$1,350,000
SOLD AUG 18, 2025
4 Beds
4 Baths
4,643 Sq Ft
3.8 Acres

Recently Sold

$291 Per Sq Ft

23% Below List Price

74 Days on Market

Highlights

  • Water Views
  • Home fronts navigable water
  • Finished Room Over Garage
  • Docks
  • Deep Water Access
  • 3.8 Acre Lot

About This Home

As of August 2025

Never before available to the public, this 4,200-square-foot, meticulously maintained home is move-in ready. Custom-built home with no expense spared and recently renovated in the kitchen, bathrooms, and bedrooms. 4 Bedrooms and 4 full baths, and seamlessly designed with age-in-place amenities like wider hallways and walk-in showers. Individuals with an appetite for deep water will appreciate the access to the lower Chesapeake Bay. Previously a marina, this is now a blank canvas to create a boater's paradise, providing full, unobstructed access to the Chesapeake Bay for boating and recreation. All located within the sought after Merrimac Shores Neighborhood.

Last Agent to Sell the Property

Jennifer Johnson

Signature Homes Listed on: 06/04/2025

Co-Listed By

Victoria Koenig

Signature Homes

Last Buyer's Agent

Victoria Koenig

Signature Homes

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,555

Year Built

  • Built in 1999

Lot Details

  • 3.8 Acre Lot
  • Home fronts navigable water
  • Corner Lot
  • Property is zoned R13

Home Design

  • Colonial Architecture
  • Traditional Architecture
  • Brick Exterior Construction
  • Asphalt Shingled Roof
  • Vinyl Siding

Interior Spaces

  • 4,643 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • 3 Fireplaces
  • Gas Fireplace
  • Entrance Foyer
  • Home Office
  • Utility Room
  • Water Views
  • Crawl Space

Kitchen

  • Breakfast Area or Nook
  • Gas Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Main Floor Bedroom
  • En-Suite Primary Bedroom
  • Cedar Closet
  • Walk-In Closet
  • 4 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Attic

  • Attic Fan
  • Pull Down Stairs to Attic

Parking

  • 2 Car Attached Garage
  • Finished Room Over Garage
  • Parking Available
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Accessible Home Design

  • Modified Kitchen Range
  • Level Entry For Accessibility
  • Standby Generator

Outdoor Features

  • Deep Water Access
  • Riparian rights to water flowing past the property
  • Bulkhead
  • Docks
  • Deck
  • Porch

Schools

  • Hunter B. Andrews Elementary And Middle School
  • Phoebus High School

Utilities

  • Central Air
  • Heating Available
  • 220 Volts
  • Electric Water Heater
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Merrimac Shores Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,555

Year Built

Built in 1999

Lot Details

0

Listing Details

  • HOA YN: No
  • Property Type: Residential
  • Property Sub Type: Detached
  • Property Type - Cross Property: Detached Residential
  • Style: Colonial, Traditional
  • GarageYN: Yes
  • AICUZ - Crash: None
  • AICUZ - Noise: -65
  • Master Model: No
  • LP/ Sq Ft: 344.60
  • Estimated Year Built: 1999
  • Address Street Name Website: Congress
  • Address Website: 200 Congress AVE
  • Fence: No
  • Contingency Exists: Non Contingent
  • Special Features: None
  • Stories: 2
  • Year Built: 1999

