$162,000
SOLD AUG 21, 2014

20 Ems C28b Ln Warsaw, IN 46582

2 Beds
1.5 Baths
1,250 Sq Ft
8,146 Sq Ft Lot

Recently Sold

$130 Per Sq Ft

10% Below List Price

78 Days on Market

Highlights

  • 67 Feet of Waterfront
  • Boat Dock
  • Dining Room with Fireplace
  • Warsaw Community High School Rated A-
  • Lake Property
  • Community Fire Pit

About This Home

As of June 2025

Completely remodeled channel front home on Big Chapman Lake. New kitchen appliances, flooring, lighting, paint. This is a spotless move in ready for the lake home! 2 car garage for the lake toys, washer/dryer. Great view of the water from nearly every room and moments from your all sports lake. Enjoy the fire ring beside the water or front and rear decks. Lots of entertainment space. 67 ft of water frontage.

Last Agent to Sell the Property

Amanda Harstine

Integrity Real Estate Listed on: 04/24/2014

Last Buyer's Agent

Karin Hamilton

Hamilton Real Estate Group LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $663

Year Built

  • Built in 1964

Lot Details

  • 8,146 Sq Ft Lot
  • Lot Dimensions are 67 x 122
  • 67 Feet of Waterfront
  • Home fronts a canal
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Home Design

  • Cabin
  • Brick Foundation
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1,250 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Double Pane Windows
  • Dining Room with Fireplace
  • Water Views
  • Crawl Space
  • Electric Dryer Hookup

Kitchen

  • Gas Oven or Range
  • Laminate Countertops
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Bathtub with Shower

Home Security

  • Storm Windows
  • Storm Doors

Eco-Friendly Details

  • Energy-Efficient Appliances

Outdoor Features

  • Sun Deck
  • Waterski or Wakeboard
  • Lake Property
  • Lake, Pond or Stream

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 43-07-26-100-024.000-016

Community Details

Amenities

  • Community Fire Pit

Recreation

  • Boat Dock
  • Pier or Dock

Home Details

Home Type

Single Family

Est. Annual Taxes

$663

Year Built

Built in 1964

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1964
  • Age: 50
  • Style: One Story
  • Architectural Style: Cabin/Cottage
  • Total Number of Rooms: 7
  • Bedrooms: 2
  • Number Above Grade Bedrooms: 2
  • Total Bathrooms: 2
  • Total Full Bathrooms: 1
  • Total Number of Half Bathrooms: 1
  • Legal Description: 029-101-011 LOT 78 CHAPMAN LAKE PK 3RD ADD
  • Parcel Number ID: 43-07-26-100-024.000-016
  • Platted: Yes
  • Amenities: Cable Ready, Ceiling Fan(s), Countertops-Laminate, Deck Open, Deck on Waterfront, Disposal, Dryer Hook Up Electric, Firepit, Garage Door Opener, Range/Oven Hook Up Gas, Storm Doors, Storm Windows, Tub/Shower Combination
  • Grid: 15 - Central Kosc. Water
  • Location: Lake
  • Sp Lp Percent: 98.18
  • Special Features: None

Interior Features

  • Total Sq Ft: 1250
  • Total Finished Sq Ft: 1250
  • Above Grade Finished Sq Ft: 1250
  • Basement Foundation: Crawl
  • Basement Material: Brick
  • Fireplace: Dining Rm
  • Flooring: Carpet, Vinyl
  • Living Great Room: Dimensions: 12x20, On Level: Main
  • Kitchen: Dimensions: 12x13, On Level: Main
  • Recreation Room: Dimensions: 11x16, On Level: Main
  • Bedroom 1: Dimensions: 12x12, On Level: Main
  • Bedroom 2: Dimensions: 10x11, On Level: Main
  • Other Room1: Dimensions: 12x22, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Number of Main Level Half Bathrooms: 1

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt
  • Outbuilding1: Shed, Dimensions: 8x10
  • Channel Canal Frontage: 67
  • Lake Type: Ski Lake
  • Water Features: Pier/Dock
  • Water Frontage: 67
  • Water Name: Big Chapman Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 22x26
  • Garage Sq Ft: 572

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Hvac: Ceiling Fan
  • Water Type: Lake
  • Well Size: 4 Inches
  • Well Type: Private

Condo/Co-op/Association

  • Common Amenities: Dock

Schools

  • School District: Warsaw Community
  • Elementary School: Leesburg
  • Middle School: Lakeview
  • High School: Warsaw

Lot Info

  • Lot Description: Level, Waterfront, Lake, Water View
  • Lot Dimensions: 67 x 122
  • Estimated Lot Sq Ft: 8146
  • Estimated Lot Size Acres: 0.187

Green Features

  • Energy Efficient: Appliances
  • Energy Efficient Windows/Doors: Double Pane Windows, Storm Doors

