$345,000
SOLD JAN 5, 2026
3 Beds
2.5 Baths
2,282 Sq Ft
$349/mo HOA Fee

Recently Sold

$151 Per Sq Ft

9% Below List Price

63 Days on Market

Highlights

  • Lake Front
  • Fitness Center
  • Gated Community
  • Pinewoods Elementary School Rated A-
  • Basketball Court
  • Clubhouse

About This Home

As of January 2026

Welcome home. This townhome in the beautiful Bella Terra community offers the lifestyle you're looking for. This bright and well-appointed 3-bedroom plus den townhome offers a comfortable living space and a peaceful lake view. The floorplan places all three bedrooms and the versatile den upstairs for privacy and quiet, while the main level features an open living area ideal for entertaining and day-to-day life. The large master suite includes a roomy walk-in closet and nice master bath with separate tub and shower, and two additional bedrooms share a full bath — plus a convenient half bath on the main floor for guests. The attached 2-car garage offers plenty of room for your toys. Relax on your lanai and enjoy calming water views, or visit the community’s amenity areas and enjoy the pool, fitness center, clubhouse, Tennis, pickleball and more. Located close to SW Florida’s finest conveniences: FGCU, shopping, dining, parks and RSW airport, this townhome blends low-maintenance living with the lifestyle you want and sellers who are ready to move.

Last Agent to Sell the Property

Jonathan Gunger

Waterfront Realty Group Inc Listed on: 09/23/2025

Waterfront Realty Group Inc

Last Buyer's Agent

Beth Coates

Premiere Plus Realty Company

Premiere Plus Realty Company

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,883

Year Built

  • Built in 2006

Lot Details

  • 4,704 Sq Ft Lot
  • Lake Front

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 2 Levels
  • Bar
  • Vaulted Ceiling
  • Ceiling Fan
  • Family or Dining Combination
  • Den
  • Hobby Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Basketball Court
  • Patio
  • Playground

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-46-26-E2-0500C.0420
  • Tax Block C

Community Details

Overview

  • 2 Units
  • Bella Terra Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse
  • Bike Room

Recreation

  • Tennis Courts
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Bike Trail

Pet Policy

  • Limit on the number of pets

Security

  • Gated Community
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,883

Year Built

Built in 2006

Lot Details

0

HOA Fees

$349 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Townhouse
  • Community Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Frontage: Lakefront
  • Horses: No
  • Lot Features: Regular
  • Park Name: BELLA TERRA
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Basketball Court, Bike And Jog Path, Bike Storage, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Guest Room, Hobby Room, Internet Access, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
  • Association Fees: 4188
  • Has H O A?: Yes
  • Co List Office Mls Id: WRGI
  • Standard Status: Closed
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Two Story, Townhouse
  • Has Fireplace?: No
  • Unit Levels: 2
  • Is New Construction?: No
  • Structure Type: Townhouse
  • Golf Type: No Golf Available
  • OpenHouseCount: 1
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2026-01-15T16:33:33.173Z
  • Community Type: Gated
  • BridgeModificationTimestamp: 2026-01-15T16:33:58.967Z
  • ListAgent_MUI: 25338248
  • CDOM: 114
  • Building Desc: 2 Story
  • Equipment: Dishwasher, Dryer, Range, Refrigerator, Smoke Detector, Washer
  • DOM: 52
  • Additional Rooms: Den - Study, Laundry in Residence
  • NABOR_ListPrice: 379900
  • Special Features: None

Interior Features

  • Flooring: Carpet, Tile
  • Interior Amenities: Bar, Pantry, Smoke Detectors, Volume Ceiling
  • Private Spa: No
  • Appliances: Dishwasher, Dryer, Range, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 2
  • Room Bedroom Features: Master BR Upstairs, Split Bedrooms
  • Room Dining Room Features: Dining - Family, Eat-in Kitchen
  • Kitchen Description: Pantry

