Seller's Agent in 2025
Steven Pugh
EXP REALTY LLC
(407) 873-0057
42 in this area
256 Total Sales
200 Virginia Ave Saint Cloud, FL 34769
Downtown Saint Cloud Neighborhood
2
Beds
1.5
Baths
1,338
Sq Ft
0.27
Acres
Highlights
- No HOA
- Living Room
- Central Heating and Cooling System
- 1 Car Attached Garage
- Outdoor Storage
- Dining Room
About This Home
As of December 2025Just one block from the beautiful St. Cloud Lakefront, this charming 2-bedroom, 1.5-bath home sits on a spacious quarter-acre corner lot, offering the perfect mix of character, comfort, and classic Florida living. Step inside to find original hardwood floors that flow through the living and bedroom areas, adding warmth and timeless appeal. The kitchen features updated cabinetry and matching appliances, blending modern convenience with inviting style. Enjoy peaceful mornings on the front porch as the sun rises over the lake, or relax in the screen-enclosed Florida room while taking in serene evening breezes. The large, fenced backyard is shaded by majestic oak trees—perfect for a hammock or entertaining guests—and provides plenty of space to park your boat or watercraft. A large shed built in 2021 serves as an excellent workshop, complete with inspected and approved electrical service, a heavy-duty workbench, shelving, pegboard walls, and additional storage space on one end. With no HOA and a location just minutes from downtown St. Cloud, you’ll enjoy walking distance to scenic lakefront paths, parks, a local restaurant, and a public boat dock. Come see this gem for yourself and experience the relaxed charm of lakeside living in the heart of St. Cloud!
Last Agent to Sell the Property
EXP REALTY LLC Brokerage Phone: 407-846-0940 License #647821 Listed on: 10/23/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,154
Year Built
- Built in 1958
Lot Details
- 0.27 Acre Lot
- Lot Dimensions are 65x150
- East Facing Home
- Property is zoned SR1A
Parking
- 1 Car Attached Garage
Home Design
- Slab Foundation
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,338 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Living Room
- Dining Room
- Vinyl Flooring
- Laundry in unit
Kitchen
- Convection Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
Outdoor Features
- Outdoor Storage
Utilities
- Central Heating and Cooling System
- High Speed Internet
- Cable TV Available
Community Details
- No Home Owners Association
- St Cloud 2Nd Town Of Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 1 / 428
- Assessor Parcel Number 01-26-30-0001-0428-0010
Matterport 3D Tour
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 23, 2025
Closed on
Dec 15, 2025
Sold by
Kent Douglas R and Kent Jo-Ann
Bought by
Blanco Mayra L Hernandez
Seller's Agent
Steven Pugh
EXP REALTY LLC
Buyer's Agent
Klodian Kuci
EXP REALTY LLC
List Price
$315,000
Sold Price
$295,000
Premium/Discount to List
-$20,000
-6.35%
Views
64
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
92.21%
Purchase Details
Listed on
Sep 5, 2020
Closed on
Oct 30, 2020
Sold by
Garcia Enrique Sanchez and Talavera Tracy
Bought by
Kent Douglas R and Kent Jo Ann
Seller's Agent
Kimberly Towe
CORCORAN CONNECT LLC
Buyer's Agent
Steven Pugh
EXP REALTY LLC
List Price
$223,000
Sold Price
$223,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.61%
Original Mortgage
$211,850
Interest Rate
2.8%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 15, 2019
Closed on
Nov 26, 2019
Sold by
Borne William J and Borne Maria Y
Bought by
Garcia Enrique Sanchez
Seller's Agent
Kimberly Towe
CORCORAN CONNECT LLC
Buyer's Agent
Stellar Non-Member Agent
STELLAR NON-MEMBER OFFICE
List Price
$227,900
Sold Price
$215,000
Premium/Discount to List
-$12,900
-5.66%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.01%
Original Mortgage
$204,250
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 1, 2003
Sold by
Borne William J and Borne Sharyn E
Bought by
Borne William J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $295,000 | Nona Title | |
| Warranty Deed | $223,000 | Your Title Connection Llc | |
| Warranty Deed | $215,000 | Laureate Title Llc | |
| Quit Claim Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $211,850 | New Conventional | |
| Previous Owner | $204,250 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 12/15/2025 12/15/25 | Sold | $295,000 | -6.3% | $220 / Sq Ft | |
| 12/01/2025 12/01/25 | Pending | -- | -- | -- | |
| 11/17/2025 11/17/25 | For Sale | $315,000 | 0.0% | $235 / Sq Ft | |
| 10/28/2025 10/28/25 | Pending | -- | -- | -- | |
| 10/23/2025 10/23/25 | For Sale | $315,000 | +41.3% | $235 / Sq Ft | |
| 10/30/2020 10/30/20 | Sold | $223,000 | 0.0% | $167 / Sq Ft | View Prior Sale |
| 09/28/2020 09/28/20 | Pending | -- | -- | -- | |
| 09/23/2020 09/23/20 | For Sale | $223,000 | 0.0% | $167 / Sq Ft | |
| 09/06/2020 09/06/20 | Pending | -- | -- | -- | |
| 09/01/2020 09/01/20 | For Sale | $223,000 | +3.7% | $167 / Sq Ft | |
| 11/26/2019 11/26/19 | Sold | $215,000 | -5.7% | $161 / Sq Ft | View Prior Sale |
| 11/02/2019 11/02/19 | Pending | -- | -- | -- | |
| 10/14/2019 10/14/19 | For Sale | $227,900 | -- | $170 / Sq Ft |
Source: Stellar MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $3,154 | $225,356 | -- | -- |
| 2024 | $3,070 | $219,005 | -- | -- |
| 2023 | $3,070 | $212,627 | $0 | $0 |
| 2022 | $2,961 | $206,434 | $0 | $0 |
| 2021 | $2,875 | $197,800 | $40,000 | $157,800 |
| 2020 | $1,878 | $142,821 | $0 | $0 |
| 2019 | $574 | $65,887 | $0 | $0 |
| 2018 | $573 | $64,659 | $0 | $0 |
| 2017 | $578 | $63,330 | $0 | $0 |
| 2016 | $576 | $62,028 | $0 | $0 |
| 2015 | $587 | $61,597 | $0 | $0 |
| 2014 | $587 | $61,109 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Steven Pugh
-
Klodian Kuci
K
Buyer's Agent in 2025
Klodian Kuci
EXP REALTY LLC
(407) 719-5736
2 in this area
6 Total Sales
-
Kimberly Towe
Seller's Agent in 2020
Kimberly Towe
CORCORAN CONNECT LLC
(270) 799-0912
3 in this area
33 Total Sales
-
Stellar Non-Member Agent
S
Buyer's Agent in 2019
Stellar Non-Member Agent
FL_MFRMLS
Map
Source: Stellar MLS
MLS Number: S5137064
APN: 01-26-30-0001-0428-0010
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
Nearby Homes
- 210 Carolina Ave
- 910 Cypress Ave
- 12 Delaware Ave
- 436 Michigan Ave
- 401 Delaware Ave
- 101 Lakeshore Blvd
- 608 Indiana Ave
- 316 Pennsylvania Ave
- 433 Pennsylvania Ave
- 201 Massachusetts Ave
- 1412 Cypress Ave
- 4321 Rummell Rd
- 329 Eastern Ave
- 714 Florida Ave
- 817 Ohio Ave
- 516 Massachusetts Ave
- 704 Mississippi Ave
- 501 Kentucky Ave
- 0 Delaware Ave Unit 11505775
- 0 Delaware Ave Unit MFRO6209200