$84,500
SOLD NOV 1, 2017

20 Settler Ln Galena, IL 61036

2 Beds
2 Baths
1,030 Sq Ft
$91/mo HOA Fee

Recently Sold

$82 Per Sq Ft

6% Below List Price

302 Days on Market

Highlights

  • Wooded Lot
  • Central Air
  • Wood Siding
  • Galena Primary School Rated A-
  • Baseboard Heating
  • Wood Burning Fireplace

About This Home

As of November 2023

This lovely Washburne cottage at the edge of woods will provide privacy, comfort and wonderful weekends for you, your family and friends. It is situated in the Williamsburg settlement area of the Galena Territory where all exterior maintenance of home and grounds is taken care of by the monthly fee paid to the Eagle Ridge Townhouse Association. The location in the Galena Territory/Eagle Ridge Resort gives property owners free access to an array of amenities: Lake Galena, Owners Clubhouse with indoor, outdoor pools, exercise room, game room, hiking trails, riding stable plus the Resort's four golf courses at a special rate. The present owners have taken great care to furnish the home with tasteful, quality furnishings which are included in the price. Previous owners placed the home in the Eagle Ridge rental program. It would be easy to place it in a rental program again should new owners so desire.

Last Agent to Sell the Property

KATHLEEN FREEMAN

EAGLE RIDGE REALTY License #471009714

Last Buyer's Agent

Jacqueline Debes

RE/MAX PRIME PROPERTIES License #471020297

RE/MAX PRIME PROPERTIES

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,270

Year Built

  • Built in 1982

Lot Details

  • Wooded Lot

HOA Fees

  • $91 Monthly HOA Fees

Parking

  • Paved Parking

Home Design

  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 1,030 Sq Ft Home
  • Wood Burning Fireplace
  • Crawl Space

Kitchen

  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom Upstairs
  • 2 Full Bathrooms

Laundry

  • Laundry on upper level
  • Dryer
  • Washer

Schools

  • Galena Elementary And Middle School
  • Galena High School

Utilities

  • Central Air
  • Baseboard Heating
  • Electric Water Heater

Community Details

  • The community has rules related to covenants

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,270

Year Built

Built in 1982

Lot Details

0

HOA Fees

$91 per month

Listing Details

  • Road Frontage: City/Town, Hard Surface Road
  • Type: Wooded, Covenants, Restrictions
  • Electric: Circuit Breaker
  • Class: CONDO
  • General Features: Laundry 2nd Floor
  • Grid: Galena Territory
  • Hoa Fee Frequency: Yearly
  • Lvt Date: 10/08/2016
  • Style: Townhouse
  • Type: Condominium
  • Appliances That Stay or Are Included: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Cooktop, Washer
  • Agent Only_ Designated Managing Broker Y N: No
  • Agent Only_ L A1 User Code: F_484
  • Egress: Yes
  • Elementary School: Galena
  • Estimated Total Finished Sq Ft: 1030
  • Garage Type Driveway: Asphalt, None
  • Hold Earnest Money Y N: No
  • Pertinent Facts: This lovely Washburne cottage at the edge of woods will provide privacy, comfort and wonderful weekends for you, your family and friends. It is situated in the Williamsburg settlement area of the Galena Territory where all exterior maintenance of home and grounds is taken care of by the monthly fee paid to the Eagle Ridge Townhouse Association. The location in the Galena Territory/Eagle Ridge Resort gives property owners free access to an array of amenities: Lake Galena, Owners Clubhouse with indoor, outdoor pools, exercise room, game room, hiking trails, riding stable plus the Resort's four golf courses at a special rate. The present owners have taken great care to furnish the home with tasteful, quality furnishings which are included in the price. Previous owners placed the home in the Eagle Ridge rental program. It would be easy to place it in a rental program again should new owners so desire.
  • Rental License: No
  • L O1 Brokerage Number: 478.027516
  • S O1 Brokerage Number: 478025990
  • Special Features: None
  • Property Sub Type: Townhouses

