Seller's Agent in 2025
Victoria Holmes
Berkshire Hathaway HomeServices Chicago
(630) 841-7310
2 in this area
242 Total Sales
20 Ottawa Ct Oswego, IL 60543
South Oswego Neighborhood
3
Beds
3
Baths
2,542
Sq Ft
1.49
Acres
Highlights
- Home fronts a pond
- Landscaped Professionally
- Deck
- 1.49 Acre Lot
- Mature Trees
- Traditional Architecture
About This Home
As of November 2025Welcome to this beautiful custom-built home in Oswego with 1.4 acres of land. Offering 3 bedrooms, 3 full bathrooms, and a full unfinished basement with rough-in plumbing for a future bath, this property is filled with potential and thoughtful features throughout. The first floor showcases a versatile front room-perfect for an office, nursery, or cozy sitting area. The primary suite features tray ceilings, large closet and an en suite bathroom with dual sinks, a large storage closet, skylights, a soaking tub, and a separate shower. A spacious family room with a stunning stone gas fireplace flows into the sunroom, complete with skylights and plumbing for a hot tub. The large kitchen boasts solid custom cabinetry, abundant lighting, and a separate dining room, while the breakfast room with skylights and lots of windows provides natural light and even direct access to the backyard. A first-floor full bathroom and a laundry room with sink and storage add convenience. Upstairs, you'll find two generously sized bedrooms with ample closet space, a full bathroom, and attic access for additional storage. Additional highlights include solid doors and trim throughout, a whole-house vacuum system (As-Is), a 3-car fully insulated and dry walled garage with basement access, and a shed with a cement floor. Enjoy outdoor living on the expansive deck overlooking the huge backyard, with a path leading to a peaceful pond. This home offers endless opportunity to make it your own-don't miss it!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Chicago License #471007104 Listed on: 09/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,564
Year Built
- Built in 1990
Lot Details
- 1.49 Acre Lot
- Lot Dimensions are 180 x 418 x 151 x 372
- Home fronts a pond
- Landscaped Professionally
- Mature Trees
- Wooded Lot
Parking
- 3 Car Garage
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
Interior Spaces
- 2,542 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Window Screens
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Formal Dining Room
- Home Office
- Sun or Florida Room
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Dryer
- Washer
Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Outdoor Features
- Deck
- Shed
Schools
- Hunt Club Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Well
- Gas Water Heater
- Water Softener is Owned
- Septic Tank
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Nov 5, 2025
Sold by
Christine T Cherney Revocable Living Tru and Labriola Karen
Bought by
Allen James L and Allen Amy J
Seller's Agent
Victoria Holmes
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Rose Pagonis
Keller Williams Infinity
List Price
$595,000
Sold Price
$575,000
Premium/Discount to List
-$20,000
-3.36%
Views
65
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.76%
Original Mortgage
$402,500
Outstanding Balance
$402,500
Interest Rate
8.63%
Mortgage Type
New Conventional
Estimated Equity
$175,906
Purchase Details
Closed on
Nov 17, 2011
Sold by
Cherney Christine T
Bought by
Cherney Christine T
Purchase Details
Closed on
May 1, 1990
Bought by
Cherney Stanley and Cherney Christine
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $575,000 | Ticor Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $63,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $402,500 | New Conventional | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | $575,000 | -3.4% | $226 / Sq Ft |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- |
| 09/26/2025 09/26/25 | For Sale | $595,000 | -- | $234 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,564 | $169,726 | $31,902 | $137,824 |
| 2023 | $8,730 | $148,882 | $27,984 | $120,898 |
| 2022 | $8,730 | $141,792 | $26,651 | $115,141 |
| 2021 | $9,048 | $141,792 | $26,651 | $115,141 |
| 2020 | $9,138 | $131,289 | $24,677 | $106,612 |
| 2019 | $9,285 | $127,189 | $24,677 | $102,512 |
| 2018 | $9,798 | $127,189 | $24,677 | $102,512 |
| 2017 | $9,924 | $122,297 | $23,728 | $98,569 |
| 2016 | $10,069 | $115,921 | $22,491 | $93,430 |
| 2015 | $10,566 | $112,545 | $21,836 | $90,709 |
| 2014 | -- | $109,267 | $21,200 | $88,067 |
| 2013 | -- | $106,085 | $20,583 | $85,502 |
Source: Public Records
Agents Affiliated with this Home
-
Victoria Holmes
-
Samantha Lorden
S
Seller Co-Listing Agent in 2025
Samantha Lorden
Berkshire Hathaway HomeServices Chicago
(630) 548-1800
1 in this area
19 Total Sales
-
Rose Pagonis
Buyer's Agent in 2025
Rose Pagonis
Keller Williams Infinity
(630) 248-5475
5 in this area
302 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12476544
APN: 03-31-452-014
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