NOT LISTED FOR SALE

20349 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $480,762 - $535,000

4 Beds
2 Baths
2,300 Sq Ft
$223/Sq Ft Est. Value

Last Sold November 19, 2015

Last sale price $322,000 $140 Per Sq Ft

Est. 60% increase in value since last sale

Current estimated payment $3,240/month

53 Days on Market

About This Home

As of November 2015

"Impressive" is everyone's commentary of this home. From the newly landscaped entry and the newly painted [2014] exterior, first impressions will matter. With 10 and 12 foot ceilings, complimented by extensive art lighting throughout, this home exudes a unique glow. No dark corners here -every ledge in every room is uplit. Large crown moulding has been installed EVERYWHERE. Under and over cabinet lighting in the kitchen further enhances this warm gathering space. Looking for storage? The brightly lit garage has pull-down stairs and a floored attic! Have grill grates to clean or a puppy? The huge tub in the garage will be well appreciated! New ceiling fans in every room, as well as on the lanai will be a cool comfort. You will find a quiet rear yard and a garden of gardenia to enjoy. This is a special home in beautiful Bella Terra. PHOTO TOUR UP ON 9/14

Last Agent to Sell the Property

Jay Shaplow

Premiere Plus Realty Company License #NAPLES-249515063 Listed on: 09/10/2015

Premiere Plus Realty Company

Last Buyer's Agent

Debra Welsh

Royal Shell Real Estate, Inc.

Royal Shell Real Estate, Inc.

Home Details

Home Type

Single Family

Year Built

2005

Lot Details

0

Listing Details

  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1
  • Year Built: 2005

Interior Features

  • Additional Rooms: Family Room, Guest Bath, Guest Room, Home Office, Laundry in Residence, Screened Lanai/Porch, Den/Study
  • Bedroom Description: First Floor Bedroom, Master BR Ground, Master BR Sitting Area, Split Bedrooms
  • Dining Room: Breakfast Room, Formal
  • Equipment: Auto Garage Door, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Refrigerator/Icemaker, Self Cleaning Oven, Smoke Detector, Washer, Washer/Dryer Hookup
  • Floor Plan: Split Bedrooms
  • Flooring: Carpet, Tile
  • Interior Amenities: Cable Prewire, High Speed Available, Laundry Tub, Pantry, Pull Down Stairs, Smoke Detectors, Volume Ceiling, Walk-In Closet, Window Coverings
  • Kitchen: Built-In Desk, Pantry
  • Primary Bathroom: Dual Sinks, Separate Tub And Shower

Exterior Features

  • Construction: Concrete Block
  • Exterior Features: Room for Pool
  • Exterior Finish: Stucco
  • Irrigation: Lake/Canal, Reclaimed
  • Road: Private Road
  • Roof: Tile
  • Storm Protection: Shutters Manual
  • Windows: Double Hung, Single Hung

Garage/Parking

  • Garage Description: Attached
  • Garage Spaces: 2
  • Parking: 2+ Spaces

Utilities

  • Cooling: Ceiling Fans, Central Electric
  • Heating: Central Electric
  • Security: Gated, Guard At Gate, Patrolled
  • Sewer: Central
  • Water: Central

Condo/Co-op/Association

  • Amenities: Basketball, Bike And Jog Path, Bocce Court, Business Center, Community Park, Community Pool, Community Room, Community Spa/Hot tub, Exercise Room, Internet Access, Play Area, Sidewalk, Streetlight, Tennis Court, Underground Utility, Volleyball
  • Community Type: Gated
  • Maintenance: Cable, Irrigation Water, Lawn/Land Maintenance, Manager, Recreational Facilities, Reserve, Security, Street Lights, Street Maintenance, Trash Removal

Association/Amenities

  • Units in Building: 1
  • Total Number of Units: 1900

Fee Information

  • HOA Fees: 195
  • HOA Fee Frequency: Quarterly
  • Master HOA Fee: 362
  • Master HOA Fee Frequency: Quarterly

Lot Info

  • Lot Description: Regular
  • Rear Exposure: East
  • View: Landscaped Area, Preserve, Wooded Area
  • Lot Dimensions: 60 X 150

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 27, 2022
Sold by
Paul Meyer Adam and Paul Maryellen Amanda
Bought by
Philipides Theodore N and Philipides Olga S
Current Estimated Value
$513,941