Interior Features

  • Bedrooms: 2
  • Basement Type: Crawl Space
  • Master Bedroom: On Level: Upper
  • Fireplace Type: Wood
  • Bedroom 2: On Level: Upper
  • Dining Room: On Level: Main
  • Fireplace: Yes
  • Full Bathrooms: 2
  • Kitchen: On Level: Main
  • Living Room: On Level: Main
  • Number Of Fireplaces: 1
  • Price Per Sq Ft: 82.04
  • Total Bathrooms: 2

Exterior Features

  • Exterior: Wood
  • Roof: Shingle

Utilities

  • Cooling: Central Air
  • Heating: Baseboard
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 1086

Schools

  • School District: Galena
  • Elementary School: Galena
  • Middle School: Galena
  • High School: Galena
  • Elementary School #2: Galena

Building Info

  • Year Built: 1982

Tax Info

  • Year: 2015
  • Taxes: 2270

MLS Schools

  • HighSchool: Galena
  • School District: Galena
  • Middle School: Galena

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 17, 2023
Closed on
Nov 8, 2023
Sold by
Rosebud Rentals Inc
Bought by
Homewood Corey M
Seller's Agent
Andy Klemmt
CHOICE REALTY
Buyer's Agent
ELTON SELF
EAGLE RIDGE REALTY
List Price
$220,000
Sold Price
$220,000
Total Days on Market
302
Views
6
Current Estimated Value
$242,070

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,070
Avg. Annual Appreciation
6.36%
Original Mortgage
$176,000
Outstanding Balance
$140,024
Interest Rate
6.77%
Mortgage Type
Construction
Estimated Equity
$102,046

Purchase Details

Closed on
Dec 15, 2022
Sold by
Watkins Ronald L and Watkins Sherry
Bought by
Rosebud Rentals Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$156,000
Interest Rate
5.67%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 7, 2016
Closed on
Oct 31, 2017
Sold by
Cosman Family Living Trust
Bought by
Watkins Ronald Lee
Seller's Agent
KATHLEEN FREEMAN
EAGLE RIDGE REALTY
Buyer's Agent
Jacqueline Debes
RE/MAX PRIME PROPERTIES
List Price
$89,500
Sold Price
$84,500
Premium/Discount to List
-$5,000
-5.59%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.90%
Original Mortgage
$86,316
Interest Rate
4.12%
Mortgage Type
VA

Map

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $220,000 Wilkinson Title Co
Deed $195,000 Security First Title
Grant Deed $84,500 Security First Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $176,000 Construction
Previous Owner $156,000 New Conventional
Previous Owner $86,316 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/09/2023 11/09/23 Sold $220,000 0.0% $214 / Sq Ft
09/19/2023 09/19/23 Pending -- -- --
09/17/2023 09/17/23 For Sale $220,000 +160.4% $214 / Sq Ft
11/01/2017 11/01/17 Sold $84,500 -5.6% $82 / Sq Ft
08/05/2017 08/05/17 Pending -- -- --
10/07/2016 10/07/16 For Sale $89,500 -- $87 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,191 $60,624 $5,179 $55,445
2023 $3,504 $49,453 $4,225 $45,228
2022 $3,504 $28,978 $3,603 $25,375
2021 $2,062 $26,807 $3,333 $23,474
2020 $2,097 $26,532 $3,328 $23,204
2019 $2,082 $26,532 $3,328 $23,204
2018 $2,037 $26,572 $3,333 $23,239
2017 $1,996 $26,572 $3,333 $23,239
2016 $2,265 $30,736 $4,689 $26,047
2015 $2,270 $30,736 $4,689 $26,047
2014 $2,287 $32,776 $5,000 $27,776
Source: Public Records

Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 124905

NorthWest Illinois Alliance of REALTORS®

APN: 06-410-001-20