20123 Henderson Rd Unit L Cornelius, NC 28031
2
Beds
2
Baths
1,026
Sq Ft
$311/mo
HOA Fee
Highlights
- Access To Lake
- In Ground Pool
- Covered patio or porch
- Bailey Middle School Rated A-
- Waterfront
- Balcony
About This Home
As of April 2025Waterfront 2 bedroom 2 bathroom home in Windward. This upper level unit features a balcony overlooking Lake Norman. The kitchen features granite countertops and breakfast bar and opens to the living room with fireplace. A spiral staircase leads to a lofted area above the living room. This waterfront community offers 2 sandy beaches, pool, day docks, Lake Norman access and a pathway to the adjacent marina and restaurant. HUD Case #387-576604. Sold FHA insurable, subject to buyer appraisal. Property owned by US Dept. of Housing and Urban Development. Sold AS/IS without repairs or warranties. Seller, its agents &/or assigns make no representations or warranties as to property condition. Buyer & their agent to verify all information including schools, HLA, & all systems. Seller may contribute up to 3% for buyer’s closing if requested at the time of bid submission . EQUAL HOUSING OPPORTUNITY.
Last Agent to Sell the Property
RE/MAX Properties Plus, Inc. Brokerage Email: a.gracecunningham@yahoo.com License #278539 Listed on: 03/04/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,425
Year Built
- Built in 1986
HOA Fees
- $311 Monthly HOA Fees
Parking
- Assigned Parking
Home Design
- Slab Foundation
- Vinyl Siding
Interior Spaces
- 1,026 Sq Ft Home
- 3-Story Property
- Living Room with Fireplace
- Tile Flooring
- Water Views
Kitchen
- Breakfast Bar
- Electric Oven
- Microwave
- Dishwasher
Bedrooms and Bathrooms
- 2 Main Level Bedrooms
- Walk-In Closet
- 2 Full Bathrooms
Outdoor Features
- In Ground Pool
- Access To Lake
- Balcony
- Covered patio or porch
Additional Features
- Waterfront
- Central Heating and Cooling System
Listing and Financial Details
- Assessor Parcel Number 001-503-11
Community Details
Overview
- Cams Association, Phone Number (877) 672-2267
- Windward Subdivision
- Mandatory home owners association
Recreation
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 4, 2025
Closed on
May 1, 2025
Sold by
Murzakhmetov Alibek and Adiyeva Maryam
Bought by
Murzakhmetova Gulnara
Seller's Agent
Grace Cunningham
RE/MAX Properties Plus, Inc.
Buyer's Agent
Anna Grigoryeva
Premier South
List Price
$270,000
Sold Price
$260,500
Premium/Discount to List
-$9,500
-3.52%
Total Days on Market
36
Views
70
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
133.13%
Purchase Details
Listed on
Mar 4, 2025
Closed on
Apr 22, 2025
Sold by
Secretary Of Housing And Urban Developme
Bought by
Murzakhmetov Alibek and Murzakhmetova Gulnara
Seller's Agent
Grace Cunningham
RE/MAX Properties Plus, Inc.
Buyer's Agent
Anna Grigoryeva
Premier South
List Price
$270,000
Sold Price
$260,500
Premium/Discount to List
-$9,500
-3.52%
Views
70
Purchase Details
Closed on
Jul 12, 2024
Sold by
Shellpoint Mortgage Servicing and Newrez Llc
Bought by
Secretary Of Housing And Urban Development
Purchase Details
Closed on
Jun 18, 2024
Sold by
Substitute Trustee Svc Inc
Bought by
Shellpoint Mortgage Servicing and Newrez Llc
Purchase Details
Listed on
Apr 2, 2022
Closed on
May 10, 2022
Sold by
Eric H Dyer And Betsy M Dyer Living Trus
Bought by
Gauss Jill Angelique and Gauss Jason Andrew
Seller's Agent
Kim Ramsey
Lake Norman Realty, Inc.
