J
Seller's Agent in 2025
John Montoya
Jaqua Realtors
201 Wayne St Saint Joseph, MI 49085
3
Beds
2
Baths
1,502
Sq Ft
$325/ mo
HOA Fee
Highlights
- River Front
- 0.69 Acre Lot
- Deck
- Upton Middle School Rated A
- Property fronts a channel
- Recreation Room
About This Home
As of August 2025Welcome to Channel Bluff Condominiums! This 3Br/2bath ground fl condo with 2 SIDE by SIDE Garages is sure to please with priceless views of the Morrison channel, convenient access to downtown St Joseph, and maintenance free living. Features a Primary En suite with stand up bath/shower, walk in closet, and private balcony. Enjoy open concept living with a gas fireplace, large living room with an additional balcony, spacious dining area, updated kitchen w/laundry, wood floors, 2 additional bedrooms and a 2nd full bath. The sellers have taken great pride in updating this unit with all new paint, new carpet, & new light fixtures, and some finishing touches on a large storage area. Call for your appointment today!!
Last Agent to Sell the Property
John Montoya
Jaqua Realtors Listed on: 04/02/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $7,242
Year Built
- Built in 1987
Lot Details
- Property fronts a channel
- River Front
- Shrub
- Terraced Lot
- Sprinkler System
HOA Fees
- $325 Monthly HOA Fees
Parking
- 2 Car Detached Garage
- Garage Door Opener
Home Design
- Slab Foundation
- Shingle Roof
- Asphalt Roof
- Wood Siding
Interior Spaces
- 1,502 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Gas Log Fireplace
- Insulated Windows
- Window Treatments
- Family Room
- Living Room with Fireplace
- Dining Room
- Den
- Recreation Room
- Bonus Room
- Water Views
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 3 Main Level Bedrooms
- 2 Full Bathrooms
Laundry
- Laundry Room
- Laundry on main level
- Laundry in Kitchen
Schools
- Lincoln Elementary School
- Upton Middle School
- St. Joseph High School
Utilities
- Humidifier
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- Cable TV Available
Additional Features
- Air Purifier
- Deck
Community Details
Overview
- Association fees include trash, snow removal, lawn/yard care
- Association Phone (269) 999-9999
Pet Policy
- Pets Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 2, 2025
Closed on
Aug 8, 2025
Sold by
Smith Family Protection Trust and Smith John C
Bought by
Swiat Christopher S and Swiat Kathy A
Seller's Agent
John Montoya
Jaqua Realtors
Buyer's Agent
Michele Kaiser
@properties Christie's International R.E.
List Price
$469,000
Sold Price
$440,000
Premium/Discount to List
-$29,000
-6.18%
Views
186
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,055
Avg. Annual Appreciation
5.60%
Original Mortgage
$352,000
Outstanding Balance
$351,692
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$103,916
Purchase Details
Closed on
Sep 19, 2018
Sold by
Smith John C and Smith Patricia J
Bought by
Smith John C and Smith John C
Purchase Details
Closed on
Sep 10, 2018
Sold by
Smith John C and Smith Patricia J
Bought by
Smith John C and Smith Patricia J
Purchase Details
Listed on
Jul 14, 2017
Closed on
Oct 26, 2017
Sold by
Gage Mary Patricia and Beaty Mary Patricia
Bought by
Smith John C and Smith Patricia J
Seller's Agent
Cathy Ficks
Michigan Lifestyle Properties
Buyer's Agent
John Montoya
@properties Christie's International R.E.
List Price
$279,900
Sold Price
$255,000
Premium/Discount to List
-$24,900
-8.9%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.14%
Original Mortgage
$191,250
Interest Rate
3.25%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Aug 3, 2011
Sold by
Beaty Mary N
Bought by
Beaty Mary N and Gage Mary Patricia
Purchase Details
Closed on
Feb 9, 2006
Sold by
Beaty Mary N
Bought by
Beaty Mary N and Mary N Beaty Revocable Trust
Purchase Details
Closed on
Jul 23, 1999
Purchase Details
Closed on
Dec 3, 1993
Purchase Details
Closed on
Mar 15, 1990
Purchase Details
Closed on
Nov 1, 1989
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Chicago Title Of Michigan | |
| Quit Claim Deed | -- | None Listed On Document | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $255,000 | First American Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $155,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- | |
| Deed | $139,900 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $352,000 | New Conventional | |
| Previous Owner | $191,250 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 08/08/2025 08/08/25 | Sold | $440,000 | -3.3% | $293 / Sq Ft | |
| 06/23/2025 06/23/25 | Price Changed | $455,000 | -2.2% | $303 / Sq Ft | |
| 06/04/2025 06/04/25 | Price Changed | $465,000 | -0.4% | $310 / Sq Ft | |
| 05/15/2025 05/15/25 | Price Changed | $467,000 | -0.4% | $311 / Sq Ft | |
| 04/02/2025 04/02/25 | For Sale | $469,000 | +83.9% | $312 / Sq Ft | |
| 10/26/2017 10/26/17 | Sold | $255,000 | -8.9% | $170 / Sq Ft | View Prior Sale |
| 09/16/2017 09/16/17 | Pending | -- | -- | -- | |
| 07/14/2017 07/14/17 | For Sale | $279,900 | -- | $186 / Sq Ft |
Source: MichRIC
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $7,242 | $213,500 | $0 | $0 |
| 2024 | $7,093 | $179,700 | $0 | $0 |
| 2023 | $6,788 | $146,800 | $0 | $0 |
| 2022 | $6,474 | $134,200 | $0 | $0 |
| 2021 | $6,381 | $126,000 | $35,200 | $90,800 |
| 2020 | $6,294 | $120,800 | $0 | $0 |
| 2019 | $6,224 | $102,600 | $27,500 | $75,100 |
| 2018 | $6,097 | $102,600 | $0 | $0 |
| 2017 | $5,191 | $97,900 | $0 | $0 |
| 2016 | $5,191 | $94,900 | $0 | $0 |
| 2015 | $5,143 | $91,800 | $0 | $0 |
| 2014 | $5,011 | $91,400 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
-
Michele Kaiser
M
Buyer's Agent in 2025
Michele Kaiser
@ Properties
(269) 469-0700
15 in this area
92 Total Sales
-
C
Seller's Agent in 2017
Cathy Ficks
Michigan Lifestyle Properties
Map
Source: MichRIC
MLS Number: 25013011
APN: 11-76-1140-0001-00-6
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Information is deemed reliable but not guaranteed.
Copyright 2026 MichRIC, LLC. All rights reserved.
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