Exterior Features

  • Roof: Tile
  • View: Lake
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: Lake
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: Attached
  • Total Parking Spaces: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: Yes
  • Parcel Number: 29-46-26-E2-0500C.0420
  • Lot Size Sq Ft: 4704
  • Land Lease Expiration Date: 2026-03-31
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5883.45
  • Tax Block: C

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 23, 2025
Closed on
Jan 5, 2026
Sold by
Pennetta Richard J and Pennetta Joan K
Bought by
Dowd James E and Dowd Giovannina
Seller's Agent
Jonathan Gunger
Waterfront Realty Group Inc
Buyer's Agent
Beth Coates
Premiere Plus Realty Company
List Price
$379,900
Sold Price
$345,000
Premium/Discount to List
-$34,900
-9.19%
Views
31

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
197.32%
Original Mortgage
$238,000
Outstanding Balance
$238,000
Interest Rate
6.23%
Mortgage Type
New Conventional
Estimated Equity
$142,548

Purchase Details

Listed on
Mar 31, 2021
Closed on
May 27, 2021
Sold by
Pittman Wenli F
Bought by
Pennetta Richard J and Pennetta Joan K
Seller's Agent
Clay Bresnan
Realty One Group MVP
Buyer's Agent
Clay Bresnan
List Price
$329,000
Sold Price
$329,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.04%

Purchase Details

Closed on
Sep 29, 2010
Sold by
Aurora Loan Services Llc
Bought by
Pittman Wenli F

Purchase Details

Closed on
Sep 13, 2006
Sold by
Lipko Marek and Rozenfeld Larisa
Bought by
Kaleta Mariusz

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$336,000
Interest Rate
0.99%
Mortgage Type
Negative Amortization
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $340,000 Cottrell Title & Escrow
Warranty Deed $329,000 Attorney
Special Warranty Deed $130,000 Attorney
Warranty Deed $420,000 Trident Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $238,000 New Conventional
Previous Owner $336,000 Negative Amortization
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
01/05/2026 01/05/26 Sold $345,000 -9.2% $151 / Sq Ft
11/25/2025 11/25/25 Pending -- -- --
11/10/2025 11/10/25 For Sale $379,900 0.0% $166 / Sq Ft
11/03/2025 11/03/25 Pending -- -- --
09/26/2025 09/26/25 Price Changed $379,900 -1.3% $166 / Sq Ft
09/23/2025 09/23/25 For Sale $384,900 +17.0% $169 / Sq Ft
05/28/2021 05/28/21 Sold $329,000 0.0% $144 / Sq Ft View Prior Sale
04/28/2021 04/28/21 Pending -- -- --
03/31/2021 03/31/21 For Sale $329,000 0.0% $144 / Sq Ft
02/16/2020 02/16/20 Rented -- -- --
01/17/2020 01/17/20 Under Contract -- -- --
01/16/2020 01/16/20 For Rent -- -- --
11/26/2019 11/26/19 Rented -- -- --
10/27/2019 10/27/19 Under Contract -- -- --
09/03/2019 09/03/19 For Rent -- -- --
06/15/2016 06/15/16 Rented -- -- --
05/16/2016 05/16/16 Under Contract -- -- --
05/10/2016 05/10/16 For Rent -- -- --
Source: Naples Area Board of REALTORS®

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,883 $349,974 $73,281 $276,693
2024 $5,883 $334,327 -- --
2023 $5,400 $303,934 $0 $0
2022 $4,923 $276,310 $50,900 $225,410
2021 $3,026 $208,713 $50,900 $157,813
2020 $3,037 $167,109 $0 $0
2019 $2,988 $163,352 $0 $0
2018 $2,983 $160,306 $0 $0
2017 $2,879 $157,009 $0 $0
2016 $2,861 $200,577 $42,000 $158,577
2015 $2,897 $176,411 $49,300 $127,111
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Naples Area Board of REALTORS®

MLS Number: 225071729

Naples Area Board of REALTORS®

APN: 29-46-26-E2-0500C.0420