NOT LISTED FOR SALE

205 N Gifford St Elgin, IL 60120

Estimated Value: $295,000 - $343,000

4 Beds
2 Baths
2,540 Sq Ft
$122/Sq Ft Est. Value

Last Sold October 25, 2012

Last sale price $57,000 $22 Per Sq Ft

Est. 445% increase in value since last sale

Current estimated payment $2,249/month

54 Days on Market

Highlights

  • Corner Lot
  • Central Air
  • Brick Driveway

About This Home

As of October 2012

OLD WORLD VICTORIAN ELEGANCE LOOKING TO MEET UP WITH A HOMEOWNER OR INVESTOR WITH VISION TO FINISH RESTORING ME TO MY ONCE FORMER BEAUTY. I CAN OFFER YOU 4 BEDROOMS, SOME ORIGINAL HW FLOORING, 2 FIREPLACES, 2ND FLOOR LAUNDRY, AND AGREAT HISTORIC NEIGHBORHOOD. WITH SOME SWEAT EQUITY, I PROMISE YOU YEARS OF ENJOYMENT. IF YOU HAVE CASH OR HAVE A 203K REHAB LOAN, LET'S TALK AND SEE IF YOU CAN BE MY NEW OWNER.

Last Agent to Sell the Property

John Wright

Keller Williams Premiere Properties License #475131980 Listed on: 08/17/2012

Keller Williams Premiere Properties

Last Buyer's Agent

Jean Sauer Ferron

Century 21 New Heritage - Hampshire License #471003024

Century 21 New Heritage - Hampshire

Property Details

Home Type

  • Other

Est. Annual Taxes

  • $6,295

Year Built

  • 1883

Lot Details

  • 9,583

Parking

  • Brick Driveway

Home Design

  • Brick Foundation
  • Frame Construction
  • Asphalt Shingled Roof
  • Clad Trim

Additional Features

  • Basement Fills Entire Space Under The House
  • Corner Lot
  • Central Air

Property Details

Home Type

Other

Est. Annual Taxes

$6,295

Year Built

1883

Lot Details

0

Interior Features

  • Total # Of Rooms: 8
  • Fireplaces: 2
  • Basement: Full
  • Basement: Unfinished
  • Master Bedroom Level: 2nd Level
  • Master Bedroom Size: 14X12
  • Master Bedroom Flooring: Hardwood
  • Second Bedroom Level: 2nd Level
  • Second Bedroom Size: 12X10
  • Second Bedroom Flooring: Hardwood
  • Third Bedroom Level: 2nd Level
  • Third Bedroom Size: 12X10
  • Third Bedroom Flooring: Hardwood
  • Fourth Bedroom Level: 2nd Level
  • Fourth Bedroom Size: 10X10
  • Fourth Bedroom Flooring: Hardwood
  • Living Room Level: Main Level
  • Living Room Size: 18X14
  • Living Room Flooring: Wood Laminate
  • Dining Room Level: Main Level
  • Dining Room Size: 14X12
  • Dining Room Flooring: Wood Laminate
  • Family Room Level: Main Level
  • Family Room Size: 12X12
  • Family Room Flooring: Wood Laminate
  • Kitchen Level: Main Level
  • Kitchen Size: 16X12
  • Kitchen Flooring: Vinyl

Exterior Features

  • Foundation: Brick
  • Lot Size: Less Than .25 Acre
  • Exterior Building Type: Frame, Clad Trim
  • Roof Type: Asphalt/Glass (Shingles)

Garage/Parking

  • Number of Cars: 2
  • Parking Type: Space/s
  • Driveway: Brick

Utilities

  • Air Conditioner: Central Air
  • Water: Public
  • Heat/Fuel: Gas, Forced Air

Schools

  • Junior High Dist: 46

Lot Info

  • Lot Dimensions: 83X116
  • Lot Description: Corner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jul 1, 2021
Sold by
Graves Mark
Bought by
Ibarra Daniela and Olmos Miguel A
Current Estimated Value
$310,689

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$209,000
Interest Rate
2.87%
Mortgage Type
New Conventional

Purchase Details

Listed on
Aug 17, 2012
Closed on
Oct 11, 2012
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Graves Mark
Seller's Agent
John Wright
Keller Williams Premiere Properties
Buyer's Agent
Jean Sauer Ferron
Century 21 New Heritage - Hampshire
List Price
$74,900
Sold Price
$57,000
Premium/Discount to List
-$17,900
-23.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.55%

Purchase Details

Closed on
Jan 9, 2012
Sold by
Gordon Grace
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Oct 26, 2000
Sold by
Hoppe Bart and Hoppe Janet
Bought by
Gordon Grace

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$108,000
Interest Rate
7.96%

Purchase Details

Closed on
Feb 1, 1996
Sold by
Neighborhood Housing Svcs Of Elgin Inc
Bought by
Hoppe Bart and Hoppe Janet

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,400
Interest Rate
7.11%

Purchase Details

Closed on
Jun 1, 1995
Sold by
City Of Elgin
Bought by
Neighborhood Services Of Elgin Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,000
Interest Rate
5.9%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ibarra Daniela $220,000 Citywide Title Corp
Graves Mark $57,000 None Available
Federal Home Loan Mortgage Corp -- None Available
Gordon Grace $135,000 --
Hoppe Bart -- --
Neighborhood Services Of Elgin Inc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Ibarra Daniela $209,000
Previous Owner Gordon Grace $85,000
Previous Owner Gordon Grace $50,000
Previous Owner Gordon Grace $107,200
Previous Owner Gordon Grace $108,000
Previous Owner Hoppe Bart $106,400
Previous Owner Neighborhood Services Of Elgin Inc $72,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/25/2012 10/25/12 Sold $57,000 -8.8% $22 / Sq Ft
10/10/2012 10/10/12 Pending -- -- --
09/20/2012 09/20/12 Price Changed $62,500 -16.6% $25 / Sq Ft
08/17/2012 08/17/12 For Sale $74,900 -- $29 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,295 $81,846 $12,725 $69,121
2022 $5,951 $74,629 $11,603 $63,026
2021 $5,690 $69,773 $10,848 $58,925
2020 $5,283 $63,930 $10,356 $53,574
2019 $5,127 $60,898 $9,865 $51,033
2018 $4,631 $52,839 $9,293 $43,546
2017 $4,521 $49,952 $8,785 $41,167
2016 $4,303 $46,342 $8,150 $38,192
2015 -- $42,476 $7,470 $35,006
2014 -- $41,952 $7,378 $34,574
2013 -- $49,321 $7,573 $41,748
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: MRD08140742

Midwest Real Estate Data (MRED)

APN: 06-13-133-006