Interior Features

  • Interior Amenities: Cedar Closet, Dual Entry Bath (Br & Hall), Fireplace Gas-natural, Primary BR FP, Primary Sink-Double, Pull Down Attic Stairs, Walk-In Attic, Walk-In Closet
  • Accessibility: Front-mounted Range Controls, Level Flooring, Main Floor Laundry
  • Fireplaces Number: 3
  • Equipment: Attic Fan, Backup Generator, Cable Hookup, Ceiling Fan, Gar Door Opener
  • Flooring Type: Laminate/LVP, Wood
  • Total Bedrooms: 4
  • Full Bathrooms: 4
  • Total Bathrooms: 4.00
  • First Floor Bedroom/Full Bathrooms: Yes
  • Other Rooms: 1st Floor BR, Attic, Breakfast Area, Fin. Rm Over Gar, Foyer, PBR with Bath, Office/Study, Porch, Spare Room, Utility Room
  • Appliances: 220 V Elec, Dishwasher, Disposal, Dryer, Dryer Hookup, Microwave, Gas Range, Refrigerator, Washer, Washer Hookup
  • Stories Number: 2.0000
  • Estimated Sq Ft: 4643

Exterior Features

  • Exterior Features: Corner, Deck
  • Exterior Siding: Brick, Vinyl
  • Fence Description: None
  • Foundation Type: Crawl
  • Pool: No Pool
  • Roof: Asphalt Shingle
  • View: Water
  • Waterfront Description: Bulkhead, Deep Water Access, Dock, Navigable, Riparian Rights

Garage/Parking

  • Parking: Garage Att 2 Car, Multi Car, Off Street, Driveway Spc

Utilities

  • Sewer Type: City/County
  • Water Heater Type: Electric
  • Water Type: City/County
  • Cooling: Central Air
  • Heating: Electric

Lot Info

  • Waterfront YN: Yes
  • Zoning: R13
  • Estimated Acres: 3.8000

Building Info

  • New Construction YN: No

Tax Info

  • Tax Amount Approx: 8555

MLS Schools

  • Elementary School: Hunter B. Andrews
  • School High School: Phoebus
  • Middle School: Hunter B. Andrews

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2025
Closed on
Aug 14, 2025
Sold by
Merrimac Shores Marina Llc
Bought by
Gustafson Steven James and Bartell Janell
Seller's Agent
Jennifer Johnson
Signature Homes
Buyer's Agent
Victoria Koenig
Signature Homes
List Price
$1,750,000
Sold Price
$1,350,000
Premium/Discount to List
-$400,000
-22.86%
Views
143
Current Estimated Value
$1,353,376

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,376
Avg. Annual Appreciation
0.70%
Original Mortgage
$820,125
Outstanding Balance
$819,415
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$533,961

Purchase Details

Closed on
Aug 21, 2018
Sold by
Msyb Inc
Bought by
Merrimac Shores Marina Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
4.5%
Mortgage Type
Commercial

Purchase Details

Closed on
Jul 13, 2018
Sold by
Nunn Shirley W
Bought by
Msyb Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$380,000
Interest Rate
4.5%
Mortgage Type
Commercial
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $1,350,000 Fidelity National Title
Warranty Deed $475,000 Bridgetrust Title Group
Warranty Deed $215,120 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $820,125 New Conventional
Previous Owner $380,000 Commercial
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/20/2025 08/20/25 Pending -- -- --
08/18/2025 08/18/25 Sold $1,350,000 -15.6% $291 / Sq Ft
07/25/2025 07/25/25 Price Changed $1,600,000 -8.6% $345 / Sq Ft
06/04/2025 06/04/25 For Sale $1,750,000 -- $377 / Sq Ft
Source: Real Estate Information Network (REIN)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,651 $753,800 $300,000 $453,800
2024 $8,413 $731,600 $300,000 $431,600
2023 $8,487 $731,600 $300,000 $431,600
2022 $8,307 $704,000 $300,000 $404,000
2021 $8,860 $704,000 $300,000 $404,000
2020 $8,730 $704,000 $300,000 $404,000
2019 $8,730 $704,000 $300,000 $404,000
2018 $11,971 $968,000 $466,000 $502,000
2017 $12,097 $0 $0 $0
2016 $14,458 $1,158,400 $0 $0
2015 $14,458 $0 $0 $0
2014 $14,448 $1,158,400 $466,000 $692,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Real Estate Information Network (REIN)

MLS Number: 10586561

Real Estate Information Network (REIN)

APN: 2002388