2045 Cardiff Rd Schenectady, NY 12303
Rotterdam Neighborhood
3
Beds
1
Bath
1,456
Sq Ft
9,148
Sq Ft Lot
Highlights
- Cape Cod Architecture
- Great Room
- No HOA
- Main Floor Primary Bedroom
- Solid Surface Countertops
- Shutters
About This Home
As of November 2024*Offers due Monday 9/30 4PM*
You will immediately love the charm and updates at 2045 Cardiff. From the moment you pull into your new driveway, you will feel at home. Your first floor features your main living room with custom fireplace, eat-in kitchen, formal dining room, main bedroom and full bathroom. There is even a bonus room off your garage that is ready for you to make your own. Upstairs you have two additional bedrooms ready for you to move right in and your semi finished basement allows you to stretch out and enjoy every inch of your new home. Great neighborhood!
Updates include: full bathroom renovation (2021), new 1st floor flooring (2023), new fence (2023), new Hot water heater (2022), custom fireplace (2023), appliances - W+D(2021), DW(2023) and kitchen sink (2024)
Last Agent to Sell the Property
KW Platform License #10401300089 Listed on: 09/26/2024
Co-Listed By
Gettings Home Team
KW Platform
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,174
Year Built
- Built in 1949 | Remodeled
Lot Details
- 9,148 Sq Ft Lot
- Wood Fence
- Landscaped
- Level Lot
- Cleared Lot
- Property is zoned Single Residence
Parking
- 1 Car Attached Garage
- Driveway
- Off-Street Parking
Home Design
- Cape Cod Architecture
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,456 Sq Ft Home
- 1.5-Story Property
- Paddle Fans
- Shutters
- Great Room
- Family Room
- Dining Room
- Fire and Smoke Detector
- Laundry Room
Kitchen
- Oven
- Range
- Microwave
- Dishwasher
- Kitchen Island
- Solid Surface Countertops
Flooring
- Carpet
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Bathroom on Main Level
- 1 Full Bathroom
Finished Basement
- Interior Basement Entry
- Laundry in Basement
Outdoor Features
- Patio
- Shed
- Enclosed Glass Porch
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
- 200+ Amp Service
- Septic Tank
- Cable TV Available
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 422800 59.11-6-6
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2024
Closed on
Nov 19, 2024
Sold by
Gregware Robert
Bought by
Gaffney Kevin John and Gaffney Ashley Marie
Seller's Agent
Courtney Gettings
KW Platform
Buyer's Agent
Anthony Savini
Miranda Real Estate Group, Inc
List Price
$249,900
Sold Price
$280,000
Premium/Discount to List
$30,100
12.04%
Total Days on Market
4
Views
25
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$8,740
Avg. Annual Appreciation
-5.60%
Original Mortgage
$266,000
Outstanding Balance
$264,742
Interest Rate
6.32%
Mortgage Type
New Conventional
Estimated Equity
$6,518
Purchase Details
Listed on
Oct 1, 2020
Closed on
Dec 25, 2020
Sold by
Hetzer David R
Bought by
Gregware Robert
Seller's Agent
John Longo
Miranda Real Estate Group Inc
Buyer's Agent
Courtney Gettings
KW Platform
List Price
$179,900
Sold Price
$179,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.73%
Original Mortgage
$170,905
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 1, 2020
Closed on
Nov 25, 2020
Sold by
Hetzer David R
Bought by
Gregware Robert
Seller's Agent
John Longo
Miranda Real Estate Group Inc
Buyer's Agent
Courtney Gettings
KW Platform
List Price
$179,900
Sold Price
$179,900
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,905
Interest Rate
2.7%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 12, 2012
Sold by
Hetzer David R and Bonacci Christine A W
Bought by
Hetzer David R
Purchase Details
Closed on
Jun 29, 2007
Sold by
Mcgraw John J
Bought by
Hetzer David R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$170,050
Interest Rate
6.39%
Mortgage Type
New Conventional
Purchase Details
Closed on
Sep 1, 1999
Sold by
Executor Marra John M
Bought by
Mcgraw John J
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $280,000 | Stewart Title | |
| Warranty Deed | $280,000 | Stewart Title | |
| Warranty Deed | $180,000 | Chicago Title Insurance Co | |
| Warranty Deed | $180,000 | Chicago Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Deed | $179,000 | Stanley Skubis | |
| Deed | $73,500 | Peter Ford |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $266,000 | New Conventional | |
| Closed | $266,000 | New Conventional | |
| Previous Owner | $170,905 | New Conventional | |
| Previous Owner | $170,905 | New Conventional | |
| Previous Owner | $4,330 | New Conventional | |
| Previous Owner | $170,050 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 11/19/2024 11/19/24 | Sold | $280,000 | +12.0% | $192 / Sq Ft |
| 09/30/2024 09/30/24 | Pending | -- | -- | -- |
| 09/26/2024 09/26/24 | For Sale | $249,900 | +38.9% | $172 / Sq Ft |
| 11/25/2020 11/25/20 | Sold | $179,900 | 0.0% | $124 / Sq Ft |
| 10/04/2020 10/04/20 | Pending | -- | -- | -- |
| 10/01/2020 10/01/20 | For Sale | $179,900 | -- | $124 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,174 | $154,000 | $9,500 | $144,500 |
| 2023 | $5,174 | $154,000 | $9,500 | $144,500 |
| 2022 | $5,724 | $154,000 | $9,500 | $144,500 |
| 2021 | $5,570 | $154,000 | $9,500 | $144,500 |
| 2020 | $4,921 | $154,000 | $9,500 | $144,500 |
| 2019 | $1,981 | $154,000 | $9,500 | $144,500 |
| 2018 | $2,841 | $154,000 | $9,500 | $144,500 |
| 2017 | $4,727 | $154,000 | $9,500 | $144,500 |
| 2016 | $4,710 | $154,000 | $9,500 | $144,500 |
| 2015 | -- | $154,000 | $10,100 | $143,900 |
| 2014 | -- | $154,000 | $10,100 | $143,900 |
Source: Public Records
Agents Affiliated with this Home
-
Courtney Gettings
Seller's Agent in 2024
Courtney Gettings
KW Platform
(518) 693-1080
3 in this area
58 Total Sales
-
G
Seller Co-Listing Agent in 2024
Gettings Home Team
KW Platform
-
Anthony Savini
Buyer's Agent in 2024
Anthony Savini
Miranda Real Estate Group, Inc
(518) 487-1564
17 in this area
79 Total Sales
-
John Longo
J
Seller's Agent in 2020
John Longo
Miranda Real Estate Group Inc
(518) 813-8915
5 in this area
37 Total Sales
Map
Source: Global MLS
MLS Number: 202426279
APN: 059-011-0006-006-000-0000
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