$289,900
COMING SOON

20115 Henderson Rd Unit H Cornelius, NC 28031

Estimated payment $1,995/month

2 Beds
2 Baths
1,021 Sq Ft
$311/mo HOA Fee

Highlights

  • Water Views
  • Pier or Dock
  • Open Floorplan
  • Bailey Middle School Rated A-
  • Access To Lake
  • Community Pool

About This Home

Quaint Waterfront Living on Lake Norman priced to sell! Discover the charm of waterfront living in this beautifully situated community in the heart of Cornelius, resting along the stunning shores of Lake Norman. Residents enjoy an impressive array of amenities including an outdoor gathering area, sparkling pool, paddle-sport launch, sandy beach, boardwalk, and day docks. The community also offers dedicated storage—available for a fee—for paddleboards, boats, RVs, trailers, and more. As you enter, mature trees arch over the road, welcoming you with a picturesque, serene setting. This first-floor condominium is ideally located within walking distance of the popular Hello Sailor waterfront restaurant and Holiday Harbor Marina. Enjoy the convenience of a covered patio, and with HOA approval, the option to add stairs for direct access to the grass and boardwalk. Inside, you’ll appreciate an open floor plan and peaceful lake views. The home features a primary en-suite bedroom along with a second bedroom and full bath. On cooler evenings, relax by the cozy wood-burning fireplace. The seller is open to selling the unit furnished, making it even easier to settle into this special place—whether as your primary residence or a second home. Cornelius is truly the heart of Lake Norman, offering waterfront dining, shopping, boat rentals, and countless activities—many just a walk away. With quick access to I-77, you’ll enjoy a short commute to Charlotte, nearby hospitals, and local businesses.

Listing Agent

DeAnn Scheppele

Divine Living Real Estate LLC Brokerage Email: deann.scheppele@gmail.com License #260195 Listed on: 12/05/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,901

Year Built

  • Built in 1987

HOA Fees

  • $311 Monthly HOA Fees

Parking

  • Assigned Parking

Home Design

  • Entry on the 1st floor
  • Slab Foundation
  • Hardboard

Interior Spaces

  • 1,021 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • Entrance Foyer
  • Family Room with Fireplace
  • Water Views

Kitchen

  • Electric Oven
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Access To Lake
  • Covered Patio or Porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 001-503-32

Community Details

Overview

  • Cams Association, Phone Number (877) 672-2267
  • Windward Subdivision
  • Mandatory home owners association

Recreation

  • Pier or Dock
  • RV or Boat Storage in Community
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,901

Year Built

Built in 1987

Lot Details

0

HOA Fees

$311 per month

Listing Details

  • Property Type: Residential
  • Property Sub Type: Condominium
  • Year Built: 1987
  • Restrictions: Architectural Review
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Special Assessment Description: N/A
  • Proposed Special Assessment Desc: N/A
  • Road Surface Type: Concrete, Paved
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 283.94
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: deann.scheppele@gmail.com
  • Special Features: ComingSoon

Interior Features

  • Foundation Details: Slab
  • Entry Level: 1
  • Fireplace: Yes
  • Interior Amenities: Entrance Foyer, Open Floorplan, Pantry
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1021
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Basement: 0
  • Sq Ft Unheated Lower: 0
  • Sq Ft Unheated Main: 0
  • Sq Ft Unheated Third: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Unheated Upper: 0
  • Sq Ft Upper: 0
  • Appliances: Dishwasher, Disposal, Electric Oven, Electric Water Heater
  • Above Grade Finished Sq Ft: 1021
  • Has Basement: Other
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Family Room
  • Living Area: 1021
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Pool Private: No
  • View: Water, Year Round
  • Water Body Name: lake Norman
  • Waterfront Features: Beach - Public, Paddlesport Launch Site - Community, Pier - Community
  • Construction Type: Hardboard Siding
  • Patio And Porch Features: Covered, Patio, Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Assigned

Utilities

  • Heating: Heat Pump
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, In Kitchen
  • Cooling: Central Air
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Boat Storage, Lake Access, Outdoor Pool, RV Storage, Sidewalks
  • Association Fee: 311.45
  • Association Fee Frequency: Monthly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: CAMS
  • Phone: 877-672-2267
  • Association: Yes

Association/Amenities

  • Association Annual Expense: 3737.40

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Parcel Number: 001-503-32
  • Plat Book Slide: 33626/875
  • Land Included Yn: 0
  • Additional Parcels: No
  • Zoning Specification: NR

Rental Info

  • Pets Allowed: Yes, Conditional, Breed Restrictions, Size Limit, Cats OK, Dogs OK

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,901 $282,166 -- $282,166
2024 $1,901 $282,166 -- $282,166
2023 $1,868 $282,166 $0 $282,166
2022 $1,371 $156,800 $0 $156,800
2021 $1,355 $156,800 $0 $156,800
2020 $1,355 $156,800 $0 $156,800
2019 $1,349 $156,800 $0 $156,800
2018 $1,443 $131,300 $35,000 $96,300
2017 $1,430 $131,300 $35,000 $96,300
2016 $1,426 $131,300 $35,000 $96,300
2015 $1,403 $131,300 $35,000 $96,300
2014 $1,401 $131,300 $35,000 $96,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/24/2012 07/24/12 Rented $900 -9.5% --
06/24/2012 06/24/12 Under Contract -- -- --
06/01/2012 06/01/12 For Rent $995 -- --
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $142,000 None Available
Warranty Deed $123,000 Attorney
Warranty Deed $132,000 None Available
Interfamily Deed Transfer -- None Available
Warranty Deed $160,000 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $99,000 New Conventional
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4325491

Canopy MLS (Canopy Realtor® Association)

APN: 001-503-32