Tax Info

  • Annual Taxes: 662.97
  • Exemptions: Homestead

Multi Family

  • Water Access: Channel Front/Canal

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 29, 2025
Closed on
Jun 2, 2025
Sold by
Tenney Tristyn J and Erklin Robyn
Bought by
Dwyer Justin and Dwyer Kathrine
Seller's Agent
Berto Barrera
RE/MAX Results- Warsaw
Buyer's Agent
Daniel Harstine
Integrity Real Estate
List Price
$365,000
Sold Price
$365,000
Views
119

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-82.86%
Original Mortgage
$292,000
Outstanding Balance
$292,000
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$36,352

Purchase Details

Listed on
Jan 5, 2023
Closed on
Feb 17, 2023
Sold by
Duncan Patrick Scott
Bought by
Tenney Trislyn J and Erklin Robyn J
Seller's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
Buyer's Agent
Berto Barrera
RE/MAX Results- Warsaw
List Price
$299,500
Sold Price
$295,000
Premium/Discount to List
-$4,500
-1.5%
Views
84

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.70%
Original Mortgage
$280,250
Interest Rate
6.33%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 8, 2021
Sold by
Duncan Patrick and Duncon Mary
Bought by
Duncan Patrick Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$142,000
Interest Rate
2.23%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 24, 2014
Closed on
Aug 6, 2014
Sold by
Klase Mark A and Klase Lauren
Bought by
Duncan Patrick and Duncan Mary
Seller's Agent
Amanda Harstine
Integrity Real Estate
Buyer's Agent
Karin Hamilton
Hamilton Real Estate Group LLC
List Price
$180,000
Sold Price
$162,000
Premium/Discount to List
-$18,000
-10%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.73%
Original Mortgage
$153,800
Interest Rate
4.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 30, 2011
Sold by
Klase Charles and Klase Charles I
Bought by
Klase Mark A and Klase Amy Lauren

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
4.23%
Mortgage Type
New Conventional

Purchase Details

Closed on
Aug 15, 2005
Sold by
Bruno Dennis
Bought by
Klase Charles I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$60,000
Interest Rate
5.69%
Mortgage Type
New Conventional
Source: Public Records

Similar Homes in Warsaw, IN

  • 14 Ems C14 Ln, Warsaw, IN 46582

    $125,000

    • 2 Beds
    • 2 Baths
    • 2,684 Sq Ft
    • 14 Ems C14 Ln
    • Warsaw, IN

    AUCTION: Auction held onsite, Saturday, June 28, 2025, 10 AM Eastern | Open House Saturday, June 21, 2025, 10:00 AM -12:00 PM Eastern| The price stated on this property is the assessed value. | This property may sell for more or less than the assessed value, depending on the outcome of the auction bidding. | $15,000 down day of the auction. | To see all terms, please visit our website. Welcome

    Tim McCulloch Scheerer McCulloch Real Estate

    Section Image
  • 113 N Beechwood St, Warsaw, IN 46582

    $184,900

    • 3 Beds
    • 1.5 Baths
    • 1,280 Sq Ft
    • 113 N Beechwood St
    • Warsaw, IN

    This spacious one story, 3 bedroom, 1.5 bath home is located close to everything that Warsaw has to offer! Semi open concept offering both a living room and family room on the main level! The kitchen is open to both the dining area and family room, which makes entertaining a breeze. There's also a sunroom off the family room. The basement was once set up as a rec room and could be re-finished

    Kathy Hamman RE/MAX Results- Warsaw

    Section Image
  • 40 Ems B64 Ln, Warsaw, IN 46582

    $173,000

    • 2 Beds
    • 1 Bath
    • 832 Sq Ft
    • 40 Ems B64 Ln
    • Warsaw, IN

    Completely Remodeled Lakeside Home on the Barbee Chain of Lakes. This chain of lakes offers an All-sports lake and provides an abundance of fish, for the fishing enthusiast. This beautifully updated 2-bedroom, 1-bath home is move-in ready and packed with upgrades, including a brand-new roof, updated plumbing and electrical systems, new well, and all new appliances. Enjoy peaceful mornings and

    The Mark Skibowski Team Re/Max Lakes

    Section Image
  • 225 S Cleveland St, Warsaw, IN 46580

    $145,000

    • 3 Beds
    • 2 Baths
    • 1,341 Sq Ft
    • 225 S Cleveland St
    • Warsaw, IN

    Bring Your Vision to Life in the Heart of Kosciusko County Opportunity knocks just blocks from the charm and convenience of downtown Warsaw. This 3-bedroom, 2-bathroom fixer-upper is more than just a project—it's a blank slate with strong bones, character features, and room to reimagine. Set on a quiet street with friendly neighbors and small-town spirit, this property is ideal for first-time