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$335,000
Outstanding Balance
$317,812
Interest Rate
5.1%
Mortgage Type
Balloon
Estimated Equity
$196,130

Purchase Details

Listed on
Sep 10, 2015
Closed on
Nov 17, 2015
Sold by
Shaplow Jay and Shaplow Denise A
Bought by
Meyer Adam P and Meyer Amanda M
Seller's Agent
Jay Shaplow
Premiere Plus Realty Company
Buyer's Agent
Debra Welsh
Royal Shell Real Estate, Inc.
List Price
$339,900
Sold Price
$322,000
Premium/Discount to List
-$17,900
-5.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.70%

Purchase Details

Listed on
Jan 29, 2014
Closed on
Mar 18, 2014
Sold by
Nickel William Harold and Nickel Debra Lynn
Bought by
Shaplow Jay and Shaplow Denise A
Seller's Agent
Kevin Yankow
Key Real Estate
Buyer's Agent
Jay Shaplow
Premiere Plus Realty Company
List Price
$285,900
Sold Price
$274,500
Premium/Discount to List
-$11,400
-3.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.16%

Purchase Details

Closed on
Dec 28, 2009
Sold by
Cape Acquisition #2 Llc
Bought by
Nickel William Harold and Nickel Debra Lynn

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$132,500
Interest Rate
4.94%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 28, 2005
Sold by
U S Home Corp
Bought by
Bernhauser Peter E and Bernhauser Angela R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$278,400
Interest Rate
5.37%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Philipides Theodore N $535,000 Market Place Title
Meyer Adam P $322,000 Heights Title Services Llc
Shaplow Jay $274,500 Heights Title Services Llc
Nickel William Harold $210,000 Cape Coral Title Insurance A
Bernhauser Peter E $348,100 North American Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Philipides Theodore N $335,000
Previous Owner Nickel William Harold $132,500
Previous Owner Bernhauser Peter E $278,400
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/19/2015 11/19/15 Sold $322,000 -2.4% $140 / Sq Ft
11/02/2015 11/02/15 Pending -- -- --
10/25/2015 10/25/15 Price Changed $329,900 -2.9% $143 / Sq Ft
09/10/2015 09/10/15 For Sale $339,900 +23.8% $148 / Sq Ft
03/25/2014 03/25/14 Sold $274,500 -4.0% $119 / Sq Ft View Prior Sale
02/23/2014 02/23/14 Pending -- -- --
01/29/2014 01/29/14 For Sale $285,900 -- $123 / Sq Ft
Source: Naples Area Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,948 $423,298 $92,863 $330,435
2024 $6,936 $424,693 $112,104 $312,589
2023 $6,936 $422,830 $106,667 $316,163
2022 $4,107 $235,830 $0 $0
2021 $3,960 $256,732 $94,465 $162,267
2020 $3,983 $225,800 $0 $0
2019 $3,922 $220,723 $0 $0
2018 $3,917 $216,607 $0 $0
2017 $3,820 $212,152 $0 $0
2016 $3,803 $248,849 $75,000 $173,849
2015 $4,396 $240,489 $74,500 $165,989
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2015

    Jay Shaplow

    Premiere Plus Realty Company

    Section Image
  • Debra Welsh

    Buyer's Agent in 2015

    Debra Welsh

    Royal Shell Real Estate, Inc.

    (239) 292-8839

    103 Total Sales

    Debra Welsh
    Section Image
  • Kevin Yankow

    Seller's Agent in 2014

    Kevin Yankow

    Key Real Estate

    (941) 313-2462

    3 in this area

    153 Total Sales

    Kevin Yankow
    Section Image
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Map

Source: Naples Area Board of REALTORS®

MLS Number: 215049958

Naples Area Board of REALTORS®

APN: 29-46-26-E2-0100C.0130

Florida Lee County Estero 33928 Bella Terra

20349 Torre Del Lago St, Estero, FL

Not Listed for Sale

Detached

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Naples Area Board of REALTORS® The source of this real property information is the copyrighted and proprietary database compilation of the M.L.S. of Naples, Inc. Copyright 2025 M.L.S. of Naples, Inc. All rights reserved. The accuracy of this information is not warranted or guaranteed. This information should be independently verified if any person intends to engage in a transaction in reliance upon it.

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