$375,000
SOLD AUG 29, 2025

20296 Fable Dr Osakis, MN 56360

2 Beds
1 Bath
1,350 Sq Ft
5,881 Sq Ft Lot

Recently Sold

$278 Per Sq Ft

6% Below List Price

82 Days on Market

Highlights

  • 66 Feet of Waterfront
  • Beach Access
  • Loft
  • Osakis Secondary School Rated 9+
  • Deck
  • No HOA

About This Home

As of August 2025

Experience the best of lakeside living with this beautiful level east facing lot and custom-built home on Lake Osakis! Built in 2004 by the original owners, this charming property is being sold turn-key—what you see is what you get. Whether you're looking for a personal residence, a cozy cottage getaway, or an investment opportunity, this home offers it all. The open-concept main floor features a kitchen, dining, and living area with warm knotty pine finishes and easy-care tile flooring. There’s one main floor bedroom, a full bathroom, and convenient main floor laundry. Upstairs, the open loft provides additional space ideal for overflow sleeping or a relaxing retreat. Outside, enjoy a detached garage for extra storage, plus a lakeside shed that’s perfect for storing gear or cleaning fish after a day on the water.

Last Agent to Sell the Property

Brandon Kelly

Central MN Realty LLC Listed on: 05/07/2025

Central MN Realty LLC

Co-Listed By

Vicki Meyer

Central MN Realty LLC

Last Buyer's Agent

Mike Lord

Home Smart Realty, Inc.

Home Smart Realty, Inc.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,188

Year Built

  • Built in 2004

Lot Details

  • 5,881 Sq Ft Lot
  • Lot Dimensions are 66 x 105 x 120 x 66
  • 66 Feet of Waterfront
  • Lake Front
  • Unpaved Streets
  • Few Trees
  • Zoning described as Shoreline,Residential-Single Family

Parking

  • 2 Car Garage
  • Driveway

Home Design

  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1,350 Sq Ft Home
  • 1.5-Story Property
  • Gas Fireplace
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Loft
  • Crawl Space

Kitchen

  • Cooktop
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Propane
  • Well
  • Drilled Well
  • Water Softener is Owned
  • Fuel Tank

Community Details

  • No Home Owners Association
  • Ruttens Beach Subdivision

Listing and Financial Details

  • Assessor Parcel Number 100050200

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,188

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 2
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Submersible - 4 Inch, Drilled, Well
  • Year Built: 2004
  • Above Grade Finished Sq Ft: 1350
  • Water Body Name: Osakis
  • Unit Levels: One and One Half
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space
  • Appliances: Cooktop, Dishwasher, Dryer, Fuel Tank - Rented, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room
  • Living Area: 1350
  • Fireplace: Yes
  • Basement YN: No
  • Dining Room Type: Living Room, Kitchen, Dining Room, Loft, Bedroom 1, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 2

Exterior Features

  • Roof: Age Over 8 Years, Architectural Shingle
  • View: East
  • Other Structures: Other, Storage Shed
  • PatioPorchType: Deck
  • Lake Bottom: Hard
  • LakeChain: N
  • Elevation Highpoint to Waterfront Feet: 0-4
  • Waterfront Frontage: 66

Garage/Parking

  • Parking Features: Detached, Driveway - Other Surface

Utilities

  • Heating: Forced Air
  • Sewer: Holding Tank, Private Sewer
  • Fuel: Propane

Condo/Co-op/Association

  • Association: No

Schools

  • Junior High Dist: Osakis
  • SchoolDistrictPhone: 320-859-2191

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: 66 x 105 x 120 x 66
  • Lot Size Sq Ft: 5880.6
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Some Trees
  • Additional Parcels: No
  • Zoning Description: Shoreline,Residential-Single Family
  • AssessmentPending: No
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 100050200
  • Tax Annual Amount: 3188
  • TaxWithAssessments: 3188.0000

Multi Family

  • WaterfrontFeatures: Lake Front

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 7, 2025
Closed on
Aug 29, 2025
Sold by
Sorenson Sandra K
Bought by
Thompson Jack and Thompson Carmen
Seller's Agent
Brandon Kelly
Central MN Realty LLC
Buyer's Agent
Mike Lord
Home Smart Realty, Inc.
List Price
$399,500
Sold Price
$375,000
Premium/Discount to List
-$24,500
-6.13%
Views
157
Current Estimated Value
$378,520

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$3,520
Avg. Annual Appreciation
2.71%
Original Mortgage
$200,000
Outstanding Balance
$199,298
Interest Rate
5.75%
Mortgage Type
New Conventional
Estimated Equity
$179,222
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

Date Type Sale Price Title Company
Warranty Deed $375,000 Land Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $200,000 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $375,000 0.0% $278 / Sq Ft
07/28/2025 07/28/25 Pending -- -- --
07/22/2025 07/22/25 Price Changed $375,000 -2.6% $278 / Sq Ft
06/02/2025 06/02/25 Price Changed $385,000 -3.6% $285 / Sq Ft
05/07/2025 05/07/25 For Sale $399,500 -- $296 / Sq Ft
Source: NorthstarMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,188 $374,800 $132,900 $241,900
2024 $3,376 $353,700 $121,000 $232,700
2023 $3,300 $363,200 $129,900 $233,300
2022 $2,970 $309,900 $111,500 $198,400
2021 $2,964 $233,200 $79,400 $153,800
2020 $3,046 $223,700 $76,400 $147,300
2019 $3,240 $221,100 $76,400 $144,700
2018 $3,134 $216,900 $83,000 $133,900
2017 $2,938 $197,900 $86,300 $111,600
2016 $2,914 $187,400 $86,300 $101,100
2015 $2,608 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: NorthstarMLS

MLS Number: 6717944

NorthstarMLS

APN: 10-0050200