$200,000
SOLD FEB 25, 2025

20 Ruth St Urbana, IN 46990

3 Beds
2 Baths
2,016 Sq Ft
8,712 Sq Ft Lot

Recently Sold

$99 Per Sq Ft

5% Below List Price

112 Days on Market

Highlights

  • Corner Lot
  • Workshop
  • Walk-In Pantry
  • Covered patio or porch
  • Community Fire Pit
  • Formal Dining Room

About This Home

As of February 2025

This beautiful house is back on the market!! Don’t miss out. Old meets new in this charming Craftsman home. Original character mixed with updated features makes this a must see. The open living and dining area is perfect for entertaining, along with the large kitchen, and breakfast bar. A large primary bedroom boasts a bathroom that feels like a day at the spa! It also features an office/sitting area and a private balcony. The walk-in closet with cedar lined cabinets is impressive, to say the least. The substantial, fenced-in backyard keeps kids and fur-babies safe and gives them room to run. A finished, insulated garage could double as an extra outdoor entertaining area or workshop and a small shed for storage.

Last Agent to Sell the Property

Teresa Bakehorn

Our House Real Estate

Last Buyer's Agent

Lori Siders

Siders Premiere Properties, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $852

Year Built

  • Built in 1920

Lot Details

  • 8,712 Sq Ft Lot
  • Lot Dimensions are 66x132
  • Privacy Fence
  • Corner Lot

Parking

  • 1 Car Detached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Metal Roof
  • Vinyl Construction Material

Interior Spaces

  • 2-Story Property
  • Woodwork
  • Crown Molding
  • Ceiling height of 9 feet or more
  • Formal Dining Room
  • Workshop
  • Laundry on main level
  • Partially Finished Basement

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Cedar Closet
  • Walk-In Closet
  • Double Vanity
  • Bathtub with Shower
  • Garden Bath
  • Separate Shower

Outdoor Features

  • Balcony
  • Covered patio or porch

Location

  • Suburban Location

Schools

  • Metro North/Sharp Creek Elementary School
  • Northfield Middle School
  • Northfield High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Private Company Owned Well
  • Well
  • Septic System

Community Details

  • Community Fire Pit

Listing and Financial Details

  • Assessor Parcel Number 85-11-06-303-078.000-003

Home Details

Home Type

Single Family

Est. Annual Taxes

$852

Year Built

Built in 1920

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1920
  • Age: 105
  • Style: Two Story
  • Total Number of Rooms: 10
  • Bedrooms: 3
  • Number Above Grade Bedrooms: 3
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: SOPHIA BAKERS (URBANA) W1/2 LOT 1 & W1/2 LOT 2 DITCH 584, 660 & 664
  • Parcel Number ID: 85-11-06-303-078.000-003
  • Platted: Yes
  • Amenities: Balcony, Breakfast Bar, Ceiling-9+, Closet(s) Cedar, Closet(s) Walk-in, Countertops-Laminate, Crown Molding, Deck Open, Firepit, Jet/Garden Tub, Natural Woodwork, Pantry-Walk In, Porch Covered, Twin Sink Vanity, Stand Up Shower, Tub/Shower Combination, Workshop, Formal Dining Room, Main Floor Laundry
  • Location: City/Town/Suburb
  • Sp Lp Percent: 95.24
  • Year Taxes Payable: 2024
  • Special Features: None
  • Stories: 2

Interior Features

  • Total Sq Ft: 2800
  • Total Finished Sq Ft: 2016
  • Above Grade Finished Sq Ft: 2016
  • Below Grade Sq Ft: 784
  • Price Per Sq Ft: 99.21
  • Basement: Yes
  • Basement Foundation: Partial Basement, Unfinished
  • Flooring: Carpet, Laminate
  • Living Great Room: Dimensions: 16x16, On Level: Main
  • Kitchen: Dimensions: 13x19, On Level: Main
  • Dining Room: Dimensions: 13x11, On Level: Main
  • Extra Room: Office, Dimensions: 8x8, On Level: Upper
  • Bedroom 1: Dimensions: 12x11, On Level: Main
  • Bedroom 2: Dimensions: 19x11, On Level: Upper
  • Bedroom 3: Dimensions: 19x8, On Level: Upper
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 784

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Metal
  • Outbuilding1: Shed, Dimensions: 10x8
  • Fence: Privacy
  • Outbuilding2: Shed, Dimensions: 8x10, 80

Garage/Parking

  • Driveway: Asphalt
  • Garage Type: Detached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 22x12
  • Garage Sq Ft: 264
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: Septic
  • Water Utilities: Well
  • Well Type: Private

Schools

  • School District: MSD of Wabash County Schools
  • Elementary School: Metro North/Sharp Creek
  • Middle School: Northfield
  • High School: Northfield
  • Elementary School: Metro North/Sharp Creek

Lot Info

  • Lot Description: Corner
  • Lot Dimensions: 66x132
  • Estimated Lot Sq Ft: 8712
  • Estimated Lot Size Acres: 0.2

Tax Info

  • Annual Taxes: 852

MLS Schools

  • High School: Northfield
  • Middle School: Northfield
  • School District: MSD of Wabash County Schools

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 2, 2024
Closed on
Feb 22, 2025
Sold by
Kersey Noah Dawson and Denton Noah
Bought by
Samuel Jocelynn M
Seller's Agent
Teresa Bakehorn
Our House Real Estate
Buyer's Agent
Lori Siders
Siders Premiere Properties, LLC
List Price
$210,000
Sold Price
$200,000
Premium/Discount to List
-$10,000
-4.76%
Total Days on Market
112
Views
54

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.03%
Original Mortgage
$53,000
Outstanding Balance
$52,914
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$154,523

Purchase Details

Closed on
May 4, 2021
Sold by
Robinson Jason B
Bought by
Denton Noah and Kersey Tim

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 31, 2006
Sold by
Glassburn Willard J and Glassburn Ruby
Bought by
Robinson Jason B

Map

Range of Values:

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Average Value
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List Price
Sold Price
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    Section Image

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $200,000 None Listed On Document
Warranty Deed $350,000 None Available
Warranty Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $53,000 New Conventional
Previous Owner $140,000 New Conventional
Previous Owner $26,250 Credit Line Revolving
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
02/25/2025 02/25/25 Sold $200,000 -4.8% $99 / Sq Ft
01/22/2025 01/22/25 Pending -- -- --
01/13/2025 01/13/25 For Sale $210,000 0.0% $104 / Sq Ft
11/16/2024 11/16/24 Pending -- -- --
10/16/2024 10/16/24 Price Changed $210,000 -4.5% $104 / Sq Ft
10/02/2024 10/02/24 For Sale $219,900 -- $109 / Sq Ft
Source: Indiana Regional MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $850 $150,200 $8,300 $141,900
2023 $778 $146,800 $8,300 $138,500
2022 $546 $127,600 $7,600 $120,000
2021 $257 $61,900 $7,600 $54,300
2020 $257 $61,900 $7,600 $54,300
2019 $170 $60,500 $7,600 $52,900
2018 $165 $58,400 $7,600 $50,800
2017 $157 $54,500 $7,600 $46,900
2016 $116 $54,800 $7,600 $47,200
2014 $75 $54,500 $7,600 $46,900
2013 $62 $53,400 $7,600 $45,800
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202438081

Indiana Regional MLS

APN: 85-11-06-303-078.000-003