RENTED NOV 10, 2025

20528 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated Value: $627,000 - $676,000

4 Beds
3 Baths
2,809 Sq Ft
$235/Sq Ft Est. Value

Sale Details

Date Sold: October 8, 2021

Last sale price $540,000 $192 Per Sq Ft

Est. 22% increase in value since last sale

Current estimated payment $4,264 / mo

Highlights

  • Lake Front
  • Fitness Center
  • Gated Community
  • Pinewoods Elementary School Rated A-
  • Heated In Ground Pool
  • Clubhouse

About This Home

As of November 2025

AVAILABLE DECEMBER JANAURY AND FEBRUARY FOR 2026 SEASON. Beautiful 2 story Single family home in Bella Terra! Enjoy this beautiful home with new furnishings, freshly painted, new carpet and ready for season. This home features a living room at the entry, den for anyone that must work while they are spending their season in area. Great room features sectional sofa and large flat screen TV, dining area, and fully equipped kitchen. There is a guest/pool bath and laundry room. The 2nd floor master suite with king bed, balcony with lake view, walk-in closet, master bath with soaking tub and walk-in shower. 2 guest bedrooms with queen beds, and 4th bedroom has a twin bed. Relax on spacious lanai with heated pool and tranquil lake and preserve views. This house also features a pool table room. An adventure awaits outside on acres of manicured and tended recreation areas such as tennis, basketball courts, an inline skate park, tot lot, resort style community swimming pool, volleyball, bocce courts, and fitness center. Bella Terra has so much to offer for everyone of all ages. Pet allowed with owner approval.

Last Agent to Rent the Property

Dawn Hardee

Royal Shell Real Estate, Inc. License #3142150 Listed on: 10/16/2025

Royal Shell Real Estate, Inc.

Last Renter's Agent

Dawn Hardee

Royal Shell Real Estate, Inc. License #3142150 Listed on: 10/16/2025

Royal Shell Real Estate, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2007

Lot Details

  • 9,278 Sq Ft Lot
  • Lake Front
  • Southeast Facing Home

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Lake Views
  • Views of Preserve

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 2,809 Sq Ft Home
  • 2-Story Property
  • Furnished
  • Built-In Features
  • High Ceiling
  • Ceiling Fan
  • Window Treatments
  • Entrance Foyer
  • Great Room
  • Family Room
  • Home Office
  • Screened Porch
  • Fire and Smoke Detector

Kitchen

  • Electric Cooktop
  • Microwave
  • Freezer
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • Walk-In Closet
  • Maid or Guest Quarters
  • 3 Full Bathrooms
  • Soaking Tub

Laundry

  • Laundry Room
  • Washer

Pool

  • Heated In Ground Pool
  • Outside Bathroom Access
  • Screen Enclosure
  • Pool Equipment or Cover

Outdoor Features

  • Balcony
  • Screened Patio
  • Lanai

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • High Speed Internet
  • Cable TV Available

Listing and Financial Details

  • Security Deposit $2,000
  • Tenant pays for application fee, departure cleaning
  • The owner pays for electricity, internet, pest control, pool maintenance, sewer, trash collection, water
  • Short Term Lease
  • Legal Lot and Block 42 / B
  • Assessor Parcel Number 29-46-26-E3-0200B.0420

Community Details

Amenities

  • Community Barbecue Grill
  • Picnic Area
  • Clubhouse

Recreation

  • Tennis Courts
  • Community Basketball Court
  • Pickleball Courts
  • Bocce Ball Court
  • Shuffleboard Court
  • Community Playground
  • Fitness Center
  • Community Pool
  • Community Spa
  • Trails

Additional Features

  • Bella Terra Subdivision
  • Gated Community

Home Details

Home Type

Single Family

Year Built

Built in 2007

Lot Details

9,278 Sq Ft Lot

Parking

2

Rental Info

  • Lease Term: Short Term Lease
  • Tenant Pays: Application Fee, Departure Cleaning
  • Security Deposit: 2000.0
  • Pet Deposit: 400.0

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential Lease
  • Lot Size Acres: 0.213
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Two Story
  • Carport Y N: No
  • Entry Level: 1
  • Garage Yn: Yes
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 2007
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Furnished: Furnished
  • Private Spa: No
  • Appliances: Dishwasher, Electric Cooktop, Freezer, Disposal, Microwave, Range, Refrigerator, Washer
  • Owner Pays: Electricity, Internet, Pest Control, Pool Maintenance, Sewer, Trash Collection, Water
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Flooring: Carpet, Tile
  • Interior Amenities: Built-in Features, Entrance Foyer, High Ceilings, Pantry, Walk-In Closet(s), Window Treatments, Home Office, Split Bedrooms
  • Living Area: 2809.0
  • Dining Room Type: Bathroom, Family Room, Guest Quarters, Office, Screened Porch, Great Room
  • Stories: 2
  • Window Features: Window Coverings

