Seller's Agent in 2024
Rachael Dotson
Residential Properties Ltd
(401) 484-7015
3 in this area
269 Total Sales
206 Smith St Providence, RI 02908
Smith Hill NeighborhoodEstimated Value: $698,523
5
Beds
2
Baths
3,523
Sq Ft
$198/Sq Ft
Est. Value
Highlights
- City View
- Property is near public transit
- 2 Fireplaces
- Colonial Architecture
- Wood Flooring
- 4-minute walk to Candace Street Park
About This Home
As of January 2024The ideal location for a Buyer who needs work-from-home space in the Smith Hill neighborhood of Providence. This mixed-use property is only a 10-minute walk and a four-minute drive from the Amtrak Train Station and downtown Providence. Currently, the first floor is a design office and meeting space, but C1 zoning allows for many options. The first floor includes a full bath, front and rear entry, and access to the basement. Upstairs is a two-story residential unit with 4 to 5 bedrooms, a remodeled full bath and kitchen, and gorgeous original architectural details still in place. There is parking for three cars in the rear currently, and a great city garden with space for parking expansion. Smith Hill is a neighborhood prime for development, with many new projects upcoming. The location is ideal for someone with a train commute, an owner-occupied buyer who needs work-from-home space, or someone looking to collect rental income while holding their own office space.
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $6,969
Year Built
- Built in 1900
Lot Details
- 4,499 Sq Ft Lot
- Fenced Yard
- Fenced
- Corner Lot
- Garden
- Property is zoned C-1
Home Design
- Colonial Architecture
- Cottage
- Split Level Home
- Brick Foundation
- Stone Foundation
- Frame Construction
- Blown-In Insulation
- Shingle Roof
Interior Spaces
- 3,523 Sq Ft Home
- 2 Fireplaces
- Home Office
- City Views
- Storm Windows
Kitchen
- Range with Range Hood
- Dishwasher
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 5 Bedrooms
- Primary bedroom located on second floor
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 3 Car Parking Spaces
- Off-Street Parking
Accessible Home Design
- Level Entry For Accessibility
Location
- Property is near public transit
- Property is near schools
Utilities
- No Cooling
- 2 Heating Zones
- Heating System Uses Steam
- 150 Amp Service
- Natural Gas Connected
- High Speed Internet
Listing and Financial Details
- Tax Lot 409
- Assessor Parcel Number 585612
Community Details
Overview
- No Home Owners Association
- Smith Hill/Downtown Subdivision
Amenities
- Shops
- Coin Laundry
Recreation
- Park
- Bike Trail
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 30, 2023
Closed on
Jan 16, 2024
Sold by
Finnerty John J and Finnerty Susan
Bought by
Paolino Francis T and Paolino Victoria
Seller's Agent
Rachael Dotson
Residential Properties Ltd
Buyer's Agent
James Hall
Compass
List Price
$649,000
Sold Price
$625,000
Premium/Discount to List
-$24,000
-3.7%
Views
218
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$73,523
Avg. Annual Appreciation
10.18%
Original Mortgage
$500,000
Outstanding Balance
$493,860
Interest Rate
7.22%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$235,292
Purchase Details
Closed on
Aug 12, 2015
Sold by
Finnerty John J
Bought by
Finnerty John J and Finnerty Susan K
Purchase Details
Closed on
Aug 3, 2015
Sold by
Cornwall Joseph F and Cornwall Denise E
Bought by
Finnerty John J
Purchase Details
Closed on
Jan 8, 1997
Sold by
Mcelroy M Angela M and Mcelroy Alice
Bought by
Cornwall Joseph F and Cornwall Denise
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Paolino Francis T | $625,000 | None Available | |
| Paolino Francis T | $625,000 | None Available | |
| Finnerty John J | -- | -- | |
| Finnerty John J | -- | -- | |
| Finnerty John J | $160,000 | -- | |
| Finnerty John J | $160,000 | -- | |
| Cornwall Joseph F | $85,000 | -- | |
| Cornwall Joseph F | $85,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Paolino Francis T | $500,000 | |
| Closed | Paolino Francis T | $106,250 | |
| Closed | Paolino Francis T | $500,000 | |
| Previous Owner | Finnerty John J | $176,000 | |
| Previous Owner | Finnerty John J | $80,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/16/2024 01/16/24 | Sold | $625,000 | -3.7% | $177 / Sq Ft |
| 11/30/2023 11/30/23 | For Sale | $649,000 | -- | $184 / Sq Ft |
Source: MLS Property Information Network (MLS PIN)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | -- | $262,000 | $82,100 | $179,900 |
| 2023 | $0 | $262,000 | $82,100 | $179,900 |
| 2022 | $0 | $262,000 | $82,100 | $179,900 |
| 2021 | $0 | $230,800 | $63,600 | $167,200 |
| 2020 | $0 | $230,800 | $63,600 | $167,200 |
| 2019 | $0 | $230,800 | $63,600 | $167,200 |
| 2018 | $0 | $193,500 | $63,600 | $129,900 |
| 2017 | $0 | $193,500 | $63,600 | $129,900 |
| 2016 | -- | $193,500 | $63,600 | $129,900 |
| 2015 | -- | $186,900 | $60,600 | $126,300 |
| 2014 | -- | $186,900 | $60,600 | $126,300 |
| 2013 | -- | $186,900 | $60,600 | $126,300 |
Source: Public Records
Agents Affiliated with this Home
-
-
Buyer's Agent in 2024
James Hall
Compass
(401) 639-9953
4 in this area
125 Total Sales
Map
Source: MLS Property Information Network (MLS PIN)
MLS Number: 73183827
APN: PROV-670409-000000-000000
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