PENDING
$10K PRICE INCREASE
20 Zephyr Rd Palmyra, VA 22963
Estimated payment $2,720/month
Total Views
13,984
4
Beds
2.5
Baths
2,395
Sq Ft
$179
Price per Sq Ft
Highlights
- Beach
- Bar or Lounge
- Community Lake
- Community Boat Launch
- Outdoor Pool
- Deck
About This Home
Welcome to Lake Monticello. This 4 Bedroom 2.5 Bath homes is located about .5 of a mile from Beach 4. This home has so much to offer! New dual unit HVAC systems replaced in 2021 and multiple updates including remodeled kitchen with stainless steel appliances and farm style sink, custom built-in around the gas fireplace in the living room and a remodeled primary bathroom with floor to ceiling tile. Drive into the two car garage with ample storage plus additional storage in the 16x12 shed in the back yard. The covered front porch and spacious backyard are added bonuses to this home. The primary bedroom includes a walk-in close, hardwood floors, vaulted ceilings and an attached bathroom with many upgrades. The over sized 4th bedroom can also be used as a home office, bonus room or rec room. This home is a most see!
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,708
Year Built
- Built in 2006
Lot Details
- 0.34 Acre Lot
- Native Plants
HOA Fees
- $100 Monthly HOA Fees
Parking
- 2 Car Garage
Home Design
- Concrete Block With Brick
- Vinyl Siding
Interior Spaces
- 2,395 Sq Ft Home
- 2-Story Property
- Gas Log Fireplace
- Living Room with Fireplace
- Dining Room
- Bonus Room
Flooring
- Wood
- Carpet
Bedrooms and Bathrooms
- 4 Bedrooms
- Bathroom on Main Level
Laundry
- Laundry Room
- Washer and Dryer Hookup
Outdoor Features
- Outdoor Pool
- Deck
- Front Porch
Schools
- Central Elementary School
- Fluvanna Middle School
- Fluvanna High School
Additional Features
- Green Features
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number 18A 8 373
Community Details
Overview
- Association fees include beach, boat launch, club house, gas, golf, play area, pool, road maint, security force, snow removal, tennis, trash pickup, dock
- $855 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Bar or Lounge
Recreation
- Community Boat Launch
- Beach
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Community Pool
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $27 | $320,800 | $30,000 | $290,800 |
| 2023 | $2,708 | $320,800 | $30,000 | $290,800 |
| 2022 | $2,366 | $272,000 | $27,500 | $244,500 |
| 2021 | $2,366 | $272,000 | $27,500 | $244,500 |
| 2020 | $2,324 | $251,200 | $27,500 | $223,700 |
| 2019 | $2,324 | $251,200 | $27,500 | $223,700 |
| 2018 | $2,160 | $238,200 | $27,500 | $210,700 |
| 2017 | $2,160 | $238,200 | $27,500 | $210,700 |
| 2016 | $2,109 | $230,000 | $27,500 | $202,500 |
| 2015 | $1,958 | $230,000 | $27,500 | $202,500 |
| 2014 | $1,958 | $222,500 | $27,500 | $195,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/30/2025 04/30/25 | Pending | -- | -- | -- |
| 04/23/2025 04/23/25 | Price Changed | $429,900 | -1.1% | $179 / Sq Ft |
| 04/01/2025 04/01/25 | Price Changed | $434,900 | -1.1% | $182 / Sq Ft |
| 03/17/2025 03/17/25 | For Sale | $439,900 | +4.8% | $184 / Sq Ft |
| 03/07/2025 03/07/25 | Pending | -- | -- | -- |
| 05/10/2024 05/10/24 | For Sale | $419,900 | +16.6% | $175 / Sq Ft |
| 01/21/2022 01/21/22 | Sold | $360,000 | +1.4% | $150 / Sq Ft |
| 12/17/2021 12/17/21 | Pending | -- | -- | -- |
| 12/10/2021 12/10/21 | For Sale | $355,000 | 0.0% | $148 / Sq Ft |
| 11/30/2021 11/30/21 | Pending | -- | -- | -- |
| 11/25/2021 11/25/21 | For Sale | $355,000 | +48.8% | $148 / Sq Ft |
| 07/22/2016 07/22/16 | Sold | $238,500 | 0.0% | $100 / Sq Ft |
| 06/04/2016 06/04/16 | Pending | -- | -- | -- |
| 05/25/2016 05/25/16 | For Sale | $238,500 | -- | $100 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Deed History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $360,000 | Chicago Title | |
| Quit Claim Deed | $238,500 | Chicago Title | |
| Gift Deed | -- | Chicago Title Insurance Co | |
| Gift Deed | -- | Chicago Title Insurance Co | |
| Warranty Deed | $307,900 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $368,280 | VA | |
| Previous Owner | $234,179 | FHA | |
| Previous Owner | $230,925 | Assumption |
Source: Public Records
Similar Homes in Palmyra, VA
Source: Charlottesville area Association of Realtors®
MLS Number: 652794
APN: 18A 8 373
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