Seller's Agent in 2025
Matthew Marquette
Luke Team Real Estate
(612) 298-9554
1 in this area
207 Total Sales
205 Ramsey Place Saint Cloud, MN 56301
Southside Neighborhood
3
Beds
2
Baths
2,335
Sq Ft
7,405
Sq Ft Lot
Highlights
- Sun or Florida Room
- The kitchen features windows
- Forced Air Heating and Cooling System
- No HOA
- Living Room
- Dining Room
About This Home
As of August 2025Welcome home! This is one of those rare finds you dream about, charming, timeless, and tucked away on a quiet dead-end street with peaceful views of the river. Homes like this don't come up for sale very often. Step inside and you'll feel right at home. Thoughtfully remodeled in 2008 with all new plumbing and electrical, this well-built two-story blends classic character with modern updates. The cozy backyard is perfect for summer BBQs, evening chats around the fire, or simply relaxing under the stars. The oversized two-stall garage includes a workbench and a spacious loft above, giving you extra room for storage, hobbies, or a creative space. You'll love the location too, within walking distance to downtown St. Cloud, the library, the Children's Museum, and more. Don't miss your chance to own this true St. Cloud gem. It's even better in person! Fourth bedroom (flex room) needs egress window to be conforming.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,162
Year Built
- Built in 1927
Lot Details
- 7,405 Sq Ft Lot
- Lot Dimensions are 55 x 133
- Partially Fenced Property
- Privacy Fence
- Many Trees
Parking
- 2 Car Garage
- Garage Door Opener
Home Design
- Flex
- Shake Siding
Interior Spaces
- 2-Story Property
- Gas Fireplace
- Family Room
- Living Room
- Dining Room
- Sun or Florida Room
- Finished Basement
- Block Basement Construction
Kitchen
- Range
- Dishwasher
- The kitchen features windows
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Utilities
- Forced Air Heating and Cooling System
- Vented Exhaust Fan
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 82515940000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 26, 2025
Closed on
Aug 13, 2025
Sold by
Sutherland Ryan and Sutherland Krystin
Bought by
Kluempke Reeve and Johnson Mathew
Seller's Agent
Matthew Marquette
Luke Team Real Estate
Buyer's Agent
Scott Lynch
Agency North Real Estate, Inc
List Price
$324,900
Sold Price
$300,000
Premium/Discount to List
-$24,900
-7.66%
Views
113
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$5,455
Avg. Annual Appreciation
-4.48%
Original Mortgage
$240,000
Outstanding Balance
$239,792
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$54,753
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $300,000 | -- | |
| Warranty Deed | $300,000 | Home Security Abstract & Title | |
| Warranty Deed | $200,000 | Home Security Abstract & Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $240,000 | New Conventional | |
| Closed | $298,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 08/13/2025 08/13/25 | Sold | $300,000 | 0.0% | $128 / Sq Ft |
| 08/04/2025 08/04/25 | Pending | -- | -- | -- |
| 07/17/2025 07/17/25 | Price Changed | $299,900 | -3.2% | $128 / Sq Ft |
| 07/09/2025 07/09/25 | Price Changed | $309,900 | -4.6% | $133 / Sq Ft |
| 06/26/2025 06/26/25 | For Sale | $324,900 | -- | $139 / Sq Ft |
Source: NorthstarMLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,084 | $190,200 | $40,000 | $150,200 |
| 2024 | $2,162 | $183,000 | $25,000 | $158,000 |
| 2023 | $1,970 | $183,000 | $25,000 | $158,000 |
| 2022 | $2,010 | $139,700 | $25,000 | $114,700 |
Source: Public Records
Agents Affiliated with this Home
-
Matthew Marquette
-
Scott Lynch
Buyer's Agent in 2025
Scott Lynch
Agency North Real Estate, Inc
(320) 420-1823
1 in this area
173 Total Sales
Map
Source: NorthstarMLS
MLS Number: 6744515
APN: 82515940000
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