    Joshua Brooks Keller Williams Thrive South

    Section Image
  • 1007 Sheridan St, Warsaw, IN 46580

    $165,000

    • 3 Beds
    • 1 Bath
    • 1,014 Sq Ft
    • 1007 Sheridan St
    • Warsaw, IN

    Inviting & Cozy Vibe: A classic ranch-style layout on a welcoming corner lot. Move-In Ready: Fresh paint, and a recently cleaned and empty. Ideal for single-family living or rental income. Smart Location: beautiful parks, lakes, trails, and schools just moments away. Strong rental demand and resale potential in this mature Warsaw area open house scheduled for Sun 6/29/25 1-3 PM

    Joshua Brooks Keller Williams Thrive South

    Section Image
  • 1428 E Jefferson St, Warsaw, IN 46580

    $149,900

    • 1 Bed
    • 1 Bath
    • 633 Sq Ft
    • 1428 E Jefferson St
    • Warsaw, IN

    Perfect home for one person or a couple. Fully remodeled with vinyl plank through laundry, kitchen and dining areas and carpet in living and bedroom. Central location in Warsaw/Winona Lake area. Large back yard excellent to build a garden and create an outdoor living space. Listing agent is part owner.

    Alan Hoyt eXp Realty, LLC

    Section Image
  • 1046 E Winona Ave, Warsaw, IN 46580

    $139,000

    • 2 Beds
    • 1 Bath
    • 1,005 Sq Ft
    • 1046 E Winona Ave
    • Warsaw, IN

    Come check out this good solid home. Two bedrooms, 1 bath with a one car detached garage! Conveniently located, this home has just over 1000 square feet sitting on a full unfinished basement. The owner has committed to replacing the roof after closing.

    Alan Hoyt eXp Realty, LLC

    Section Image
  • 501 E Center St, Warsaw, IN 46580

    $184,900

    • 2 Beds
    • 1 Bath
    • 1,320 Sq Ft
    • 501 E Center St
    • Warsaw, IN

    Don't miss out on this adorable 2 bedroom, 1 bath bungalow with over 1,320 finished square feet. It has a spacious living and dining room with custom wooden built-ins throughout and new carpet. Both bedrooms have hardwood floors. Bathroom is located between the two bedrooms. Just off the bedrooms are wooden stairs that lead to the attic that could be used for extra storage or whatever else

    Angie Hartley Brian Peterson Real Estate

    Section Image
  • 311 N Washington St, Warsaw, IN 46580

    $175,000

    • 3 Beds
    • 2 Baths
    • 1,661 Sq Ft
    • 311 N Washington St
    • Warsaw, IN

    Welcome to this charming brick ranch full of character and modern updates! Featuring 3 bedrooms (with the possibility of a 4th), 2 bathrooms, and a finished basement, this home offers plenty of space to spread out. Step into a bright, inviting living room with beautiful flooring, oversized windows, and an open-concept layout that feels instantly welcoming. The kitchen is a standout with stainless

    Berto Barrera RE/MAX Results- Warsaw

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed -- Fidelity National Title
Warranty Deed $295,000 --
Interfamily Deed Transfer -- Boston National Title Agency
Warranty Deed -- None Available
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $292,000 New Conventional
Previous Owner $280,250 New Conventional
Previous Owner $142,000 New Conventional
Previous Owner $153,800 New Conventional
Previous Owner $75,000 New Conventional
Previous Owner $50,000 Credit Line Revolving
Previous Owner $60,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/04/2025 06/04/25 Sold $365,000 0.0% $292 / Sq Ft
05/04/2025 05/04/25 Pending -- -- --
04/29/2025 04/29/25 For Sale $365,000 +23.7% $292 / Sq Ft
02/17/2023 02/17/23 Sold $295,000 -1.5% $236 / Sq Ft
01/05/2023 01/05/23 For Sale $299,500 +84.9% $240 / Sq Ft
08/21/2014 08/21/14 Sold $162,000 -10.0% $130 / Sq Ft
07/11/2014 07/11/14 Pending -- -- --
04/24/2014 04/24/14 For Sale $180,000 -- $144 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,487 $250,800 $53,000 $197,800
2023 $1,340 $235,400 $50,100 $185,300
2022 $1,175 $203,700 $45,100 $158,600
2021 $1,039 $183,700 $45,100 $138,600
2020 $976 $172,700 $45,100 $127,600
2019 $893 $165,200 $45,100 $120,100
2018 $886 $165,300 $45,100 $120,200
2017 $789 $157,600 $45,100 $112,500
2016 $857 $157,000 $48,800 $108,200
2014 $646 $133,200 $48,800 $84,400
2013 $646 $133,300 $48,800 $84,500
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Indiana Regional MLS

MLS Number: 201414018

Indiana Regional MLS

APN: 43-07-26-100-024.000-016