Buyer's Agent
Sherry Hickman
Ivester Jackson Properties
List Price
$350,000
Sold Price
$350,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-5.58%
Original Mortgage
$343,660
Interest Rate
5%
Mortgage Type
FHA
Purchase Details
Listed on
Oct 12, 2018
Closed on
Dec 6, 2018
Sold by
Dyer Eric H and Dyer Betsy
Bought by
Dyer Eric Hay and Dyer Betsy Mclain
Seller's Agent
Kim Ramsey
Lake Norman Realty Inc
Buyer's Agent
Kim Ramsey
Lake Norman Realty Inc
Sold Price
$1,400
Purchase Details
Closed on
Jul 14, 2010
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Dyer Betsy and Dyer Eric
Purchase Details
Closed on
Nov 10, 2009
Sold by
Hereford John R and Smith Melanie Evans
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Aug 18, 2000
Sold by
Fine Richard A and Fine Lilly O
Bought by
Hereford John R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$119,567
Interest Rate
9.14%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Cornelius, NC
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | -- | None Listed On Document | |
| Special Warranty Deed | $260,500 | Hockey Title Insurance Llc | |
| Special Warranty Deed | -- | Servicelink | |
| Trustee Deed | $322,710 | None Listed On Document | |
| Warranty Deed | -- | Meridian Title | |
| Warranty Deed | $350,000 | Meridian Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Special Warranty Deed | -- | None Available | |
| Trustee Deed | $132,822 | None Available | |
| Warranty Deed | $132,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $343,660 | FHA | |
| Previous Owner | $94,500 | New Conventional | |
| Previous Owner | $131,500 | Unknown | |
| Previous Owner | $15,000 | Credit Line Revolving | |
| Previous Owner | $119,567 | Purchase Money Mortgage | |
| Closed | $343,660 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/23/2025 04/23/25 | Sold | $260,500 | -3.5% | $254 / Sq Ft |
| 03/04/2025 03/04/25 | For Sale | $270,000 | -22.9% | $263 / Sq Ft |
| 05/16/2022 05/16/22 | Sold | $350,000 | 0.0% | $303 / Sq Ft |
| 04/28/2022 04/28/22 | Pending | -- | -- | -- |
| 04/02/2022 04/02/22 | For Sale | $350,000 | 0.0% | $303 / Sq Ft |
| 04/16/2019 04/16/19 | Rented | $1,350 | -3.6% | -- |
| 02/04/2019 02/04/19 | For Rent | $1,400 | 0.0% | -- |
| 10/19/2018 10/19/18 | Rented | $1,400 | 0.0% | -- |
| 10/12/2018 10/12/18 | For Rent | $1,400 | -- | -- |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,425 | $362,066 | -- | $362,066 |
| 2023 | $2,384 | $362,066 | $0 | $362,066 |
| 2022 | $1,371 | $156,800 | $0 | $156,800 |
| 2021 | $1,355 | $156,800 | $0 | $156,800 |
| 2020 | $1,355 | $156,800 | $0 | $156,800 |
| 2019 | $1,349 | $156,800 | $0 | $156,800 |
| 2018 | $1,443 | $131,300 | $35,000 | $96,300 |
| 2017 | $1,430 | $131,300 | $35,000 | $96,300 |
| 2016 | $1,426 | $131,300 | $35,000 | $96,300 |
| 2015 | $1,403 | $131,300 | $35,000 | $96,300 |
| 2014 | $1,401 | $131,300 | $35,000 | $96,300 |
Source: Public Records
Agents Affiliated with this Home
-
Grace Cunningham
Seller's Agent in 2025
Grace Cunningham
RE/MAX
(704) 929-5726
181 Total Sales
-
Anna Grigoryeva
A
Buyer's Agent in 2025
Anna Grigoryeva
Premier South
(818) 620-2662
28 Total Sales
-
Kim Ramsey
Seller's Agent in 2022
Kim Ramsey
Lake Norman Realty, Inc.
(704) 578-2332
35 Total Sales
-
Sherry Hickman
Buyer's Agent in 2022
Sherry Hickman
Ivester Jackson Properties
(704) 728-1905
79 Total Sales
-
Renee Keller
Buyer's Agent in 2019
Renee Keller
Southern Homes of the Carolinas, Inc
(704) 458-7421
56 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4229323
APN: 001-503-11
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