20357 Harborgate Ct Unit 202 Cornelius, NC 28031
3
Beds
2.5
Baths
1,808
Sq Ft
$383/mo
HOA Fee
Highlights
- Covered Dock
- Pier or Dock
- Waterfront
- Bailey Middle School Rated A-
- Access To Lake
- Clubhouse
About This Home
As of January 2024Hard to find Desirable Bottom Floor Unit with Basement at Harborgate Condos!! Best views on the Lake and comes with a Boat Slip. Unit offers an updated kitchen, bathrooms, brand new flooring in living area and laundry room, new range, microwave and hot water heater. Over 2,000 total sq ft including your lakeside covered porch, this unit offers many possibilities. Primary bedroom, primary bath and walk-in closet on main level plus one other full bedroom and bath on the main. Additional bedroom on lower level as well as a bonus room and half bath down make this unit very unique - use the space anyway that works for you. It would be a great office and flex space. The unit comes with assigned boat slip #10 which is only steps away from the unit. Maximum boat length is 27 feet overall and must be titled to owner/occupant. Boat slip is managed by HYC -every owner is a member. For 2024, HYC Dues are $550. HOA Dues increase 10% eff 1/1/24 - water and sewer included in HOA dues.
Last Agent to Sell the Property
Choquette Properties Inc Brokerage Email: patricia@choquetteproperties.com License #277456 Listed on: 10/17/2023
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,135
Year Built
- Built in 1984
Lot Details
- Waterfront
- Wooded Lot
HOA Fees
Home Design
- Traditional Architecture
- Brick Exterior Construction
Interior Spaces
- 1-Story Property
- Wood Burning Fireplace
- Family Room with Fireplace
- Water Views
- Laundry Room
Kitchen
- Electric Range
- Microwave
- Dishwasher
Flooring
- Laminate
- Tile
Bedrooms and Bathrooms
- Walk-In Closet
Finished Basement
- Walk-Out Basement
- Walk-Up Access
- Interior and Exterior Basement Entry
- Basement Storage
- Natural lighting in basement
Parking
- Parking Lot
- 1 Assigned Parking Space
Outdoor Features
- Access To Lake
- Covered Dock
- Covered patio or porch
Utilities
- Central Air
- Heat Pump System
- Electric Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 001-441-08
Community Details
Overview
- Main Street Management Group Association, Phone Number (704) 255-1266
- Harborgate Yacht Club Association, Phone Number (215) 431-8237
- Mid-Rise Condominium
- Harborgate Condos
- Harborgate Subdivision
- Mandatory home owners association
Amenities
- Picnic Area
- Clubhouse
Recreation
- Pier or Dock
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 17, 2023
Closed on
Dec 28, 2023
Sold by
Hines David M and Hines Annette B
Bought by
Guthrie Robin J and Rodriguez Andrea I
Seller's Agent
Pat Smith
Choquette Properties Inc
Buyer's Agent
Lauren Dayton
Helen Adams Realty
List Price
$699,900
Sold Price
$670,000
Premium/Discount to List
-$29,900
-4.27%
Views
67
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,902
Avg. Annual Appreciation
1.39%
Original Mortgage
$320,000
Outstanding Balance
$315,806
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$368,985
Purchase Details
Listed on
Jul 3, 2018
Closed on
Nov 16, 2018
Sold by
Wilbanks Ronald T and Wilbanks Anna M
Bought by
Hines David M and Hines Annette B
Seller's Agent
Wendy Choquette
Mattamy Carolina Corporation
Buyer's Agent
Randy Higgins
Homes With Cachet LLC
List Price
$450,000
Sold Price
$405,000
Premium/Discount to List
-$45,000
-10%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.31%
Original Mortgage
$324,000
Interest Rate
4.7%
Mortgage Type
New Conventional
Similar Homes in Cornelius, NC
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $670,000 | None Listed On Document | |
| Warranty Deed | $405,000 | Barristers Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $320,000 | New Conventional | |
| Previous Owner | $321,000 | New Conventional | |
| Previous Owner | $324,000 | New Conventional | |
| Previous Owner | $78,000 | Credit Line Revolving | |
| Previous Owner | $98,900 | Unknown |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/03/2024 01/03/24 | Sold | $670,000 | -3.6% | $371 / Sq Ft |
| 11/27/2023 11/27/23 | Pending | -- | -- | -- |
| 11/13/2023 11/13/23 | Price Changed | $694,900 | -0.7% | $384 / Sq Ft |
| 10/17/2023 10/17/23 | For Sale | $699,900 | +72.8% | $387 / Sq Ft |
| 11/16/2018 11/16/18 | Sold | $405,000 | -3.5% | $224 / Sq Ft |
| 10/12/2018 10/12/18 | Pending | -- | -- | -- |
| 07/18/2018 07/18/18 | Price Changed | $419,900 | -6.7% | $232 / Sq Ft |
| 07/03/2018 07/03/18 | For Sale | $450,000 | -- | $249 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $4,135 | $632,948 | $0 | $632,948 |
| 2022 | $3,413 | $397,400 | $0 | $397,400 |
| 2021 | $3,373 | $397,400 | $0 | $397,400 |
| 2020 | $3,373 | $397,400 | $0 | $397,400 |
| 2019 | $3,367 | $397,400 | $0 | $397,400 |
| 2018 | $3,263 | $300,100 | $115,000 | $185,100 |
| 2017 | $3,237 | $300,100 | $115,000 | $185,100 |
| 2016 | $3,234 | $300,100 | $115,000 | $185,100 |
| 2015 | $3,185 | $300,100 | $115,000 | $185,100 |
| 2014 | $3,183 | $300,100 | $115,000 | $185,100 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2024
Pat Smith
Choquette Properties Inc
(336) 302-4483
11 Total Sales
-
Buyer's Agent in 2024
Lauren Dayton
Helen Adams Realty
(704) 804-0223
223 Total Sales
-
W
Seller's Agent in 2018
Wendy Choquette
Mattamy Carolina Corporation
(980) 721-2670
105 Total Sales
-
Buyer's Agent in 2018
Randy Higgins
Homes With Cachet LLC
(704) 705-6324
5 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 4078128
APN: 001-441-08
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