20528 Torre Del Lago St Estero, FL 33928
Bella Terra NeighborhoodEstimated payment $4,393/month
Highlights
- Lake Front
- Fitness Center
- Concrete Pool
- Pinewoods Elementary School Rated A-
- Gated with Attendant
- Sitting Area In Primary Bedroom
About This Home
Welcome to Bella Terra, the beautifully designed, gated master-planned community that blends resort-style living with the tranquility of nature. Spanning nearly 800 acres, this highly sought-after neighborhood features a distinctive Mediterranean-inspired architectural style, with tree-lined streets, scenic walking paths, lush preserves, acres of sparkling lakes and dedicated conservation land. This large, beautifully furnished home is ready for new owners seeking breezy indoor-outdoor living with inviting gathering spaces for family and friends as well as private spaces for quiet relaxation. With four bedrooms, within 2,745 square feet, there’s room for everyone, plus two additional flex rooms on the ground floor currently serving as an office and billiard room. The large open kitchen overlooking the lanai is the hub and heart of the home with plenty of room to gather at the long bar, dining table, and adjoining living area to watch the game and come and go from the expansive lanai and inviting heated pool. All kitchen appliances, including washer and dryer (and pool heater) are less than three years old. The luxurious owner’s suite features an outdoor deck for sipping morning coffee and watching the variety of wildlife enjoy the woods and lake, and a newly updated ensuite bathroom with his and her vanities with Quartz countertops, a glass enclosed shower and deep soaking tub. This home has been its northern owner’s prized winter retreat as well as a successful seasonal rental and is being sold furnished/turnkey with everything you need to walk in and enjoy or continue as a lucrative investment on your schedule. Bella Terra offers a vibrant lifestyle ideal for full-time and seasonal homeowners, and growing families. At the heart of the community is a stunning 7,000-square-foot clubhouse that serves as a hub for social events and recreation. Amenities are extensive and designed for all ages, including a resort-style pool and spa, state-of-the-art fitness center, tennis and pickleball courts, basketball and bocce courts, beach volleyball, multi-use sports fields, a playground, butterfly garden, and miles of sidewalks to encourage an active outdoor lifestyle. Conveniently located just minutes from I-75, Bella Terra offers easy access to Southwest Florida’s top destinations, including shopping, dining, Florida Gulf Coast University, RSW Airport, and the many white-sand beaches that surround the area. Bella Terra’s combination of natural beauty, extensive amenities, affordable fees, and prime location, deliver the perfect balance of peaceful living and everyday convenience in the heart of Estero.
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Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,223
Year Built
- Built in 2007
Lot Details
- 9,278 Sq Ft Lot
- Lot Dimensions are 59 x 150 x 64 x 150
- Lake Front
- Property fronts a private road
- Northwest Facing Home
- Southeast Facing Home
- Rectangular Lot
- Sprinkler System
- Property is zoned RPD
HOA Fees
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Property Views
- Lake
- Views of Preserve
- Woods
Home Design
- Contemporary Architecture
- Entry on the 1st floor
- Tile Roof
- Stucco
Interior Spaces
- 2,745 Sq Ft Home
- 2-Story Property
- Furnished
- Bar
- Tray Ceiling
- High Ceiling
- Ceiling Fan
- Shutters
- Single Hung Windows
- Sliding Windows
- French Doors
- Open Floorplan
- Home Office
- Recreation Room
- Screened Porch
Kitchen
- Eat-In Kitchen
- Breakfast Bar
- Range
- Microwave
- Freezer
- Ice Maker
- Dishwasher
- Kitchen Island
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Sitting Area In Primary Bedroom
- Main Floor Bedroom
- Primary Bedroom Upstairs
- Walk-In Closet
- Guest Quarters
- 3 Full Bathrooms
- Dual Sinks
- Soaking Tub
- Separate Shower
Laundry
- Dryer
- Washer
Home Security
- Security Gate
- Fire and Smoke Detector
Pool
- Concrete Pool
- Heated In Ground Pool
- Outside Bathroom Access
- Screen Enclosure
- Pool Equipment or Cover
Outdoor Features
- Balcony
- Screened Patio
- Lanai
- Outdoor Gas Grill
Utilities
- Central Heating and Cooling System
- Underground Utilities
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 42 / B
- Assessor Parcel Number 29-46-26-E3-0200B.0420
Community Details
Overview
- Association fees include management, cable TV, internet, irrigation water, legal/accounting, ground maintenance, pest control, recreation facilities, reserve fund, road maintenance, street lights, security, trash
- Association Phone (239) 454-1101
- Bella Terra Subdivision
- Maintained Community
Recreation
- Tennis Courts
- Community Basketball Court
- Pickleball Courts
- Sport Court
- Bocce Ball Court
- Community Playground
- Fitness Center
- Community Pool
- Community Spa
- Park
Additional Features
- Clubhouse
- Gated with Attendant
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,223 | $579,599 | -- | -- |
| 2024 | $7,890 | $526,908 | -- | -- |
| 2023 | $7,890 | $479,007 | $0 | $0 |
| 2022 | $7,142 | $435,454 | $99,190 | $336,264 |
| 2021 | $4,111 | $328,873 | $99,190 | $229,683 |
| 2020 | $4,135 | $236,627 | $0 | $0 |
| 2019 | $4,072 | $231,307 | $0 | $0 |
| 2018 | $4,067 | $226,994 | $0 | $0 |
| 2017 | $3,972 | $222,325 | $0 | $0 |
| 2016 | $3,955 | $311,646 | $78,850 | $232,796 |
| 2015 | $4,015 | $304,113 | $78,850 | $225,263 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 07/03/2026 07/03/26 | Pending | -- | -- | -- | |
| 04/25/2026 04/25/26 | For Sale | $629,000 | 0.0% | $229 / Sq Ft | |
| 11/10/2025 11/10/25 | Rented | -- | -- | -- | |
| 10/16/2025 10/16/25 | For Rent | $8,500 | 0.0% | -- | |
| 10/08/2021 10/08/21 | Sold | $540,000 | 0.0% | $195 / Sq Ft | View Prior Sale |
| 09/02/2021 09/02/21 | Pending | -- | -- | -- | |
| 08/27/2021 08/27/21 | For Sale | $539,900 | -- | $195 / Sq Ft |
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $540,000 | Legacy Title | |
| Special Warranty Deed | $435,000 | North American Title Company |
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $230,000 | New Conventional | |
| Previous Owner | $348,000 | Unknown |
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 2026018706
APN: 29-46-26-E3-0200B.0420
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The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved
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