204 Chapin Way Oswego, IL 60543
North Oswego Neighborhood
4
Beds
3
Baths
2,834
Sq Ft
10,019
Sq Ft Lot
Highlights
- Water Views
- Landscaped Professionally
- Wetlands Adjacent
- Oswego East High School Rated A-
- Property is near a park
- Pond
About This Home
As of April 2025Spectacular Prescott Mill Home With Premium Waterfront Location Features Open Floorplan With Upgraded Kitchen, Formal Dining Room & 1st Floor Office. Entertain In Your Eat-In Kitchen With Granite Countertops, 42" Cabinets With Crown Molding, Ceramic Tile Floor, Island/Breakfast Bar, Planning Desk & Butler's Pantry. Relax In The Bright & Captivating Family Room Boasting Elegant Woodburning Fireplace & Incredible Waterfront Views. Formal Dining Room, Private Office & 2-Story Foyer Complete 1st Floor. Unwind In The Spacious Master Suite With Vaulted Ceiling, Sitting Area, 2 Large Walk-In Closets, Soaking Tub & Separate Shower. Desirable 1400 Sq. Ft. Basement Is Framed Out With Roughed-In Bathroom & Just Awaits Finishing. Enjoy Your Remarkable Backyard Retreat With Beautiful Brick Paver Patio, Firepit, Fully Fenced & One Of The Best Views In Neighborhood. Sought-After Prescott Mill Features 46 Acre Park With Playground, Walking Trail & Scenic Prairie Wetlands. Top Ranked Oswego Schools.
Last Agent to Sell the Property
Century 21 Integra License #471019615 Listed on: 05/31/2018
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,634
Year Built
- 2007
Lot Details
- Wetlands Adjacent
- East or West Exposure
- Fenced Yard
- Landscaped Professionally
HOA Fees
- $34 per month
Parking
- Attached Garage
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
- Garage Is Owned
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Asphalt Shingled Roof
- Stone Siding
- Vinyl Siding
Interior Spaces
- Vaulted Ceiling
- Wood Burning Fireplace
- Fireplace With Gas Starter
- Entrance Foyer
- Breakfast Room
- Home Office
- Water Views
- Storm Screens
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Butlers Pantry
- Oven or Range
- Microwave
- Dishwasher
- Kitchen Island
- Disposal
Bedrooms and Bathrooms
- Primary Bathroom is a Full Bathroom
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Laundry on main level
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Rough-In Basement Bathroom
Outdoor Features
- Pond
- Brick Porch or Patio
Location
- Property is near a park
- Property is near a bus stop
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
Listing and Financial Details
- Homeowner Tax Exemptions
- $515 Seller Concession
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Feb 12, 2025
Closed on
Mar 28, 2025
Sold by
Mcginnity Family Trust and Mcginnity John A
Bought by
Mccumber Adam P and Mccumber Sherrie A
Seller's Agent
Nathan Brown
Century 21 Integra
Buyer's Agent
Paula Schatz
Realty Executives Premier Illinois
List Price
$550,000
Sold Price
$550,000
Views
3
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,744
Avg. Annual Appreciation
0.26%
Original Mortgage
$561,825
Outstanding Balance
$561,825
Interest Rate
6.25%
Mortgage Type
VA
Estimated Equity
-$11,355
Purchase Details
Closed on
Dec 8, 2022
Sold by
Mcginnity John A
Bought by
Mcginnity Family Trust
Purchase Details
Listed on
May 31, 2018
Closed on
Aug 2, 2018
Sold by
Barnett Michael L and Barnett Dana L
Bought by
Mcginnity John A and Mcginnity Annette M
Seller's Agent
Nathan Brown
Century 21 Integra
Buyer's Agent
Cassandra Dunn
Berkshire Hathaway HomeServices Chicago
List Price
$349,000
Sold Price
$345,000
Premium/Discount to List
-$4,000
-1.15%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.91%
Original Mortgage
$145,000
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 28, 2009
Sold by
Barnett Michael L and Barnett Dana L
Bought by
Barnett Michael L and Barnett Dana L
Purchase Details
Closed on
Sep 25, 2006
Sold by
Pulte Home Corp
Bought by
Barnett Michael L and Barnett Dana L
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$303,240
Interest Rate
6.5%
Mortgage Type
Purchase Money Mortgage
Similar Homes in Oswego, IL
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $550,000 | Old Republic Title | |
| Quit Claim Deed | -- | -- | |
| Deed | $345,000 | Affinity Title Services Llc | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | $384,000 | Pulte Midwest Title South |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $561,825 | VA | |
| Previous Owner | $151,844 | New Conventional | |
| Previous Owner | $145,000 | New Conventional | |
| Previous Owner | $289,300 | New Conventional | |
| Previous Owner | $306,000 | Unknown | |
| Previous Owner | $303,240 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 04/01/2025 04/01/25 | Sold | $550,000 | 0.0% | $194 / Sq Ft |
| 02/16/2025 02/16/25 | For Sale | $550,000 | +59.4% | $194 / Sq Ft |
| 08/06/2018 08/06/18 | Sold | $345,000 | -1.1% | $122 / Sq Ft |
| 06/27/2018 06/27/18 | Pending | -- | -- | -- |
| 05/31/2018 05/31/18 | For Sale | $349,000 | -- | $123 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $12,634 | $162,999 | $32,549 | $130,450 |
| 2023 | $11,196 | $142,982 | $28,552 | $114,430 |
| 2022 | $11,196 | $129,983 | $25,956 | $104,027 |
| 2021 | $11,133 | $124,984 | $24,958 | $100,026 |
| 2020 | $10,789 | $120,177 | $23,998 | $96,179 |
| 2019 | $10,237 | $112,643 | $23,998 | $88,645 |
| 2018 | $11,152 | $117,032 | $31,679 | $85,353 |
| 2017 | $11,205 | $115,303 | $31,211 | $84,092 |
| 2016 | $11,019 | $111,945 | $30,302 | $81,643 |
| 2015 | $10,758 | $104,622 | $28,320 | $76,302 |
| 2014 | -- | $100,598 | $27,231 | $73,367 |
| 2013 | -- | $101,614 | $27,506 | $74,108 |
Source: Public Records
Agents Affiliated with this Home
-
N
Seller's Agent in 2025
Nathan Brown
Century 21 Integra
-
P
Buyer's Agent in 2025
Paula Schatz
Realty Executives
-
C
Buyer's Agent in 2018
Cassandra Dunn
Berkshire Hathaway HomeServices Chicago
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: MRD09969056
APN: 03-12-404-003
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