Eddie Ruettiger
Exit Real Estate Specialists
(708) 719-9080
228 Total Sales
1 in South Oswego
$432,279 Price
20 Ottawa Ct Oswego, IL 60543
South Oswego Neighborhood
3
Beds
3
Baths
2,542
Sq Ft
1.49
Acre Lot
Highlights
- Home fronts a pond
- Landscaped Professionally
- Deck
- 1.49 Acre Lot
- Mature Trees
- Traditional Architecture
About This Home
As of November 2025Welcome to this beautiful custom-built home in Oswego with 1.4 acres of land. Offering 3 bedrooms, 3 full bathrooms, and a full unfinished basement with rough-in plumbing for a future bath, this property is filled with potential and thoughtful features throughout. The first floor showcases a versatile front room-perfect for an office, nursery, or cozy sitting area. The primary suite features tray ceilings, large closet and an en suite bathroom with dual sinks, a large storage closet, skylights, a soaking tub, and a separate shower. A spacious family room with a stunning stone gas fireplace flows into the sunroom, complete with skylights and plumbing for a hot tub. The large kitchen boasts solid custom cabinetry, abundant lighting, and a separate dining room, while the breakfast room with skylights and lots of windows provides natural light and even direct access to the backyard. A first-floor full bathroom and a laundry room with sink and storage add convenience. Upstairs, you'll find two generously sized bedrooms with ample closet space, a full bathroom, and attic access for additional storage. Additional highlights include solid doors and trim throughout, a whole-house vacuum system (As-Is), a 3-car fully insulated and dry walled garage with basement access, and a shed with a cement floor. Enjoy outdoor living on the expansive deck overlooking the huge backyard, with a path leading to a peaceful pond. This home offers endless opportunity to make it your own-don't miss it!
Last Agent to Sell the Property
Berkshire Hathaway HomeServices Chicago License #471007104 Listed on: 09/26/2025
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,564
Year Built
- Built in 1990
Lot Details
- 1.49 Acre Lot
- Lot Dimensions are 180 x 418 x 151 x 372
- Home fronts a pond
- Landscaped Professionally
- Mature Trees
- Wooded Lot
Parking
- 3 Car Attached Garage
- Parking Available
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Asphalt Roof
- Concrete Perimeter Foundation
- Cedar
Interior Spaces
- 2,542 Sq Ft Home
- 2-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Window Screens
- Family Room with Fireplace
- Living Room
- Breakfast Room
- Formal Dining Room
- Home Office
- Sun or Florida Room
- Unfinished Attic
- Carbon Monoxide Detectors
Kitchen
- Range
- Microwave
- Dishwasher
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Main Floor Bedroom
- Walk-In Closet
- Bathroom on Main Level
- 3 Full Bathrooms
- Dual Sinks
- Whirlpool Bathtub
- Separate Shower
Laundry
- Laundry Room
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
- Stubbed For A Bathroom
Outdoor Features
- Deck
- Shed
Schools
- Hunt Club Elementary School
- Traughber Junior High School
- Oswego High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Well
- Gas Water Heater
- Water Softener is Owned
- Septic Tank
Listing and Financial Details
- Homeowner Tax Exemptions
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2025
Closed on
Nov 5, 2025
Sold by
Christine T Cherney Revocable Living Tru and Labriola Karen
Bought by
Seller's Agent
Victoria Holmes
Berkshire Hathaway HomeServices Chicago
Buyer's Agent
Rose Pagonis
Keller Williams Infinity
List Price
$595,000
Sold Price
$575,000
Premium/Discount to List
-$20,000
-3.36%
Views
65
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,980
Avg. Annual Appreciation
4.62%
Original Mortgage
$402,500
Outstanding Balance
$400,301
Interest Rate
8.63%
Mortgage Type
New Conventional
Estimated Equity
$196,679
Purchase Details
Closed on
Nov 17, 2011
Sold by
Cherney Christine T
Bought by
Cherney Christine T and Christine T Cherney Revocable Living Tru
Purchase Details
Closed on
May 1, 1990
Bought by
Cherney Stanley and Cherney Christine
Home Values in the Area
Average Home Value in this Area
Agents Specializing in South Oswego, IL
-
Eddie Ruettiger
-
Jeff Stainer
Jeff Stainer
RE/MAX Action
(708) 905-4649
195 Total Sales
5 in South Oswego
$355K - $1.3M Price Range
-
Tammy Sartain
Tammy Sartain
Keller Williams Innovate
(708) 315-2082
45 Total Sales
4 in South Oswego
$330K - $500K Price Range
-
Terry Anderson
Terry Anderson
john greene, Realtor
(630) 703-0387
133 Total Sales
41 in South Oswego
$50K - $888K Price Range
-
Bryan Cool
Bryan Cool
Epique Realty Inc
(224) 478-1442
62 Total Sales
1 in South Oswego
$354,260 Price
-
Marie Clucas
Marie Clucas
Responds QuicklyRE/MAX Ultimate Professionals
(815) 524-0206
101 Total Sales
3 in South Oswego
$465K - $480K Price Range
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $575,000 | Ticor Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $63,900 | -- |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $402,500 | New Conventional |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/17/2025 11/17/25 | Sold | $575,000 | -3.4% | $226 / Sq Ft |
| 10/07/2025 10/07/25 | Pending | -- | -- | -- |
| 09/26/2025 09/26/25 | For Sale | $595,000 | -- | $234 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $12,564 | $183,304 | $34,454 | $148,850 |
| 2024 | $12,564 | $169,726 | $31,902 | $137,824 |
| 2023 | $8,730 | $148,882 | $27,984 | $120,898 |
| 2022 | $8,730 | $141,792 | $26,651 | $115,141 |
| 2021 | $9,048 | $141,792 | $26,651 | $115,141 |
| 2020 | $9,138 | $131,289 | $24,677 | $106,612 |
| 2019 | $9,285 | $127,189 | $24,677 | $102,512 |
| 2018 | $9,798 | $127,189 | $24,677 | $102,512 |
| 2017 | $9,924 | $122,297 | $23,728 | $98,569 |
| 2016 | $10,069 | $115,921 | $22,491 | $93,430 |
| 2015 | $10,566 | $112,545 | $21,836 | $90,709 |
| 2014 | -- | $109,267 | $21,200 | $88,067 |
| 2013 | -- | $106,085 | $20,583 | $85,502 |
Source: Public Records
Agents Affiliated with this Home
-
Victoria Holmes
Seller's Agent in 2025
Victoria Holmes
Berkshire Hathaway HomeServices Chicago
(630) 841-7310
3 in this area
240 Total Sales
-
Samantha Lorden
SL
Seller Co-Listing Agent in 2025
Samantha Lorden
Berkshire Hathaway HomeServices Chicago
(630) 548-1800
1 in this area
35 Total Sales
-
Rose Pagonis
Buyer's Agent in 2025
Rose Pagonis
Keller Williams Infinity
(630) 248-5475
6 in this area
273 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12476544
APN: 03-31-452-014
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Listings courtesy of Midwest Real Estate Data (MRED) as distributed by MLS GRID.
Based on information submitted to the MLS GRID
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