$184,000
SOLD JUL 8, 2025

20 Fair St Oneonta, NY 13820

3 Beds
1.5 Baths
1,369 Sq Ft
2,614 Sq Ft Lot

Recently Sold

$134 Per Sq Ft

3% Below List Price

78 Days on Market

Highlights

  • Deck
  • 1 Fireplace
  • Bonus Room
  • Wood Flooring
  • Separate Formal Living Room
  • Formal Dining Room

About This Home

As of July 2025

HEART OF THE CITY!!! Within walking distance to Main Street, Neahwa Park, Wilber Park, and close to all Oneonta has to offer - this METICULOUSLY MAINTAINED HOME IS SURE TO PLEASE! Outside features a great location, small yard easy to maintain, deck, & one car attached garage. Inside on the first floor you'll find a LARGE LIVING W/HARDWOOD FLOORS & FIREPLACE, large enclosed front porch, formal dining room, kitchen, and half bath. Upstairs features 3 bedrooms (one with a walk-in closet) & a large full bath. PRIME LOCATION, METICULOUSLY MAINTAINED, BEAUTIFUL HARDWOOD FLOORS THROUGHOUT .... opportunities like this don't come around often - don't hesitate!!!

Last Agent to Sell the Property

Philip Wright

Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-434-2078 License #10401221187 Listed on: 04/21/2025

Co-Listed By

Lance Thomas

Listing by Benson Agency Real Estate LLC Brokerage Phone: 607-434-2078 License #10401283718

Last Buyer's Agent

Non-Member Agent

Listing by Non Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,756

Year Built

  • Built in 1920

Lot Details

  • 2,614 Sq Ft Lot
  • Lot Dimensions are 45x63
  • Rectangular Lot

Parking

  • 1 Car Attached Garage
  • Driveway

Home Design

  • Block Foundation
  • Vinyl Siding

Interior Spaces

  • 1,369 Sq Ft Home
  • 2-Story Property
  • 1 Fireplace
  • Separate Formal Living Room
  • Formal Dining Room
  • Bonus Room
  • Wood Flooring

Kitchen

  • Gas Oven
  • Gas Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Tax Lot 10
  • Assessor Parcel Number 361200-300-006-0004-010-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,756

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Year Built: 1920
  • Attribution Contact: 607-434-2078
  • ResoLaundryFeatures: In Basement
  • Lot Features: Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Co List Office Mls Id: ODRB
  • Co List Office Phone: 607-432-4391
  • Directions: From Main Street turn onto Otsego Street, home is on the corner of Otsego Street and Fair Street - see sign.
  • Architectural Style: Two Story
  • Flooring: Hardwood, Varies
  • Garage Yn: Yes
  • Interior Features: Separate/Formal Dining Room, Separate/Formal Living Room
  • Unit Levels: Two
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
  • Basement: Full, Walk-Out Access
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Fireplaces: 1
  • Main Level Bathrooms: 1
  • Total Bedrooms: 9
  • Stories: 2
  • Stories: 2

Exterior Features

  • Acres: 0.06
  • Waterfront: No
  • Construction Type: Frame, Other, Vinyl Siding
  • Exterior Features: Blacktop Driveway, Deck, Enclosed Porch, Porch
  • Foundation Details: Block
  • Patio And Porch Features: Deck

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Attached, Garage

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oneonta

Lot Info

  • Parcel Number: 361200-300-006-0004-010-000-0000
  • Lot Dimensions: 45X63
  • Lot Size Sq Ft: 2614.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4756.0
  • Tax Lot: 10

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Nov 3, 2020
Sold by
Marino Daniel J
Bought by
Marino Meaghan

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Outstanding Balance
$93,297
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$95,449

Purchase Details

Closed on
Oct 31, 2020
Sold by
Cark Timmy L and Hammon-Card Tammy K
Bought by
Marino Daniel J and Wells Kristen L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$103,500
Outstanding Balance
$93,297
Interest Rate
2.9%
Mortgage Type
New Conventional
Estimated Equity
$95,449

Purchase Details

Closed on
Feb 8, 2017
Sold by
Marino Paula A
Bought by
Marino Daniel J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,739
Interest Rate
4.12%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 25, 2007
Sold by
Marino Paul
Bought by
Marino Paul
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $115,000 Misc Company
Warranty Deed $197,000 Misc Company
Interfamily Deed Transfer $124,000 George R. Silvernell
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $103,500 New Conventional
Previous Owner $97,739 Purchase Money Mortgage
Previous Owner $50,000 Unknown
Previous Owner $111,125 Unknown
Previous Owner $20,000 Unknown
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Sold $184,000 -3.1% $134 / Sq Ft
04/21/2025 04/21/25 For Sale $189,900 -- $139 / Sq Ft
Source: Otsego-Delaware Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,649 $129,000 $7,200 $121,800
2023 $4,576 $129,000 $7,200 $121,800
2022 $4,404 $129,000 $7,200 $121,800
2021 $4,386 $129,000 $7,200 $121,800
2020 $4,411 $129,000 $7,200 $121,800
2019 $4,272 $129,000 $7,200 $121,800
2018 $4,272 $129,000 $7,200 $121,800
2017 $4,229 $129,000 $7,200 $121,800
2015 -- $71,000 $3,000 $68,000
2014 -- $71,000 $3,000 $68,000
Source: Public Records

Agents Affiliated with this Home

  • Philip Wright

    Seller's Agent in 2025

    Philip Wright

    Benson Agency Real Estate LLC

    (607) 434-2078

    54 in this area

    109 Total Sales

    Philip Wright
    Section Image
  • Lance Thomas

    Seller Co-Listing Agent in 2025

    Lance Thomas

    Benson Agency Real Estate LLC

    (607) 434-7503

    59 in this area

    122 Total Sales

    Lance Thomas
    Section Image

  • N

    Buyer's Agent in 2025

    Non-Member Agent

    Non Member Office

    (607) 432-4331

    21 in this area

    623 Total Sales

    Non-Member Agent
    Section Image
See All Agents

Map

Source: Otsego-Delaware Board of REALTORS®

MLS Number: R1600794

Otsego-Delaware Board of REALTORS®

APN: 361200-300-006-0004-010-000-0000

New York Otsego County Oneonta 13820

20 Fair St, Oneonta, NY

This home is located at 20 Fair St, Oneonta, NY 13820 and is currently priced at $184,000, approximately $134 per square foot. This property was built in 1920. 20 Fair St is a home located in Otsego County with nearby schools including Oneonta Senior High School and Oneonta Community Christian School.

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