliances

Flooring

  • Wood
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 4 Bedrooms

Schools

  • Aj Lindeman Elementary School
  • Tichenor Middle School
  • Lloyd High School

Utilities

  • Forced Air Heating and Cooling System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 015-10-04-012.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$703

Year Built

Built in 1949

Lot Details

0

Listing Details

  • Cooling: Central Air
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.21
  • Year Built: 1949
  • Lot Size: 50x183x50x183
  • Ownership: Consumer
  • Directions: Dixie to Crescent to Clay
  • Architectural Style: Cape Cod
  • New Construction: No
  • Property Attached Yn: No
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: AJ Lindeman Elementary
  • Location Tax Legal Info:Middle or Junior School: Tichenor Middle School
  • Location Tax Legal Info:High School: Lloyd High
  • Contract Info:Auction YN: No
  • General Property Description:Half Baths: 1
  • General Property Description:Basement YN2: No
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 50x183x50x183
  • General Property Description:Approx SqFt2: 1446.0
  • Appliances Microwave: Yes
  • Cooling:Central Air: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Cable Available: Yes
  • Utilities:Natural Gas Available: Yes
  • Water Source:Public: Yes
  • Room Details:Family Room YN: No
  • Room Details:Formal Dining Rm YN: No
  • General Property Description:Lot Size Acres: 0.2102
  • General Property Description:Living Area: 1446.0
  • General Property Description:Lot Size Square Feet: 9158.0
  • Levels:Two: Yes
  • Location Tax Legal Info:Tax ID: 015-10-04-012.00
  • Appliances Refrigerators: Yes
  • General Property Description:Fireplaces Total: 1
  • Utilities:Sewer Available: Yes
  • Utilities:Water Available: Yes
  • Foundation:Slab: Yes
  • Architecture:Cape Cod: Yes
  • Special Features: None

Interior Features

  • Heating: Forced Air
  • Levels: Two
  • Property Type: Residential
  • Appliances: Stainless Steel Appliance(s), Electric Oven, Electric Range, Dishwasher, ENERGY STAR Qualified Appliances, Microwave, Refrigerator
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1446.0
  • Window Features: Vinyl Frames
  • Appliances Dishwasher: Yes
  • Appliances:Electric Oven: Yes
  • Appliances:Stainless Steel Appliance(s): Yes
  • Appliances:Electric Range: Yes
  • Fireplace Features:Gas: Yes
  • Appliances:ENERGY STAR Qualified Appliances: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Vinyl Siding
  • Foundation Details: Slab
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Driveway
  • Parking Features:Driveway: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Utilities: Cable Available, Natural Gas Available, Sewer Available, Water Available
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: AJ Lindeman Elementary
  • Junior High Dist: Erlanger/Elsmere
  • High School: Lloyd High
  • Middle Or Junior School: Tichenor Middle School

Lot Info

  • Lot Size Sq Ft: 9158.0

Map

Range of Values:

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Value Increase
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Percent Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $703 $99,000 $15,000 $84,000
2023 $683 $99,000 $15,000 $84,000
2022 $904 $99,000 $15,000 $84,000
2021 $916 $99,000 $15,000 $84,000
2020 $928 $99,000 $15,000 $84,000
2019 $914 $99,000 $15,000 $84,000
2018 $827 $90,000 $15,000 $75,000
2017 $732 $90,000 $15,000 $75,000
2015 $706 $90,000 $15,000 $75,000
2014 $697 $90,000 $15,000 $75,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/18/2025 11/18/25 For Sale $249,000 +91.5% $172 / Sq Ft
06/20/2025 06/20/25 Sold $130,000 -21.0% $90 / Sq Ft View Prior Sale
05/22/2025 05/22/25 Pending -- -- --
05/15/2025 05/15/25 Price Changed $164,500 -5.7% $114 / Sq Ft
05/02/2025 05/02/25 For Sale $174,500 -- $121 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $130,000 Northwest Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $153,000 Construction
Source: Public Records

About the Listing Agent

Cami Diodonet

Keller Williams Realty Services

(859) 376-4050

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I’m a passionate, self-motivated real estate professional with a strong foundation in sales and client service, built over 11 years across industries from cell phones and furniture to appliances and now real estate. That journey taught me how to truly listen, connect, and deliver results for people from all walks of life.

As a bilingual Latina (fluent in English and Spanish), I specialize in helping clients buy, sell, build, and invest in real estate, regardless of budget or experience.

Cami's Other Listings

  • 1735 Russell St, Covington, KY 41011

    $182,000 Pending

    • 4 Beds
    • 2 Baths
    • 1,768 Sq Ft
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    Live in the heart of the action! This stunningly remodeled home offers the best of urban living. This 4-bedroom, 2-bathroom property features the incredible convenience of a main-floor bedroom and a new full bathroom, offering flexible living options. The upgrades continue with a brand-new kitchen, a second new full bathroom, a new AC unit, a new heater, and fresh paint throughout. This home is

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  • 320 E 13th St, Covington, KY 41011

    $25,000 Pending

    • 1 Bed
    • 1 Bath
    • 771 Sq Ft
    • 320 E 13th St
    • Covington, KY

    Short sale. This property was sold when listed..

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  • 10 Barma Dr, Cold Spring, KY 41076

    $359,900

    • 5 Beds
    • 3 Baths
    • 1,725 Sq Ft
    • 10 Barma Dr
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    Forget the hassle of fixing and waiting—this stunning bi-level is ready for you to move in TODAY! Having just received a fresh coat of paint, this home welcomes its new owner with immaculate, zero-effort perfection. If you need room to breathe, live, work, and play, look no further: this property boasts a phenomenal five-bedroom, three-full-bathroom layout, providing unparalleled space and

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  • 81 High St, Walton, KY 41094

    $50,000

    • Land
    • 0.24 Acre
    • $208,333 per Acre
    • 81 High St
    • Walton, KY

    Ready to build in one of Boone County's most up-and-coming areas? This 0.2367-acre lot puts you in the heart of Walton KY just minutes from shops, parks, and top-rated Walton-Verona Schools (95percent+ GRADUATION RATE!). With new developments like the ''Walton Square'' condo community and recent zoning expansions nearby, the city is growing fast and so is demand. Easy access to I-75/I-71 make s

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  • 10 Lloyd Ave, Florence, KY 41042

    $222,000 Sold Jun 18, 2025

    • 2 Beds
    • 1 Bath
    • 1,122 Sq Ft
    • 10 Lloyd Ave
    • Florence, KY

    Back on the market due to no fault to the seller. This is the one you have been looking for! This charming 2 bedroom, 1 bathroom home is nestled in the heart of Florence. PRIME location, just minutes from St. Elizabeth Hospital, I-75 & Mall Rd. Walking distance to grocery shopping, barbershop, dining & much more. Enjoy the spacious layout, open concept and big windows. Fully equipped kitchen with

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  • 726 Rogers Rd, Villa Hills, KY 41017

    $290,000 Sold Oct 03, 2025

    • 3 Beds
    • 3 Baths
    • 1,125 Sq Ft
    • 726 Rogers Rd
    • Villa Hills, KY

    This updated bi-level features a BRAND NEW kitchen with granite countertops, sleek cabinetry, and NEW LVP flooring throughout. The lower level boasts a stylish NEW FULL BATHROOM perfect for guests or multi-gen living. You will love the versatility of this beautifully renovated 3-bed, 3-bath gem in the heart of Villa Hills, located right across from the Civic Club! Enjoy year-round community

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Source: Northern Kentucky Multiple Listing Service

MLS Number: 638088

Northern Kentucky Multiple Listing Service

APN: 015-10-04-012.00