Exterior Features

  • Pool Features: Electric Heat, Heated, In Ground, Outside Bath Access, Pool Equipment, Screen Enclosure, Community
  • Pool Private: Yes
  • View: Lake, Preserve
  • View: Yes
  • Waterfront Features: Lake
  • Waterfront: Yes
  • Disclosures: RV Restriction(s)
  • Construction Type: Block, Concrete
  • Direction Faces: Southeast
  • Exterior Features: None
  • Patio And Porch Features: Balcony, Lanai, Porch, Screened

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage, Paved, Garage Door Opener

Utilities

  • Laundry Features: Inside
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, High Speed Internet Available, Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated, Tennis Court(s), Street Lights
  • Senior Community: No
  • Amenities: Basketball Court, Bocce Court, Clubhouse, Fitness Center, Barbecue, Picnic Area, Playground, Pickleball, Pool, Shuffleboard Court, Spa/Hot Tub, Sidewalks, Tennis Court(s), Trail(s)
  • Pets Allowed: Call, Conditional

Lot Info

  • Parcel #: 29-46-26-E3-0200B.0420

Tax Info

  • Tax Block: B
  • Tax Lot: 42

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 27, 2021
Closed on
Oct 8, 2021
Sold by
Abatecola John Paul and Mcdermott Linda Mary
Bought by
Veroneau Patrick C and Tayman Veroneau Cynthia
Seller's Agent
Jason Pavich
Realty World J. PAVICH R.E.
Buyer's Agent
Peter Davis
Carney Realty & Associates Inc
List Price
$539,900
Sold Price
$540,000
Premium/Discount to List
$100
0.02%
Current Estimated Value
$659,255

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,255
Avg. Annual Appreciation
4.49%
Original Mortgage
$230,000
Outstanding Balance
$208,826
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$450,429

Purchase Details

Closed on
Jun 29, 2007
Sold by
U S Home Corp
Bought by
Abatecola John Paul and Mcdermott Linda Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$348,000
Interest Rate
6.35%
Mortgage Type
Unknown
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Veroneau Patrick C $540,000 Legacy Title
Abatecola John Paul $435,000 North American Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Veroneau Patrick C $230,000
Previous Owner Abatecola John Paul $348,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/10/2025 11/10/25 Rented -- -- --
10/16/2025 10/16/25 For Rent $8,500 0.0% --
10/08/2021 10/08/21 Sold $540,000 0.0% $195 / Sq Ft View Prior Sale
09/02/2021 09/02/21 Pending -- -- --
08/27/2021 08/27/21 For Sale $539,900 -- $195 / Sq Ft
Source: Florida Gulf Coast Multiple Listing Service

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $9,223 $579,599 -- --
2024 $7,890 $526,908 -- --
2023 $7,890 $479,007 $0 $0
2022 $7,142 $435,454 $99,190 $336,264
2021 $4,111 $328,873 $99,190 $229,683
2020 $4,135 $236,627 $0 $0
2019 $4,072 $231,307 $0 $0
2018 $4,067 $226,994 $0 $0
2017 $3,972 $222,325 $0 $0
2016 $3,955 $311,646 $78,850 $232,796
2015 $4,015 $304,113 $78,850 $225,263
Source: Public Records

Agents Affiliated with this Home

  • D

    Landlord's Agent in 2025

    Dawn Hardee

    Royal Shell Real Estate, Inc.

    Section Image
  • Jason Pavich

    Seller's Agent in 2021

    Jason Pavich

    Realty World J. PAVICH R.E.

    (239) 229-7483

    141 in this area

    201 Total Sales

    Jason Pavich
    Section Image
  • Peter Davis

    Buyer's Agent in 2021

    Peter Davis

    Carney Realty & Associates Inc

    (239) 240-7821

    1 in this area

    93 Total Sales

    Peter Davis
    Section Image
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Map

Source: Florida Gulf Coast Multiple Listing Service

MLS Number: 225075497

Florida Gulf Coast Multiple Listing Service

APN: 29-46-26-E3-0200B.0420

Florida Lee County Estero 33928 Bella Terra

20528 Torre Del Lago St, Estero, FL

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Florida Gulf Coast Multiple Listing Service The information is being provided by Southwest Florida Multiple Listing Service. Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase. Copyright 2026 Southwest Florida Multiple Listing Service. All Rights Reserved

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