$600,000

20127 Beard St Cornelius, NC 28031

Estimated payment $3,526/month

4 Beds
2.5 Baths
2,765 Sq Ft
$217 Price per Sq Ft

Highlights

  • Open Floorplan
  • Community Pool
  • Front Porch
  • Bailey Middle School Rated A-
  • Tennis Courts
  • 2 Car Attached Garage

About This Home

This beautifully kept 2-story, 4-bedroom plus bonus room, 2.5-bath home with a BRAND NEW ROOF is nestled in the highly desirable Victoria Bay community in the heart of charming old town Cornelius! The inviting front porch offers plenty of room for cozy seating—perfect for relaxing and meeting neighbors. Inside, the foyer with ceramic wood tile leads to the elegant formal dining room, featuring an eye-catching octagonal tray ceiling, and flows into a stunning 2-story great room with a large gas-log fireplace. The bright and open kitchen is a dream for any chef, offering granite countertops, maple cabinets, stainless steel appliances, and tile flooring. The spacious PRIMARY suite is conveniently located on the MAIN level and features another lovely tray ceiling. The primary bath boasts dual sinks, a garden tub, a separate shower, and a large walk-in closet. Upstairs, you’ll find three generously sized bedrooms with newer carpet, a full bath, a versatile 17’x11’ bonus room, and a flexible loft space—ideal for an office or play area. Outside, enjoy the 22’x11’ back patio, fully fenced yard, and mature landscaping—perfect for entertaining or relaxing. Victoria Bay offers great community amenities, including tennis and basketball courts, an outdoor pool, a playground, sidewalks, and a picturesque lakefront nature trail. Ideally located with a walking path across the street to Lake Cornelius, it’s just 2 minutes to I-77 and downtown Cornelius. You can also walk to the Cain Center for the Arts, the library, shopping, and restaurants.

Listing Agent

Sherry Hickman

Ivester Jackson Christie's Brokerage Email: sherry@ivesterjackson.com License #236020 Listed on: 10/23/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,305

Year Built

  • Built in 2003

Lot Details

  • Back Yard Fenced
  • Property is zoned R4, NR

HOA Fees

  • $79 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Driveway

Home Design

  • Slab Foundation
  • Vinyl Siding

Interior Spaces

  • 2-Story Property
  • Open Floorplan
  • Ceiling Fan
  • Gas Log Fireplace
  • Sliding Doors
  • Entrance Foyer
  • Great Room with Fireplace
  • Pull Down Stairs to Attic

Kitchen

  • Electric Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • Walk-In Closet
  • Soaking Tub
  • Garden Bath

Laundry

  • Laundry in Mud Room
  • Laundry Room
  • Electric Dryer Hookup

Outdoor Features

  • Patio
  • Front Porch

Schools

  • Cornelius Elementary School
  • Bailey Middle School
  • William Amos Hough High School

Utilities

  • Forced Air Zoned Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 003-195-61

Community Details

Overview

  • Main Street Management Association, Phone Number (704) 255-1266
  • Victoria Bay Subdivision
  • Mandatory home owners association

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Indoor Game Court
  • Community Playground
  • Community Pool
  • Trails

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,305

Year Built

Built in 2003

Lot Details

0

HOA Fees

$79 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2003
  • Restrictions: Architectural Review
  • Special Assessment Yn: 0
  • Proposed Special Assessment Yn: 0
  • Road Surface Type: Concrete, Paved
  • Unit Levels: Two
  • Ratio CurrentPrice/TotalPropertyHLA: 217.00
  • Geocode Confidence: High
  • Attribution Contact: sherry@ivesterjackson.com
  • Special Features: None

Interior Features

  • Foundation Details: Slab
  • Fireplace: Yes
  • Flooring: Carpet, Tile
  • Interior Amenities: Attic Stairs Pulldown, Cable Prewire, Entrance Foyer, Garden Tub, Open Floorplan, Walk-In Closet(s)
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 1537
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 1228
  • Appliances: Dishwasher, Disposal, Electric Range, Gas Water Heater, Microwave, Plumbed For Ice Maker, Refrigerator
  • Above Grade Finished Sq Ft: 2765
  • Basement YN: No
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 4
  • Door Features: Sliding Doors
  • Fireplace Features: Gas Log, Great Room
  • Living Area: 2765
  • Bedroom Main: 1

Exterior Features

  • New Construction: No
  • Construction Type: Site Built
  • Fencing: Back Yard, Fenced
  • Waterfront Features: None
  • Exclusions: Hot tub is personally property and does not convey
  • Construction Type: Vinyl
  • Patio And Porch Features: Front Porch, Patio

Garage/Parking

  • Main Level Garage YN: 1
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Open Parking: No
  • Parking Features: Driveway, Attached Garage, Garage Faces Front

Utilities

  • Heating: Forced Air, Natural Gas, Zoned
  • Sewer: Public Sewer
  • Laundry Features: Electric Dryer Hookup, Mud Room, Main Level
  • Security: Smoke Detector(s)
  • Cooling: Ceiling Fan(s), Central Air, Zoned
  • Utilities: Cable Available, Natural Gas
  • Water Source: City

Condo/Co-op/Association

  • Community Features: Game Court, Outdoor Pool, Pickleball, Playground, Sidewalks, Street Lights, Tennis Court(s), Walking Trails
  • Association Fee: 237
  • Association Fee Frequency: Quarterly
  • Hoa Subject To Dues: Mandatory
  • Senior Community: No
  • Association Name: Main Street Management
  • Phone: 704-255-1266
  • Association: Yes
  • Association Email: annmarie@mainstreetmanagement.com

Association/Amenities

  • Association Annual Expense: 948.00

Schools

  • Middle Or Junior School: Bailey
  • HOA Subject To: Required

Lot Info

  • Lot Size Units: Acres
  • Parcel Number: 003-195-61
  • Zoning: NR
  • Additional Parcels: No
  • Zoning Specification: R4

MLS Schools

  • Elementary School: Cornelius
  • High School: William Amos Hough

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,305 $496,100 $95,000 $401,100
2024 $3,305 $496,100 $95,000 $401,100
2023 $3,250 $496,100 $95,000 $401,100
2022 $2,622 $304,200 $85,000 $219,200
2021 $2,591 $304,200 $85,000 $219,200
2020 $2,591 $304,200 $85,000 $219,200
2019 $2,585 $304,200 $85,000 $219,200
2018 $2,477 $227,200 $40,000 $187,200
2017 $2,457 $227,200 $40,000 $187,200
2016 $2,453 $227,200 $40,000 $187,200
2015 $2,416 $227,200 $40,000 $187,200
2014 $2,414 $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/23/2025 10/23/25 For Sale $600,000 -- $217 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $249,000 None Available
Trustee Deed $193,000 None Available
Warranty Deed $185,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $199,200 Purchase Money Mortgage
Previous Owner $166,410 Purchase Money Mortgage
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4315027

Canopy MLS (Canopy Realtor® Association)

APN: 003-195-61